Bolas

Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

Always thought it hilarious the number of 4WD SUVs that would go hauling ass down the road in horrid conditions was usually proportional to the ones you'd see in ditches, wrecks, or upside down. The biggest issue with rear drive vehicles in snow and ice is usually more related to the lack of weight over the wheels. Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

Exactly. Pro choice. A DZO can choose to require AAD's or any other safety gear, and/or requirements such as turn size and wing loading. Their sandbox, their rules. You can choose not to jump there. Just as long as it's not mandated by the USPA or FAA.

Under the interstate commerce clause as currently interpretted I'm pretty sure they could be. I am not sure there is any business that cannot be regulated by the federal government at this point. All depends if you're taking government funding or contracts. The less they're giving you, the more control you have.

Was that counting the fuel sales? Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

Stick around a few more days and you can become a Dirty Pirate Hooker.

If it is his business, then yes. Is it acceptable to have a ladies night while not having a Mens night? Ladies nights are mens nights. Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

An older article but shows this isn't a new thing Buffet is saying: http://www.timesonline.co.uk/tol/money/tax/article1996735.ece Two additional points that haven't been mentioned. * If charities are funded directly, perhaps the government can spend less on social programs. Additionally money given directly to a charity is far more cost effective than that same amount budgeted to a government program. * Sure Buffet could willingly pay more taxes or give to the gov't directly, but that's not his point or a solution. His point is a system that allows him to do what he does needs to be fixed for all, and not rely on people willingly giving more. Another way we could raise money is a voluntary federal tax like most states have, the lottery. Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

please inform me how half naked she is . Please inform me where the rig is on the ad. To me the people who think anything bad from the Mirage adverts are perverts. They see evil everywhere. ( . Y . ) +1 ( o Y o ) Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

Nah, not your team. I'm in another league. That's a given regardless of what team you're on. Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

If someone is going to a confront and expose their blackmailer, they need evidence. Regardles of gender, race, and/or orientation. Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

And if they don't report them, they suffer whatever the blackmailer can come up with. It's simple: If blackmailed one can either report them and both get in trouble (usually less for the one being blackmailed), or start down that slippery slope of doing whatever they want to keep them quiet. Personally, if someone had something on me, I'd take my lumps but expose them for what they were doing. If I'm going down, I'm taking them with me. Once again, eliminating DADT (which I agree with)would only stop one kind of blackmail. Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

Someone read the text??? And she even plays for our team... Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

Agreed. And as people start coming forward we take away those weapons, but the main focus has to be empowerment against blackmailers in general. Incidents of blackmail will drop far faster if people stand up to them regardless of issue versus trying to eliminate each and every possibility of blackmail only. Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

Not spending more than one has does not put them at an economic disadvantage. It puts them at a greater advantage because since they are not maxed out, have credit available if needed. Of those that "flipped" their primary residence, how much actual money did they really make once all the expenses such as moving, real estate and mortgage fees, home improvements, plus paying off the loan and its interest? And did they take that $$$ or just put it into the next "flip?" I could see having a variable rate on a second home or homes purchased as investment properties, even can see it as an option on "toys" such as boats, RVs, luxury cars, sports cars, etc. Worst case, you lose some toys and/or real estate. Doing it on your primary vehicle and/or residence though is just retarded. Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

Who says they aren't? It's all about the goal of the banker. Which is usually the quick buck. If all they're doing is selling the loans they get to another bank, they're have 0 concern over whether the person pays the loan back, just if they can sell it or not. The company that buys the loan has some concern but as long as they get their initial $$$ back plus whatever percentage they deem to consider it profitable (in standard interest and/or penalty fees) they're happy too and may sell the remainder to yet another org who as well are looking for a certain percentage over their purchase price. Bankers are extremely financially savvy, but that saviness is generally in their companies best interest first, not the customer. Caveat emptor. Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

When you say no one takes a loan they can pay off do you mean no one takes a loan they can easily afford the payments at their current salary? For student loans, that is true and acceptable, but for all other loans, having loan payments for cars, boats, houses, etc. that total, near, at or above your current income is not smart. Even if one makes more in the future, rather than use that additional to "catch up" they will likely just borrow and purchase more and continue to live at, near. or over. their new income as well. Additionally they will also have 0 savings so while a "rainy day" could hurt them badly, even a "light shower" could cause big issues. Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

I agree, but it seems we've turned higher education into a money making system. . It's certainly sad that faculty expect to be paid at the end of the month. (It's not at all uncommon for a freshly graduated PhD in engineering to be paid a starting salary MORE than the faculty who taught him/her make). Engineering has always been the exception. As engineering schools tend to have partnerships with various companies, some cost colleges very little or no money or are even a profit center for the school. How many other fields of study/degrees does that apply to? How many others are less? How many are FAR less? This is the type of analysis that needs to be done if it hasn't already. There's nothing wrong with getting any degree in any field but some just don't appear to be as cost effective as others. Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

The first year enthusiasm for jumping in cold is so cute... Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

Keynesian economics has worked a whole lot better than the Voodoo Economics of 2000-2008. That is about as useful a datum as the claim that Unicorns are faster than Centaurs. Disagree. Keynesean econ kept the economy in a fairly steady growth state, and deficits pretty much under control until the govt. came under the influence of the Voodoo witchdoctors in the 1980s. Since then the deficit has spiralled out of control and we've had the worst bust due to absence of grown-ups in control since the 1930s. Besides, Centaurs have altogether too many limbs. Were we really following Keynesean econ or was the economy just growing on it's own? Econ theory really can only play but so much of a role: eventually it comes down to making more and/or spending less. Manipulating the numbers is just that. What got us in trouble with trickle down was it would have worked at the spending levels at the time. The problem was to get the tax cuts, deals were made that expanded programs and expenses beyond what it could sustain. Since neither party would back down, we got lower taxes and higher spending. Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

Did someone say boobs? poe62 Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

Additionally, regardless of the final outcome for that person, taking a stand for others and themselves is always the right thing to do and is necessary to get things changed for all. Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.

Keynesian economics has worked a whole lot better than the Voodoo Economics of 2000-2008. That is about as useful a datum as the claim that Unicorns are faster than Centaurs. The greatest economic stimulus of all is pussy. Men will spend all sorts of money on all sorts of things to get pussy. That's why the LBGT movement is bad for society. It reduces the amount of income spent on pussy. Simply change pussy to piece of ass, and we're back fine again.

Back to your initial post about student loans, and according to the article you linked: "The average debt load is $24,000, according to the Project on Student Debt." So, it seems the majority of students are able to keep their loan to an amount similar to a car loan. While a college degree is no guarantee of a high-paying job, most professional careers do require extensive education beyond high school. Without a degree, good luck landing a job as a doctor, engineer (of any sort except "sanitation"), scientist of any description, teacher, or in marketing, management, and on and on. Even bank tellers require a business degree these days. What a college education offers is a shot at an interesting career, one that can (hopefully) motivate a person to head off to work every morning and feel good about it, all for the cost of a new car. Of course high school grads or even dropouts might be able to attain the same thing, as long as they have no desire to be an architect, doctor, or find a cure for cancer. Getting rid of student loans would limit such careers to students who come from situations where they already have in place the resources to pay all the costs up front, which for all intents and purposes means wealthy families. Aside from the issue of stifling the ambitions of all but the progeny of the wealthy, do you really think the USA could be economically competitive with the rest of the world under such conditions? You would have this country reduced to hewers of wood and drawers of water. Of course, I recall your disdain for anyone who has actually completed college from another thread; maybe that's the real reason you'd like to see student loans eliminated. Would you also like to see mortgages eliminated, so only the people with cash in hand could buy property? Mortgages are by far the largest single debt source for the vast majority of people. Hey, if we restrict home ownership to the rich, and voting rights to property owners, maybe we could get closer to your vision of the perfect state. Don Since this turned into a "name all the next possible bubbles to burst" thread, I was commenting on states that were borrowing versus raises taxes to make up the shortfall, though it is good advice for everyone. As for student loans, they should still be offered and people should still go to school if they want, but they should have some sort of idea how they'll pay them back AKA "a plan to pay it back." If the career one is planning to go into starts at a very low salary, perhaps they should figure out how to get out of school with less debt than someone who is going into a field that starts higher. The article also mentions that education costs are going up so while car equivalent student loans may now be the norm, 6 figure loans may become more common. Additionally, if defaulting laws on student loans change, introducing higher risk for the lenders, you may start to see different loan rates based on field of study. As for mortgages, it too is all about having a plan to pay it off, not just making the smallest payment possible for the biggest mortgage one can get. Credit itself is not a bad thing in moderation but if one, a gov't, or a business is using it consistently to maintain a level above their current means, with no plan other than to get more credit, that's when the trouble starts. Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh.