richravizza

Can a Believer please explain to a denier How a warmer wetter Co2 rich environment bad for life? If the science is settled, what is the optimum temperature and the optimum co2 concentration? I thought human life was the priority or is the non-conscious state of our planet the new priority? Do you have any reservations about the idea that a trace compound essential for life, is the driving forces of temperature on the planet. the only reason I ask is the legal pot growers inject 1250 PPM into greenhouses to nearly double yields.

My I suggest Plunder and Deceit, Big Government's Explosion of Young People and the Future. by Mark Levin

Here's a simpler one I use, without the variables. Has helped me make informed financial decisions. "The Rule of 72" "You either understand it,and earn it,or you don't,and you pay it." This simple rule tells you how long it will take for a principal amount plus interest to Double. Example; DEBT I need an AAD,or $1200, I just got a Credit Card at 22% interest,making the minimum payments. In 3yrs my debt will be $2400. 72 divided by the 22 percent interest equals 3.27 years.

http://www.usgovernmentspending.com/total_spending_chart

Thanks for your view and opinions. You have made your Moral and Ethical views quite clear on the aforementioned CARB issue. Non-reviewable,non-result based laws,and tax policies like AB 350 and Cap and Trade, must be high on your agenda. I'm sure you see measurable benefits,So be it. Unfortunately, you seem indifferent or dimissive to the direct costs and burdens these policies have on the public.

Wow, I'm just lost by your deflection of the subject. I never said "BAN' or in any way, should the customer pay. They've been victimized by the State and VW.

I Signed the petition for "Kates' Law." Really made me feel empowered. Directly doing something for the safety of the community. Only illegal:multiple aggravated felons need apply. Free transportation provided,after stay. Price for illegal reentery 5-7. Priceless.

I think your reaching. If the NTSB (carb)enacted a mandatory seat belt law,for every car sold in CA. Then... Ford was able to Pay the NTSB to not installing seats belts for the last 20 yrs.then, you'll have a correct analogy. (assuming I interpreted your garbled prose correctly).

So government passes a law requiring OBD II and Volkswagen violates that law for profit. And your conclusion is that Big Government has corrupted the process. Absolutely, Don't you see? VW didn't profit from breaking CARB laws, Carb did. VW profits come from customers.CARB just insures exorbitant profits. If CARB was truly interested in the Environment. Fines would not be issued. Non-complient Autos would be Verboten in CA. Posing a major problem for the Brands, losing market share and Profits. All would follow the 22 yr.old law. Who paid the Fines?,the Customer,Not VW. Why has every other manufacturer been Carb compliment? Mercedes Benz,Porche,Audi,BMW and lowly VW see the pattern$? < BP was fined $4 billion for its recent oil spill, for examDo you believe that all those fines are an example of bribery? Absolutely Not. Loss of Life,and Negligence and neglect,not the same as... Creating a law with the intention, of allowing High end cars to Violate it, simply because of revenue. THIS Is Corruption. How fast,would the manufacturers make their Cars compliant,if they lost the entire California market? LOL

Simplest thing to do is check the 'O"ring on the inside of your gas cap. If it has tiny cracks,just replace it. the fumes will escape, system looses pressure and Bingo,check engine light.If you leave the cap loose ,same result.

Your rhetoric is amazing. You do Know a university working on a 50K budget found the VW Deception,the epa was simply notified. and How will the profits of VW be doing in the Future? Do you realize BMWs',MBZs',and VW's are non- complaint in CA and have been since the1994. That is correct all BMW,MBZ, VW are illegally sold in state of CA. OBD 2 the most basic system/ laws for our cars today, consists of a under dash plug-in, check engine light combo. A simple system,where check engine light comes on,plug the standardized plug, and read standardized codes,repair the standardized system,with standard parts. A great law that allows us to be responsible for our cars and the environment.Giving us freedom,knowledge and Choice. That whole concept been CORRUPTED, again by big Gov't. Our C.A.R.B.officials allow the Manufactures to break the Law,if they... "PAY THE FINES" Tens of Millions.Every year.I'd call it Bribery,others a fine. Is it for the Tax payers or the environment? hell no,it validate the California Air Regulatory Board policies, ironic aint it. Officials,politically appointed,tax payer funded,serving its' own interests. You see the California Air Regulatory Board and the epa allowed VW to retain their propriety advantage,and at who's cost? The consumer. Well you bought it,you payed.But it ain't over yet,when that pesky check Engine light comes on, what'll most people do? Nothing,because they know the options are limited and the price non competitive. The price on the environment ? I'll let you decide.

Bill and jerry I think in review of the vid,you'll hear the term. "sanctified capitalism" and " to Serve." To serve your customers,your family and community first. In those words lies a Moral component of our society rarely mentioned.

If your asking me no, not yet. The two formulas listed have two very important variables, interest earned and time. Changing them numbers like interest earned,has a non linear effect. A 1% Bank account is not investing.It is hoarding, money that looses value, Because of inflation. A bank,CD or savings account in today ultra low rate environment is a joke.Who knows maybe the Banksters/Fed will charge us to store our money,in the future.At least it would be in the open,and we would know we're getting screwed.Like our taxes its better to hide reality. Average US market returns for the last 30 years is 7.5%,not the Outrageously high %5. So,True investing must be in the Market.Peter Lynch was a master at this, and it is quite a hands. Index and mutual funds will work to start with, Second is the amount invested this also,variable. The average American will need increase contributions to match inflation. In 30yrs. from now, contributing $20 would be like,$6.50 in today's money .LOL Mess around with the Numbers. Try and Prove What is possible. Increasing our savings to match inflation is a must.Also Try and use a percentage of your income, so when times are good and you get a raise so will your Future self. Become a better investor, beat the averages by a % or two and the prize is your sight and Completely obtainable. As for our public education System. Why is it,as a Nation we do not tolerate monopolies.But, when it comes to Public education of our most disadvantaged it is OK? Why don't our parents/children have choice? Why is common core so un popular,and why is it our poor are kept ignorant when it comes to wealth creation? Why do we Pay more and get decreasing results ? Why can't terrible Teacher be fired? Why are we ignorant about financial freedom, These are all results of our monopoly.

Personnel finance, wealth creation,and capitalism are not in our children's' public education.This neglect has had huge negative effects,and is devastating to our and their future. "Nine out of ten Millionaires are first generation." Nearly half a million in the USA every year. 10 million in total. That is Powerful stuff. Don't our children deserve to be taught how to be that millionaire. I'm sure they'd love to Know? How a simple $20-25 a month will start them on a path to financial independence.and What the alternative is? Who wants to be dependent!! raise your hands!! LOL No matter what profession you choose, you most likely Won't become wealthy at it,but is ESSENTIAL in creating wealth. Ask a high school grad, or any collage student or your local public school teacher. How did Half a million people become millionaires? You'll get answers like; they took advantage of the poor,hit the lotto,they're a crook CEO, they're "in" the financial market. When in fact,the only thing they had in common, they saved and invested 10-15% of their income regardless of income level. How simple. But, definitely not the message we're getting as a Nation. You see in America we're all millionaires,most just don't know how. Image, the State of Ca. actually investing in our children education. The proceeds of the lottery actually going to your child's personal education account. Starting at birth,and invested in a mirror portfolio as TIAA-CREF. Now that would be change. Image choice,competition,reduction in student debt.An alternative for those failures not seeking college.Trade,or vocational training without the debt load. Unfortunately, every social system we have established in the US have been examples of sustainable failure.Socialism style. Mainly,SSI,Medicare,Dept.of Education, and Agriculture. Socialism Front loads our debt to our children. This is the very opposite of wealth creation.It is our status quo. For the younger jumper out there, I hope it helps you. Because it's ALL Greek to Me. Compound interest for principal: P(1+r/n)^nt Future value of a series: PMT * (((1 + r/n)^nt - 1) / (r/n)) Where: A = the future value of the investment/loan, including interest P = the principal investment amount (the initial deposit or loan amount) PMT = the monthly payment r = the annual interest rate (decimal) n = the number of times that interest is compounded per year t = the number of years the money is invested or borrowed for Let's put this into our example: An amount of $5,000 is deposited into a savings account at an annual interest rate of 5%, compounded monthly, with additional deposits of $100 per month. The value of the investment after 10 years can be calculated as follows... P = 5000. PMT = 100. r = 5/100 = 0.05 (decimal). n = 12. t = 10. If we plug those figures into the formulae, we get: Total = [ Compound interest for principal ] + [ Future value of a series ] Total = [ P(1+r/n)^nt ] + [ PMT * (((1 + r/n)^nt - 1) / (r/n)) ] Total = [ 5000 (1 + 0.05 / 12) ^ 12(10) ] + [ 100 * (((1 + 0.0041666)^120 - 1) / (0.0041666)) ] Total = [ 8235.05 ] + [ 100 * (0.647009497690848 / 0.0041666) ] Total = [ 8235.05 ] + [ 15528.23 ] Total = [ $23,763.28 ] So, the investment balance after 10 years is $23,763.28.

I thought you would see that the market place has made the new laws of the state of Oregon obsolete.

How about Capitalism and Discrimination,as it applies to the case of the gay couple,the cake and the baker that refused to bake the cake. First the baker retains his choice,and his rite of refusal. The guy couple finds another baker next door. Gays get a better cake, at a better price, they tell others of the wonderful cake. First baker does poorly and is directly affected by discrimination.

I can't my education is twenty yrs. old and Public in nature. As for the reply, Yours is Basic in nature. Highly educated liberals Love to attack the quality of writing skills of public education system, and ignore the content. an apology,If my grammar offended you, I'll proof read next time. For the Lovers of Big Beautiful Gov't; The EPA had Nothing to do with the discovery. This was discovered with $50,000 and research by a University. Do you think thats good enough? Perhaps you can go Line by line correct my grammar,then discuss the content.

Thanks Ron, What a fresh perspective,too bad Ramsey,isn't a required course for all GRADE SHCOOL GRADs.but High school or a Masters degree in Economic that the minimum. Institutional education of our children from Capitalism to Socialism. This is the way of Their indoctrination,by the Monopoly that is the Public Education System where Choice is reserved for (Wealthy))Party members only. As for the critics of big Beautiful Gov't; The EPA had Nothing to do with the discovery. This was discovered with $50,000 and research by a University. As for the Ethics, Well VW will pay a huge price,individuals, Groups and the State and Fed.Will it Survive? But, Will it Pay? Free market Capitalism and Lady Liberty with scales in hand will decide the Fate of this once great institution. Gotta go need to make some $ to pay the EPA.

The price of a gallon of gas is only Twice as expensive.here... http://www.signalscv.com/section/33/article/139000/ California passed AB 32, the so-called “Global Warming Solutions Act,” in 2006, it was praised as first-of-its-kind legislation, a model that the world would follow,not. Summer blends,ethanol mandates,and hidden taxes,and them wonderful subsidies are crushing not only the poor,but all of OUR consumer based economy. Social engineering of this fraud, corruption,and unbridled Taxation has to Stop. Fire up the grill,ENJOY THE RED MEAT

OOps, I almost forgot the most important Part of my reply: A Solution; http://www.forbes.com/2009/11/23/charities-most-efficient-personal-finance-charity-09-efficiency_slide_2.html GET THE MOST BANG FOR YOUR BUCK !! Your personal self interests in others,can be in good hands. Don't let the bad apple ruin our basket.

http://www.snopes.com/politics/business/charities.asp Think ya'll love this,American Red Cross Ceo takes home !!?? The second worst offender this year is Marsha J. Evans, President and CEO of the American Red Cross... for her salary for the year ending in 2009 was $651,957 plus expenses. Enjoys 6 weeks - fully paid holidays including all related expenses during the holiday trip for her and her husband and kids. including 100% fully paid health & dental plan for her and her family, for life. This means out of every dollar they bring in, about $0.39 goes to related charity causes. Read more at http://www.snopes.com/politics/business/charities.asp#POU0EK88t1JfkmQZ.99 UNICEF $0.14 per Dollar of income.. Now that's non-profit... LOL

I called Taft to get the info, and I'm definately not social, just GRUMPY and GIMPY. Air Trash website has a social sign up if you like.

Facebook the title for more info.

I started writing a longer response but the first thing I wrote sums my opinion up pretty well... Basic social responsibility my ass. It's either a tax and an expenditure like anything else, or it's some national treasure we should all be so thankful for. You can't pretend it's the latter and fund it like it's the former. I argee completely, This has always amazed me that the very people that live the socialist dream,the front line protectors of society have Exempted themselves and their Conrads. firemen,school teachers,local, state and county Cops,federal V.A.employees,and so on. Just lay it on the Laborers, and them well off self employed folks .....LOL Leona Helmsly quote was quite telling of our Social Leadership. TAX is for the POOR.