vortexring

No, I didn't put that option on, because nobody is in zero debt - do you pay your utility bills by d/d? They're taken out of my checking account automatically each month, as is my DSL bill. Sure they are, but I'd still consider it a debt in regards to utility bills, unless you're in direct comms each month briefing the thiefs on your usage. Try changing to a different gas provider and see your final payment if you've not being doing so! They read the meter every other month, and they usually overestimate my usage. So one month I pay extra, then the next when they actually read it I owe less, or sometimes they end up owing me. Nice to hear they read the meter each month - over here they don't give a fuck. Most people pay each month a sum by direct debit which isn't anything like they should be paying - cos when they went to the provider they were deliberatly given a low false reading to 'magnify' what a great company they were/are financially. Whilst the fuckers don't even bother coming out to read the meter - they reckon it's the owner of the households responsibility to tell them the readings! Hence fuck off massive bills for such people not telling the utility thieves their readings. I dunno - the internet is fantastic for top tips on saving money each month no matter what country you live in. If you know how to use it. 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

I once had a good friend who's Mrs went a bit daft on the old credit cards - and more than once too - even after he'd discovered the initial spending spree. I knew/know them both well - lovely people, except she was a fruitcake for buying things beyond her means. How d'you deal with that in a marriage! You've my sympathy cos it seems your Missus didn't tell yer about the debt until you were married - that's fuckin' alarm bells in my book. Some of the most decent people I know are psycho nut jobs when it comes to finances. But grip your wife in regards to expenditure - cos she's gripping you, and not thinking about the repayments on the c/c! And if you've debt on c/c's - don't pay the min. payment each month - cut the bastard card in two and pay off as much as yer can till it's gone! 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

No, I didn't put that option on, because nobody is in zero debt - do you pay your utility bills by d/d? They're taken out of my checking account automatically each month, as is my DSL bill. Sure they are, but I'd still consider it a debt in regards to utility bills, unless you're in direct comms each month briefing the thiefs on your usage. Try changing to a different gas provider and see your final payment if you've not being doing so! 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

This thread I've put on is a bit uncomfortable really. Can I be rude, and ask; is this causing any problems of significance in your relationship with your partner? Well, I had my tantrum after I found about it all soon after the wedding, and still worked up a budget and got over it. We are making some headway and still putting some money away. In order to do that though it involved some serious lecturing and some bitter arguments till she finally got on board with me to understand that she has to listen to me if she wants to keep the house or ever retire. We still have our struggles but the worst is over. I just had to accept that I'm not going to be able to make some of the investments that I wanted to and retire early. It's always the same! Mentalist wife has to buy designer shoes every 3 hours, or what have you. I've tried lecturing my Missus and ended up with a frying pan approaching my melon with a speed close to that of light. 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

No, I didn't put that option on, because nobody is in zero debt - do you pay your utility bills by d/d? 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

Get yourself in this bad boy. It has canvas blades! 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

This thread I've put on is a bit uncomfortable really. Can I be rude, and ask; is this causing any problems of significance in your relationship with your partner? 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

Still single engine bro! 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

Jesus! Fuck that!! At least it's not a 22 though. 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

Who is doing that, do you think? Jimmy Saville.

You fly helicopters as a hobby!? Are they gas-turbines? That's mentalist expenditure for a hobby! Or are you flying R-22's? 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

Seems so far we're all fairly good with our finances here. Which is great. Nobodies admitted to being a nutter on the credit cards though! Shame really - I was gonna offer to square them away. 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

Gold, silver, rubies or Krugerrands? 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

Cheers for your answer Karen. It shows manageable debt. I'm of the opinion that most peoples debt is beyond such a controlled state. 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

Lost me Sorry! 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

What THE FUCK entitles somebody to be a national leader, sweetie.

On Fly Agaric? 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

When you were over we were in a recession. Still, have you the land? You even look at my tomatoes and I'll chop yer hands off.

I'm not just referring to the US mate. It's nuts! 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

Likewise - when the piggy banks running low on beer vouchers you either do without or eat Fly Agaric - basics really. 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

My points pretty relevant to the current financial 'crisis'. It isn't just about mortgages. We're literally encouraged to get ourselves into debt. How many people ever had a personal loan? What exactly was it for? Who ever consolidated their store cards, loans, credit cards and HP's into a fuck off big loan? Who bought a car from their savings? Or through a lease or PCP? And fuckin' why!? That's my point. 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

Y'know - I hope you're inundated with customers! 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

We need licences for so many things these days. Fishing rods, cars, and now think of all the further things you need a licence for. It's a lot. Do you need a licence for children? Let us imagine I wish to drive. I train - I'm educated in driving. Eventually a loser says I'm qualified to drive. Or fly, or whatever. Here's the multi-million pound question... What THE FUCK entitles somebody to be a national leader? Where's the education? The qualification? What on earth qualifies somebody to be allowed to even run for such a position? It's insane! It's who yer know and how much money you have. How completely and utterly wank. Bollox. Vortexring, out 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

Bugger! That'll teach me from buying my kit from the market - guess I'll stick to Quicksliver or North Farce in the future.... 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'

What's yours? Don't fuckin' lie - which no doubt most people will. Anyway, individual mortgages don't count - although people who rent out properties - their debt does count! Whether your debts business related, massively huge and significant, or just a score borrowed from your brother 'cos you were playing cards on Wednesday...it'd be interesting to hear the results. And I'm being negative - I expect about 2 replies with descriptions of no debt whatsoever - and now lets look at the next Obama thread... 'for it's Tommy this, an' Tommy that, an' "chuck 'im out, the brute!" But it's "saviour of 'is country" when the guns begin to shoot.'