richravizza

I think total market is better call than S&P 500. I also favor a biasing towards dividend stocks, particular as you get older and closer to wanting the income flow. As I've said, I think those writing off the indexes as merely the average returns are closer to gamblers - few can sustain alpha returns over the broad market for long. However, Vanguard's dividend focused fund beat the total market by 60 basis points from 2000 on. Short of spectacular meltdowns (2009), the dividend flow keeps going during a market downturn, so you may be able to avoid having to sell any assets at the low. (financials slashed their dividends, so may want to think about the selection process) And during the asset build phase, reinvesting the dividends during poor markets gets you more shares. Absolutley, Over the Last 40 yrs, 70%+ of gains in the Markets are because of Dividends and their reinvestment. Lot of people say "Cash is King". Most think CASH,as Sell all your equity(STOCKS)and hold the cash or Buy Bonds. AS you said in times of SYSTEMIC RISK, this may hold true but only in the Finanials that were at risk in that system collapes and of course a complete elmination of their dividends. Cash is King when I getting some,without my Labor. The "dividend aristocrats" are a great place to start your search. Companies that have consistently payed a dividend for 20+ years. Never reducing. Never eliminating. and allways increasing that dividend every year for 20+ years. So I can earn a Great dividend every year. the amount payed increases every year or so. Then because of Compounding.(your div. is reinvested, then it pays a dividend). When the Markets really starts heating up because of economic Growth,or if Bond Yeilds Increase.These Stock do perform rather poorly compared to the growth stocks, but I feel slow and steady will win the Day!!! Mutual funds are Great, your instantly diversified in the fund sector, you can put it on Auto pilot as the Fund managers will do the Buy/Sell, Try'n to beat the averages for you. The initial amount,contibutions every week/month can be made with smaller dollar amounts,without excessive buy/sell fees.I still own a mutal fund I use it as my Cash Position. Mutual fund where the Only investment I could afford for Years and they served me well. - few can sustain alpha returns over the broad market for long. But if your in a mutual fund Alpha is what 1. something, so if your looking for alpha/risk, Mutual funds won't give you much.Unless you find a niche like,mutual fund.Check out Fidelity Selects Biotech up 80% in one year down 40% the next. This is why I hold my favorite Mutual Fund as cash.I can sell some in a day with no Fees, use it to buy my winners when they're down.When I sell stock at a profit I can Dollar cost average back in to the fund. This is the reason I manage my own portfolio, Alpha is Risk? NO?

Etp is the MLP and partner of ETE.It's smaller than KMP and has a larger dividend, so I bet they could grow both dividend and market share faster than the Big Dog KMP.But KMP has that leadership in Rich Kinder, Like having Tom Brady on your team!! I used to own Mutual Funds,But never the S&P Index. The sacrifice of saving, made the value of what I saved so great. Average was never my Goal. I couldn't let my/families future depend on the averages. I don't make alot, can't afford large contributions, have no Defined benny plan,ect...Some would say I'm screwed.. LOL I love it when my dividends roll in, ETP is now paying me a dividend of $500 that get reinvested and the next one will be $510, and then $520 so on,and so on..... AT&T is 20% of wifes account,the dividend like doubled in the last four yrs now,they contribute a grand a yr for me LOL. I try to have at least 50% in good dividend stocks,so at least two or three positions. 20% AT&T 20% KMI 20% Altria/ PM chose one. 20% big tech with a dividend 20% a growth co.NOT in the industies above. What would your dividends payments BE?

WOW, WHAT A MONTH ITS BEEN!! Go Pro doubled on it's IPO. then the next Day El POLO Loco did the same. Can't make this shit Up !! The KMP/KMI deal seems Great. If you own the Master Limited Partnership KMP,your shares will just be converted to KMI shares.Simple. You wont own an MLP anymore. I think this makes KMI a better investment, More people will want to own it, Because its NOT an MLP,with all those Tax/IRA issues. Rich Kinder is one of the Best. He created the MLP structure. if he says they can Grow faster,why doubt the man. I chose ETP, been in for 2 yrs,Compounded Dividend is now at 9% and it';s growing again. Been tempted to switch from ETP to KMP/KMI. Time to Eat Crow, Mannkind got FDA approval. Sanofi as a Partner, All totaled a 975 million dollar deal. MNKD is down 20% WTF

Perhaps We can learn something from China? Since they execute some, what 5,000 a year? Compared to our inefficiencies,that will go a long way To the "Cruel and Unusual" perspective. Jeanne Brown, the sister of murder victim Debra Dietz, says any suffering during Joseph Wood's execution pales in comparison to what she and her family have experienced.

wow, thanks I guess we all an relate, My thoughts his words.

The US FDA just approved Afrezza for sale in the USA.... Go Pro had it's IPO, I didn't have the balls to get in on the deal at $25, it hit a high today @ $40.47 Please tell me some one out there "got some" http://finance.yahoo.com/news/u-fda-approves-mannkinds-diabetes-201832377.html

The Enviromentalist should be So Fuck'n Proud. We will never again HEAR of a spill,or any harm to Mother Earth. That drirty tar sand oil will be Processed with the Hightest consideration to the Enviroment, by peoples republic of china,the pinicale of enviromental concern. LOL You seem to think the oil won't be produced,or less harm would be done if ,We don't Take it...... What are the Results ? Commie China is going to get it, What do you think they'll do with them"Contaminates" YAA they'll help clean mother earth with it. We loss the discount,every state,every share holder,worker, retiree, school district loss taxes. Lost the infrastructure,for Bakken oil,so transporting oil in the US will stay dangerous. What you think Canada should do with thier oil is send it to a place that can POLLUTE the Planet the MOST with it? Well canada just said FUCK YOU,and theyll do what they want with their oil. You seem to think you can stop the North American Energy Renissance,well bud, aint no way. I wonder ? d Did you see Frackland in a Public education setting?

This sounds like the correct answer, to me. The contaminated dirty oil produced in Canada will be handled by a Canadian pipeline to move it to where it needs to go in Canada. The risks and costs will remain in the country of origin of the oil. That is EXACTLY what should happen. The dirty oil won't cross the border into the USA, move through a pipeline across one of the biggest aquifers and some of the most productive farmland in the USA. Once the oil made it to the Gulf Coast, the existing Keystone pipeline plans do not have any restrictions as to what is done with the oil. It could be refined into more saleable products, then sold to the highest bidder, US based, or not. It could be exported via tanker, for refining elsewhere. The sum total of the Keystone boondoggle is that the USA would have a pipeline across the middle of the county, with all of the risks that entails, for the benefit of international oil companies bottom line. There is no reduction in energy cost for the US energy consumer by requiring that the oil and refined products remain in the USA, to be sold only to US distributors, and consumed in the USA. Taking on the envoirmental costs of Keystone, with no actual benefit to the average US citizen, is a classic example of how badly the government is controlled by corporate interests. We aren't going to get squat out of the Keystone deal. The international corporations will make billions. We, the people, will pay to clean up any spills from the pipeline. Internalize the profits, externalize the costs. Classic big business strategy that has flourished under the guise of "conservatism". In case you hadn't noticed, this heinous reality is really bad for the average person in the USA. Are you really that, SHORT SIGHTED..

The USA is still getting some of Canada's oil. But instead of it being shipped via a much safer pipeline route, it is being shipped by rail. Bakken shale production in N.D. is now at 1 million barrels a Day. 1 milion barrels a day is being shipped by Truck, and Train. How safe is that? and They believe a Pipe is too Dangerous? LOL

I'm glad to see Canada pursue it's own self interest. Good for You,I'm sure many will benefit. It's a shame we didn't come together. Most refineries in the US were designed just for that heavy cude,middle east type. Most of the great shale plays here are light sweet, so we have the oil, just can't refine it so much,LOL US energy infrastructure is an insane mess. The US Nat Gas act would have helped the nat. gas side but anything to do with Fossil Fuels gets shot Down. I've been waiting six yrs. now,and it looks worse than ever before,but. Private industry is doing it,despite Gov't Oppression. It is Hard to lay enough pipe to around the earth 13 times just in the USA,when politics and gov't bureaucracy gets in the way. Look at N.Dakota Oil and related eqt, and rig workers making 90-$100,000 a yr. a true 3% unemployment,and state funds in the green. No politics,just supply and demand. Now America know's what it feels like to; CUT OF YOUR NOSE IN SPITE OF YOUR FACE

Humans are social Creatures, So are Wolves. Correct. As such they work together for the hunt and all share in its success. If the only wolf who got to eat was the one who closed the deal, the rest of the pack would quickly turn on and kill him. Why we don't do this as humans is beyond me. i thought this may help. http://www.youtube.com/watch?v=W-8g5S0z5Y4

I'm just so very happy that Obama took a stand and cost the US all that money and jobs. Good On Ya Barry! The Enviromentalist should be So Fuck'n Proud. We will never again HEAR of a spill,or any harm to Mother Earth. That drirty tar sand oil will be Processed with the Hightest consideration to the Enviroment, by peoples republic of china,the pinicale of enviromental concern. LOL

I read somewhere; If You don't give them a hose,do you think they won't get Wet?

TransCanada announced plans to go West. Right to the Pacific Ocean. China Bound,I'm sure this Dirty Tar sands Oil will be used in an enviromentally responsible way. Not sure if the southern route to the U.S. is still part of the Plan.

Humans are social Creatures, So are Wolves.

His current wife. The one whose father was part of the French Resistance and when he died in combat his pregnant wife was taken to a a concentration camp and gave birth to her. So, um, yeah . . . talk to that one about how much you think France sucks. So her self interests lie WHERE?Germany France ?how about the Good old US of A. Why is that? Why would you think, I was disrespecting her? or Her Father? Does the Fact that their 17 companies, are Based here,and Not in Europe mean anything? I wonder why their residence is Vegas? With a Mansion in Beverly Hills,would it have something to do with Income Tax?, and how she can use those tax dollars to benefit society better than any gov't bureaucrat. She knows just as well as you,that her self interests in Socialism, far exceeds the Politicians and their so called "Common Good" I wonder how many Lives,how many new enterprise will be born,and the social benefit that fallows. I Don't Think, She believes Gov't can use her "contributions"wiser or more efficiently than she. Where are those Angels ?

Which one are you refering he had three? Do you beileve his Ideas would have such an impact on the Common Good, if they were never realized?

She's fucken German.

that is huge, I've read horror stories of teachers that are real trash and the union protects them,ensures they're return to work. It's a perversion of the Unions responsibility and workers rights. A teacher convicted of sexual assault of a student, was represented by the Union, which made the case the teachers contract is valid, and must receive his pay per the contract for the rest of his life, regardless if he is in prison.

I beleive he is just a great mann His Idea,His research, his cash, his reward, and what does it spell? GREED LOL Talk about conviction, I couldn't imagine Putting that kind of money where my mouth is.Guys got balls. I wonder if any of his ideas would come to reality,in FRANCE

Well just in MNKD when it Failed Phase 2 last yr.and the stock crashed to a $1.38he bought 100 million shares. It's now at 10 bucks so, he needs to spend another 900million before the Gov't takes it.

It is also important to note that 'greedy free capitalists' give their fortunes back to the masses. Rockefeller Carnegie Eastman Gates Hilton Behrend B. Ray Thompson et al., et al. How about those who "give Back" when the recipients are symphonies and ballets which is kind of like giving to themselves since many people had no way of EVER affording tickets at those venues. Quite recently you pitched a fit when one of the Kochs endowed $200 Million to a hospital. It seems you had a problem with Koch having his name being visible on the facility that was being built with the money. Did you look into WHO is being "helped" in the facility??? Welfare for the wealthy and well to do... driven by egomaniacal zeal... is not charitable contribution. That billionaire Al Mann thats coming out with the Inhalable insulin. Just gave 16 Mill to UCLA and another 14 Million to our Local Community Collage. My daughter will be attending this Fall, I'm sure it will benifit her in some way. I might even benifit with lower tuition

So your telling me That Self Employment Tax is a Form of Slavery? thank you. SSI disproportionally is payed by the poor, and Disprportionally benefit the rich,is that another benefit to the common Good? Be Careful of what you wish for. "socialism" referred to any concern for the social problems of capitalism irrespective of the solutions to those problems. Even in it's Definition it is irrespective of its results to social problems.The true benifiary is not the people but those organizatons and those who implement such programs.

I mean to tell you that when Joseph with his coat of many colors warned the Pharaoh about the seven years of drought and the Pharaoh PLANNED his economy around it, thus saving his kingdom . . . THAT was fucking socialism. People working for the collective good is socialism. It's what makes civilization possible. Deep and WIDE. Your only definition of socialism is Quite warm and Fuzzy it definately makes me FEEL GOOD. Yet, SSI and Medicare have some 100Triilion in unfunded liabilities. Is that for the "Collective GOOD" you speak of ? Do I have a Choice in paying self employment Tax? Your tax is a Contribution,your subsidies are a Benifit,that is how the lies are sold. Anarchy where did you get that,I never mentioned removal of all gov't. But, limited gov't you bet,0% growth would be a good start. We could start a List !!! I'll start with the USPS, and i'll raise you with the Dept of Education. Here from wiki; "socialism" referred to any concern for the social problems of capitalism irrespective of the solutions to those problems.

You mean to tell me Societies of the world never existed before Political Socialism?