shah269

Girls got to know how to drive stick and got to understand why a man needs to own a bike, a sports car and a big tv. Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

Why would you be embarrassed by that? I guess I might try to teach her first and then give up but it does speak to her mechanical aptitude. Unless you mean you won't talk to her at all, that might be a stretch as well. If I end up looking again I'll need someone that can keep up this time around. She didn't know how to drive stick and a few other things such as was not a fan of motorcycles and not a fan of one day owning a sports car...she was one of those "Oh I want that beige Lexus SUV" kid of girl.... Teachers...you know. Still talk to her but.....yeah I was just thinking...do i really want to invest the time or energy teaching this girl to drive stick so that if we get serious she could maybe use my car if we are out and i drink too much? Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

Cool thank you. Yes lots on my plate at the moment from the job to the education to attempting a career change to the usual static in life...keeping the house clean and feeding the kids and trying to get in a few jumps a month. I will be the first to admit though I think I would be very happy in a long term stable relationship....at the moment I am far from ready to be in a relationship. That said....good god have i gotten picky...stopped talking to a girl because she had a slight lisp....another girl because she was a vegetarian and still another because...and i'm even ashamed to admit this one....she did not know how to drive stick. For a guy who is currently stuck in an all dude world be it engineering or skydiving I do well for my self when it comes to dating but my god I really need to stop being picky and just enjoy life....now if i can some how get that threw my very thick and egg shaped skull! Everyone thank you and well let the pissing match BEGIN! Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

So... your dog thinks your hot because that's ok by it? I have two cats And don't be hating, it's a very sexy look I got going. Very intimidating sexy. So please send your resume for potential slot as a stalker to me and we'll see. Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

That's not how that works. We have to determine you're worthy of being stalked. OH I am WORTHY...have you seen how freaking HOT I am! I mean really! Tell me you don't want to spread Nutella on my head and lick it off! Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

A question for the people who have had a divorce. If we can keep this one away from the personal attacks for at least a page I would greatly appreciate it. Thank you. It's been two years for me and yeah life is OK. Not the best, after all who really wants to spend that much energy in a relationship and then have it go to poop. Yet I have a question for those older and wiser and with more life experiences. After your divorce were you significantly more "picky" with respect to who you dated and who you spent time with? With respect to, as an example, personality, looks, education, income and other? I personally, and this is just me, have noticed that I am significantly more "picky". I was a shallow bastard when I was younger but now it almost appears and feels as it has become ingrained in my psyche. With respect to "shallow" I'm not only talking about looks but also education and station in life. I've always been attracted to attractive, smart and driven women but now I feel that I'm even more picky regarding these qualities than ever before. Hum...how can I restate this.....I feel as if I just don't have the time, capital nor the energy to "deal" with another individuals "issues". I feel as if I'm looking for someone who is %90 there out of the gate. I know it's wrong and that I'm sure there are some amazing women out there that I’m just overlooking for they are for some odd reason "too much work". Did any of you people who were unfortunate enough to be involved in a divorce feel at all similar to this? As if time were running out and that "you" had this life that was going well and you were looking for that perfect cog to fit into the machinery of your life? Thank you

I always wanted a stalker...but only if she was cute! Ladies IM me and let's start talking if you "qualify" as a potential stalker. Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

You flaming rat bastards! You are all as shallow as me! (I am your lizard king!) That delusion of grandeur aside. "God god girl, slap your ass and call me sexy! Yum yum and a bottle of rum!" There aint nothing and I MEAN NOTHING wrong with a girl checking out a guy, extra points of she is checking me out. Short, tall, skinny, fat, wide, extra wide, size 8+ and hell even BLIND! Who cares! She checks me out oh yeah I’m feeling like I did some good today! Now me checking out a girl? Yeah, look her straight in the eyes and smile. Extra points of you start from her feet and move up and then catch her eyes and smile. Every girl loves to be hit on. No matter how prudish or how big of a stick she has stuck in her crack, EVERY WOMAN likes to get hit on. So make the world a better place, next time you are out and about, and you see a girl who is cute check her out. Smile! No harm no problem. It's all good fun. AND LADIES! Get off you god dam high horse and slap your friends around! Sure YOU may be checking out dudes....but if you have ANY female friends...slap them around a little and tell them it's perfectly ok to check out any guy they find at all attractive! And what's the worst thing that can happen? So the dumb dork comes over and lays down one very lame pick up line. Or offers to buy all of you ladies a round of drinks (now that there is a class A dumb ass move)? Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

Wow man that is far out! That is really cool! AWSOME!

BEST PICTURE EVER! I'm telling you I didn't think of this freaking subject! One of the ladies who posts here emailed me and asked me to start it up. I thought it would be a giggle of a thread so i started it. I'm telling you IT WASN'T MY IDEA! If it was mine it would be much much worse! Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

Ha ha ... you just earned yourself a kiss when I meet you ... Hahahaha take that Shah! I have taken peoples disinterest in you and turned it into some action for me! What ever floats your boat. Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

Holy mother of god! 1k reads! I have to say that there is some impressive stuff! Either people are checking out or hoping for a train wreck. But thus far, almost 35% that's not bad! So about 1/3rd of all the ladies who picked up the sport had a crush on their instructor at one point or another. That's interesting. Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

And this is the last post I'm making to what has become a pissing match. Yes credit does matter, it will hurt your chances of landing a better job or a nice appartment. However as of late, it appears that more and more people are telling the banks to go pound salt and returning their keys and living off of their liquid income over the next 7 years untill they can good credit. However as one economist put it, creditors are short sighted with respect to avaliable capital. And with that, it is a shame this didn't evolve into a more complex discussion. Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

I know that pesky logic and math are horrible tools utilize in forming an argument. indeed. So help me out. The numbers don't add up. If you bought a 300k house and put down 10%, why is your balance still at 270k 4 years later? That balance makes sense on a 3% downpayment (starting mortgage of 288k). Or on an interest only loan with 10% down. oh brother.....now i have to explain every single portion of my life to give you the full picture? Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

There are tools that business has at its disposal that the average person does not. Being a citizen of NJ I for one am not able to simply "walk away". The banks could and would come after me for the outstanding debt. Funny thing...now that I think about it...a vast majority of our mortgage debt is government backed. Thus if your average citizen were to walk away the government would have to cover the outstanding debt to the banks...unless I'm wrong on this? *I'm not 100% sure on this one, can any one verify?* Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

And here comes the pissing match..... My only debt is my condo. Other than that I'm free and clear. And I could buy another car right now without needing to refinance. I hope this puts to rest any further pissing matches and or personal accusations. I was utilizing myself as an example of "the average". If I was able to free up X amount of capital I could procure Y or Z and thus create ABC types of jobs. You know what...never mind....I'm sorry I brought it up. It was meant to be a civilized discussion regarding economics and banking policy but well it went to shit. Oh well. The best of intentions. Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

Hum.....how can i put this with out using a million words? Debt is not bad. No joke! Debt is not a bad thing to have. We need debt in our economy to keep things going. I was utilizing the procurement of the car as an example, maybe not the best example, but a good example of a procurement that would create jobs. Feel free to utilize your own example for what the average citizen would coud do with $500 a month to grow the economy. Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

Great than buy! But you buying will not grow the economy nor create many jobs. Again not a pissing contest. It's a larger debate. If you have a difficult time viewing the system as a whole I'm not sure what to say. The discussion was regarding freeing up capital today so that the economy would grow TODAY not 5-10 years from now. A self fueled stimulus package. And not like the banks don’t make any money off of a refinance. Between the various fees a bank can make a good bit of cash refinancing. The catch at the moment is that there is nothing to refinance. Negative equity in a home is not a good place to be for either party. Unless banks start renegotiating extended loans, say 60 years? But that wouldn't make things any better. How can I put it? Say I lived in Arizona or another state that basically told the banks to go pound salt with respect to mortgages but had the biggest boom and thus the hardest bust. On average say I make $5k a month. Of which $3k go towards a home that is under water. What is keeping me from walking away. In NJ our very pro big bank governor tied our collective balls to the anchor. But other states...why stay? Send them back the keys.....with $5k income one can live a very comfortable liquid lifestyle. Who needs credit cards when you make that much? And if you rent for say $2k you are in effect up $1k? To sum it up, other than states such as NJ, there needs to be a major shakeup in the system. Either the barrowers need to be provided some sort of method by which they can refinance or the banks will have to deal with a large number of barrowers doing some rather simple math and returning the keys to their homes. After all why do you need credit if you have plenty of cash on hand? And as it looks, our banking system may not be able to survive a vast bundle of "jingle" mail. As such, both the average citizen and the large banks have to realize that they need to work together ASAP! Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

Oh I can afford the house and still get 6 skydives in per month. I'm doing much better than most. Let's attempt to stay civil and not get into a pissing match. I'm financially better than many I know. Yes my condo is under water by a solid $70k but i can still afford to eat and even have a bit of fun. What I am stating is "on average" most people who bought a home during the boom or right after are in a very difficult position of being able to afford their mortgage but not much else. And with interest rates at an all time low it's a shame that there does not exist a mechanism by which these people could "renegotiate" their federally assured mortgages such that they would have more free capital to spend on goods and services so that our economy would grow. You want to get into a pissing contest do it about some worthless subject as religion. This is banking and finance. All things being equal it's a math equation. And more so in our service based economy. Want the economy to grow? Free up capital for those who are more likely to spend it on goods and services. You want it to slow down, take away that capital. And right now there appears to be one hell of a good way to free up capital but we just don’t have the tools to utilize it. And that's a gosh darn shame! For it's not hedge fund brokers or major banks that will bring the economy out of the state it's in, rather it will be one guy who now has an extra few dollars to buy a new dishwasher or build a new deck or....even pay down his debt. That's our ticket out of this stagnant economy. A middle class Joe with a few dollars in his pocket. Yet sadly, there isn't a darn thing we can do. Not with the current banking regulations. *laugh* Put money towards retirement...wait like those Roth IRA's that lost well over 50% of their value? And pay down the $70k? HA! OK Yeah...like I said in 5-10 years sure why not! Brother has $120 to go out and relax once a month or pay off credit cards and you want me to pay it to an underwater property? HA! No really...HA! Wait you are serious! HA! Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

I know that pesky logic and math are horrible tools utilize in forming an argument. Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

OH no I'm screwed for sure. I'm working with a few people determining how i can "walk away" but odds are I'm stuck. Even if i get a higher paying job in say Dubai i couldn't take it due to having my dick held tight by the banks on the condo I don't want. As for the comment "In the next 5-10 years..." In 5-10 years we may all be dead as the saying goes. The question is simple, do you want to eat today.....or do you want to eat in 5 to 10 years from now? For any one who understands basic economics money today is worth more than money in 5 years THUS We have a problem. We have people not much different than I who make good money who are employed BUT who are unable to free capital for investment in our economy. And sadly per all the books I have read....there is no way out untill the "value" of ones home is 20% better than what they owe on the home. Furthermore, not every one who bought a home in the past 5 or so years bought too big or had no job. I simply took out an 80-10 loan. I only put down 10% of the value for I lacked the $60k needed. But 10% down was something I could do not as an investment but as a home. As a means to help our economy. Jumping up and screaming that all those dumb asses bought bigger than they could afford is a kin to me stating that all Republicans are bible thumping nut job. Many hard working people are a part of the Republican party and many hard working people bought homes that are now well under water. and once we figure out how these people can refinance than our economy will get a much needed injection of capital and we will be able to dig our own way out of the mess we are in now. however i don't see it. Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

OOOOHHH...now thats an interesting question. Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

Mortgage interest rates at an all time low...and no one can refinance. For those who are aware of modern economic theory this is a true and very sad catch 22. Many people would love to refinance their homes, doing so would inject huge sums of cash into out bogged down service based economy. However, and I hate to pick on the banks here, but as it stands less than 80% of recent home owners, those who bought with in the past 5 years, would qualify due to the value of their homes being significantly lower than what they owe. What a kick in the pants right? The solution to all of our problems right in front of our noses and we can't even get it. Case in point me. I bought my condo in NJ for $300k 4 years ago. Since then the value had dropped to about $200k. I've paid down the mortgage to $270k. I will never be able to refinance. And if I did and say I saved $500 a month I could use that money to either buy a new car or utilize services. But due to being under water I am will be unable to refinance for a decade or more. Thus, my buying power along with so many others will not move up thus the economy will not grow. Sad, but what can you do right? Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

I was taking liberties with the email. Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!

Sadly I didn't think of this thread...I was asked by one of the ladies who was feeling "uncomfortable" to create it....her thought was..."Shah if you post everyone will read it and you may get some interesting answers...." Sadly not my question, I'm just the spokes model. Life through good thoughts, good words, and good deeds is necessary to ensure happiness and to keep chaos at bay. The only thing that falls from the sky is birdshit and fools!