georgerussia

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Everything posted by georgerussia

  1. If "dire consequences" mean that the banks will not lend any money anymore to a person who works part-time for a minimum wage, and as a result this person will not become a "homeowner" of a 450K property he can never afford, I completely support such "dire consequences". * Don't pray for me if you wanna help - just send me a check. *
  2. I would disagree with this statement. This is basically saying that someone who signed the paper without reading it should be "innocent". No, they are just stupid. Just look on "stated income" loans. Most of the people who would take those loans would be the people who knowingly LIED about their real income. This is obvious as anyone with verifiable income would just get a regular loan with much better terms. As far as I remember, providing false information in the loan application with intent to get a loan is a crime itself (not sure if it's federal or state), so "innocent" here does not really fit anyway. And for those who got equity out because they "needed money"? They will need to understand that money do not come out of nothing, and that they need to do some research before signing up for a loan if terms are not clear. Damn, people spend _weeks_ searching the Internet and reading reviews before they buy a $2000 camcorder! Probably a $300,000 loan would worth at least the same amount spent on research? * Don't pray for me if you wanna help - just send me a check. *
  3. It looks like the deregulated industry has already corrected itself. At least nobody nowadays gives stated income loans, and most banks implemented very tough qualifying criteria like proving that you actually have a job. Those who made bad investments will be wiped out. Those who did not will take their place and make money. No matter whether you do something or not it will affect everyone. Personally I don't think we need any bailout at all. The investors capitalized gain - let them capitalize loss as well. This will be a good lesson for everyone else. * Don't pray for me if you wanna help - just send me a check. *
  4. Please do not put your words in my mouth. I'm doing really fine, and definitely don't need any change. * Don't pray for me if you wanna help - just send me a check. *
  5. I'm more concerned about my own financial success. That's why I would not vote for Obama. * Don't pray for me if you wanna help - just send me a check. *
  6. Well, if you consider a "change" like rising YOUR taxes twice, you probably would differently on onslaught. * Don't pray for me if you wanna help - just send me a check. *
  7. What bothers me with Obama is that he basically promises everyone who asked everything, which makes me wonder if he's going to do anything at all. * Don't pray for me if you wanna help - just send me a check. *
  8. Military spending also supports major researches which otherwise would be very difficult to achieve. Space flight, cellular phones, Internet is just top of iceberg On a government level debt repayment has nothing to do with budget deficit, as government could always print more dollars. Even a 10% inflation run over 10 years would cut our current debt twice (making creating future debt more expensive though). * Don't pray for me if you wanna help - just send me a check. *
  9. Just for the record, it wasn't always "women and children first" before. I remember one case where only one woman was rescued after a shipwreck. P.S. Depending on situation, your survival chances might be better if you stay on a ship. * Don't pray for me if you wanna help - just send me a check. *
  10. The obvious problem with this approach is that it is much easier to replace an uneducated worker by someone else. Also look on the two last century trend - the whole society slowly moves away from using a lot of uneducated labor, replacing them by machines. Another thing is that the standards of living are growing in China. The salaries raise as well (something like 25% up last year average), which - if trend continues - will make even less sense to have production there. Basically the same thing happens with outsourcing software development. In 1999 someone said that in ten years there will be almost no software development in USA. Well, he was wrong. In fact a lot of people I personally talked to are very disappointed in outsourcing - basically the price is good, but the quality sucks, and you end up spending the same, if not more, amount of money. I expect outsourcing to start declining in 2009 (and weak dollar adds to this as well). There is one more thing, which is completely politically incorrect. AFAIR during last two centuries China did not develop anything themselves; they either bought the technologies or blatantly stole or reverse engineer them. This would make it much more difficult for them to become an industry leader. The real goods in this century will be food, water and oil. China has none of those to export, and needs all of those. * Don't pray for me if you wanna help - just send me a check. *
  11. I don't even feel sorrow, just lower your armrest. * Don't pray for me if you wanna help - just send me a check. *
  12. Ok, so it should be obvious to anyone. May I suggest you make it your signature? I already told you why - because I was devastated by your logical thinking, but I'm a sissy and cannot admit in public your intellectual superiority over me. But it should be obvious to anyone anyway. Well, if you read it again, it might make sense to continue this discussion. But not before. I'll let you continue arguing with yourself. * Don't pray for me if you wanna help - just send me a check. *
  13. Googled. In neither case the DNA evidence was faked. The first one was defective lab doing poor work, the second one was clerical mistake. * Don't pray for me if you wanna help - just send me a check. *
  14. You probably will be surprised, but anyone has their own preferences, and topics to discuss. People discuss things which are interesting to them, and ignoring the things which are not. If it hurts your feelings - I'm sorry, but life is tough. If it makes you feel better, just tell yourself your opponent is just a sissy who cannot admit he was crushed by your steel logic and mighty arguments. As you see, I'm not even interested to discuss the death penalty itself. Well, since you and the ones you include in "we" know that, why are you asking me? I don't know that; you're asking a wrong person. So what? I did not. I just pointed out that producing a fake videotape is easier and more reliable than asking someone to perjury. Never I said people will avoid doing things if they could face heavy penalties. You're arguing with yourself. * Don't pray for me if you wanna help - just send me a check. *
  15. China would. * Don't pray for me if you wanna help - just send me a check. *
  16. Because you didn't pay me by hour; thus I reserve the right to NOT go through everything you wrote, collect the various statements, and address them all. Might I, please? :P Who are those "we", who know that they do it all the time? Or you just meant yourself as "We, the Emperor"? Could I ask you how many cases you personally investigated to come to such conclusion? Those who murder someone are usually getting some personal gain out of it - which makes it worth the risk. If the witness could gain something serious if he lies, I'd very carefully consider his testimony as well. * Don't pray for me if you wanna help - just send me a check. *
  17. And the court estimates the weight of each witness, and it is almost never the same for all the witnesses. It is very hard to fake the fingerprints so the expert would not find it. Faking DNA evidence - well, you could try. Someone giving false testimony is risking heavy penalties. The tape is not risking anything, and someone who made such tape by request (not knowing it supposed to be used to falsify evidence) is probably not risking anything either. * Don't pray for me if you wanna help - just send me a check. *
  18. The court, unlike you, does not base their verdict on videotape. * Don't pray for me if you wanna help - just send me a check. *
  19. The problem (and resulted bans) with smoking is that when you smoke, you effectively force anyone around you to smoke with you. Someone who is obese does not. * Don't pray for me if you wanna help - just send me a check. *
  20. For just around $5,000 and your good photo you'll get video showing _you_ doing something even worse... * Don't pray for me if you wanna help - just send me a check. *
  21. I wonder if the country really need so many casinos? Personally I have never been in casino in my whole life, and I suspect I will never be. * Don't pray for me if you wanna help - just send me a check. *
  22. No, I didn't. I read about it on Russian news site rbc.ru but it also refers to the Interfax, and I was not able to find the appropriate Interfax statement. What actually caught my eye, what "angry". It's kinda hard to imagine the deputy of the Army Headquarters chief angry. For him it's just change of balance which requires change of plans in his organization. After all, he's a very high-level military guy, and not a politician. * Don't pray for me if you wanna help - just send me a check. *
  23. It is not OK to be careless in skydiving or while driving a car as well. And still some people will be careless, and we will have accidents. Banning skydiving or driving altogether is not a solution. Educating people will work, but there is no solution which would completely prevent those accidents. At least no country found it so far. * Don't pray for me if you wanna help - just send me a check. *
  24. Some would say that there are an awful lot of dead people who'd still be alive if some careless skydiver watched for other canopies. And some would say that there are an awful lot of dead people who'd still be alive if we ban skydiving altogether. It just depends on how you say it. A lot of people, including young kids, would still be alive if some careless drivers just look ahead. * Don't pray for me if you wanna help - just send me a check. *
  25. Does this service to a non-profit group, which (the group) is linked to a former radical activist really matter? Looks like some people are more concerned in what the politician done in the old past than what he will do if he gets elected. * Don't pray for me if you wanna help - just send me a check. *