dmcoco84

What...!? That is total crap... People take loans so they can achieve their desires in life, for the things that they don’t currently have the funding for, but as bolas said, have a plan to pay them off and they sacrifice, risk, and, interest, to secure those funds. I took out a loan for my skydiving gear when I was 18. The total interest on my two year Credit Union signature loan was $300. Renting gear... costing 30 bucks more a jump... after just 10 fun jumps, I paid for my loan. I worked my ass off at Food Lion and picked up all the hours I could, and I paid it off in less than a year! I still have all my loan documents too.

Ah, that's not true... I was a teller for quite a while with two different banks. As well as my sister is currently a teller and in a supervisory roll, a job recommended to her by me. And she has been, working her way up from the bottom, with the eventual goal of working in Human Resource Management, or other... She currently has a BS, attained after becoming a teller and is finishing her Masters. She has student loans as well and does not make “good money,” but she will in the near future. One of the main requirements for Bank Tellers... is “money handling experience.” I worked at Food Lion for two years, and worked my way from a bagger/cashier, into the office, a supervisory roll, where I supervised the front-end... counted down tills, counted the safe, and handled daily/nightly bank deposits. You do not need a degree... to be a teller. That’s a weird way to word it... As I have seen from many friends who have changed their majors, many times... college is where you learn, what you don’t want to do. If you aren’t motivated in college, why would you be motivated after? Unless of course its accounting... because the school part sucks, but the job is doable and pays well. And what happened to the motivation of, doing honest work? I have cleaned toilets, mopped floors. Honest work... and hard work pays off. Where do you see talk about ending student loans?

I wrote this at the same time I posted above, but... didn’t have a chance to proof nor decided if I wanted to post... but ah, oh yes. Definitely want to post now. Student loans, will be fine... especially since our corrupt Federal Government has, yet again, stepped outside of their constitutionally limited powers and tried to end private funding for student loans... even though, currently, financial institutions act as a middleman between low/middle income students and the federal government. Those like, Sallie Mae, provide student loans at low interest rates that the federal government guarantees in case of default. And "when necessary," these lenders are subsidized to keep rates low. Sallie Mae pays a fee to issue a loan that is guaranteed by the federal government. However, if it were up to them, Sallie Mae would again be federally controlled, just as with Fannie and Freddie... which has received over 2+ trillion in bailouts, combined under Clinton, Bush, and Obama... though, no one seems to talk about that. P.S. My student loan, for my BS in Business... Sallie Mae! The only funding that was available... and I have GREAT credit! P.S.S. GO TO COMMUNITY COLLEGE FIRST, DAMNIT! And/Or stay in state. That’s what I did... and took 95% of my courses through TCC, online. Having ADD and retaining very little from lecture, it works great for me... read a book, take test. DONE! Then... transfer to a reasonable college. Like here in Hampton Roads... you can transfer to Old Dominion University... or, where Thomas Jefferson went, William and Mary. Not only do you pay half the price for your first two years of college, but also, you get the exact same degree as if you went to ODU or W and M for all 4 years. And whether you were to attend either college, or any college... if you can’t afford the loan/tuition, don’t take out the money! IT’S CALLED PERSONAL RESPONSIBILITY! Ya know, one of those Founding Principles of our Nation. 200K for a BS degree... WHAT AN IDIOT! I mean, s**t! I would at least expect a Masters for that money, even with the living expenses! “Space, for instance, took out $12,000 in federal loans and borrowed $189,000 from private lender Sallie Mae. In an email interview, Space said she spent the money on tuition and room and board for four years; two summer semesters; a three-month study abroad program in Ireland; and books for three semesters. Some $20,000 of her debt is accrued interest. (Interest rates on her loans range from 3 percent to 9 percent.)” You studied abroad in Ireland, (for sociology?)... AND, now you want others to pay for your degree... WOW, that’s pathetic! If you lived at home with mommy and daddy... ODU annual tuition - $7758. -- William and Mary - $12,000. She was paying 50K! F**k ... That! If you can’t afford it... don’t go away to college... you are entitled to NOTHING! Except that line in the DOI... which you are entitled too... from God. And honestly... it doesn’t make a difference where you go... all you need is that piece of paper. If you want to go to a party school... hey, Personal Responsibility... and have fun with the STD’s! “Beep. Oh, I've got AIDS again, better take my NyQuil Cold, Flu and AIDS.” GIGGITY GOO! I’ll give you a prime example: I was planning to go to medical school... and was told by an MD at my hospital, that EVMS sucked. However, I argued with that MD... that I can go to EVMS (which would allow me to live at home and save an enormous amount of money before I have to move for my residency)... and be a far better Attending ER Physician than someone who when to Harvard, who put in half the effort that I did, at the, crap school. Another perfect example... Lincoln... who, after he was taught how to read and write, taught himself... and taught himself Law too. Harvard and others are name brands. Fuck Harvard... I’ll stick with EVMS, In-State... though, just an example... because, I’m not longer going to medical school. I would have been a great ER Physician too... oh well, shit happens. Giggity Giggity, Giggity Goo! Reading is fundamental... everything you need to know is on the Internet. I spent well over two weeks reading everything I saw before I took out my student loans. If you don’t have Internet access, go to the public library... I am quite tired of hear the bitching, from pathetic people, like you... Space! And if you have the ability to get a BS in Sociology, you have the ability to understand the concept, that 200K, is a load of money! And, as with many careers, an internship or the concept, of “working your way up from the bottom,” applies, so no, you won’t be making great money to start, just because you have a piece of paper. Additionally... anyone who has had a job before (Space worked in retail and at restaurants in HS and college), who has had bills and has had to make a budget. Would know that there is no way in hell, $891 a month is reasonable. Mine, is 81.85 a month. And I pay a minimum of 100 a month to pay off the loan faster and reduce my interest. Space... you are pathetic and should not have gone to Northeastern... and if you couldn’t afford the tuition... THEN YOU CAN’T AFFORD A TRIP TO IRELAND EITHER! (Northeastern officials did not respond to an interview request.) Good, they shouldn’t have to! She's a stupid kid! You'd think would-be borrowers would understand the impact of borrowing that much for college, but Space says that's not the case. "I think it is essential for young people to have someone sit down and explain how [loans] affect your credit, how much the debt will be with interest, and how this will truly change life later on. Many people say loaded things, like, 'go to the best school you can get into,' or 'student loans are considered good debt.' Solely following this advice led me to the place I'm at today," she said in an email. Again... Stupid Kid! Sallie Mae requires its private student loans to be certified by the school's financial aid office to ensure that the amount borrowed is no more than the cost of attendance, less any other financial aid received. Yup, I couldn’t borrow a penny more than the cost of my education. And if annual tuition was 50K... that’s why they gave her, 50K to start. As for Space, she says she is determined to pay off her debt and regrets the path she took to get her degree: "Everyone from Barack Obama to Bill Gates keeps pushing a college education as the way to secure one's economic future. That is a view that should be heavily qualified." Education is the right path... at a reasonable school. Again, stupid kid!

LOL... I wish... its gonna be bad.

Actually... the next bubble to burst will be the commercial real estate market. If you thought the real estate bubble was bad... buckle up gang!

Benjamin Franklin said: There are two passions which have a powerful influence on the affairs of men. These are ambition and avarice; the love of power, and the love of money. Separately each of these has great force in prompting men to action; but when united in view of the same object, they have in many minds the most violent effects. Place before the eyes of such men a post of honour that shall at the same time be a place of profit, and they will move heaven and earth to obtain it. The vast number of such places it is that renders the British Government so tempestuous. The struggles for them are the true sources of all those factions which are perpetually dividing the Nation, distracting its councils, hurrying sometimes into fruitless & mischievous wars, and often compelling a submission to dishonorable terms of peace. So, in basic terms: Places of office must never be places of profit... for, only corruption and tyranny will breed. The first thing I would cut is congressional compensation. Pensions: GONE! A pension, give me a break! Why do you deserve a pension and lifetime healthcare? How about a CUT, and some term limits? Just wait until we talk about George Washington. A true man of Honor. Maybe... Maybe! 50K a year. My honest opinion... ZERO. You should be serving for the greater good of our nation, for the American people... as Franklin would, as many of our Founders did. And if they had to go back home and make a living, as our Founders also did, they sure wouldn’t want to waste much time, ey? And the next stages will take some work... PERKS.

Ouch! I left out the Bush's! I should be ashamed of myself... I must have been really tired... +2 Progressives

Gotcha

Rep. Sheila Jackson Lee +1 Progressive http://www.politico.com/news/stories/1010/44331.html Really Sheila? Really? Wonder if she and Holder discussed those Black Panther's?

Not totally sure what you mean... Progressives... Lindsey Graham, McCain, Pelosi, Clinton X 2, Reed, Kerry, Obama, Grayson and so on... They look back, as Hillary said, at the Progressives of the 19th (Teddy) and early 20th century (Wilson, FDR) and they are using their playbook and tactics, but have learned from their mistakes.

Well... kinda. Progressive was a good term for Wilson. After they dirtyed it... and the American people saw thier goals (like rejecting Wilson's League of Nations, and the 2nd Bill of Rights with FDR), they changed to liberal. Now they have done the same with the term Liberal... so they are back to saying Progressive. Its all the same thing, its a wording game. Lot of coding in her words... progressives are not for civil liberties... I will prove that with Teddy's words. Not interested past 01:29 seconds

I have a question for Hillary Clinton... 00:42 - 01:29. http://www.youtube.com/watch?v=C2oOoCdFblc The Progressive Era...? Look back at history? Hmm... like, with Woodrow Wilson?

Actually... that is a legitimate and serious question. If you know what Progressivism is, and its origins... it makes sense. But so far, none of the predominate (arrogant) voices; like Billvon, Quade, Lucky, and so on... have been able to correctly answer my questions. One of three key things that Progressives must achieve... understood and crafted by Woodrow Wilson... to enable them to “progress” to their goals... is to separate the public from the Founders. Jefferson was a hypocritical slave owner... Franklin was out having sex with numerous women... Washington was a deist, he didn’t believe in God. These are just some of things that are said... If you can separate the American people from the Founders... and separate them from their founding principles... you can control and manipulate, far easier. Like Nancy Pelosi, manipulating the meaning of, “the Pursuit of Happiness.”

Oh, really...? So... are you one who believes our Founding Fathers were just evil selfish rich white slave owners?

Wow! That is downright painful to read... Quade... bro. Seriously, and I mean this with the utmost respect. You need to take the rattlesnake down. Seriously, or turn it upside down, for now... If it weren’t for the Progressive Era... I seriously would have thought you made that up. Dude... you are gonna eat those words once I start posting... Do you truly believe all that...? If you think I am bluffing on the pursuit of happiness... I’m not. And there is another huge part of it, that destroys your, hastily, argument... Franklin would agree... for he made a very important edit to that document.

Not by a LONG shot. Nothing in the Declaration is legally binding in any way, shape or form. The US Constitution defines the Federal goverment, its responsibilities, how it's supposed to work. No other document in the entire history of the country is anything but a small fraction as important. The United States of America doesn't even exist without it. OK FDR! Would you like your second bill of rights now too? Oh wait... the American people rejected it! And on that note... I'm going to bed. I'll give you the night to see if you can figure out the other meaning of, happiness. spelling

I love your arrogance! Seriously... I love it! I’m not debating the meaning of the first usage of the rattlesnake... you said: “It DISGUSTS ME, that the Tea Party has co-opted the Gadsden Flag. He had NOTHING to do with their cause.” Really? That’s interesting... well, lets start here: Benjamin Franklin is famous for his sense of humor. In 1751, he wrote a satirical commentary in his Pennsylvania Gazette suggesting that as a way to thank the Brits for their policy of sending convicted felons to America, American colonists should send rattlesnakes to England. Three years later, in 1754, he used a snake to illustrate another point. This time not so humorous. Franklin sketched, carved, and published the first known political cartoon in an American newspaper. It was the image of a snake cut into eight sections. ***** By 1775, the snake symbol wasn't just being printed in newspapers. It was appearing all over the colonies: on uniform buttons, on paper money, and of course, on banners and flags. The snake symbol morphed quite a bit during its rapid, widespread adoption. It wasn't cut up into pieces anymore. And it was usually shown as an American timber rattlesnake, not a generic serpent. We don't know for certain where, when, or by whom the familiar coiled rattlesnake was first used with the warning "Don't Tread on Me." We do know when it first entered the history books. (http://www.gadsden.info) So... could you do the math for me? How many years, AFTER, his Join or Die, did the flag come about? If it were not for Franklin... there would be no flag. At least, no rattlesnake... You say, “their cause.” But, you don’t seem to have an accurate understanding of the message nor the core principles of the Tea Party. See, from what I know… that message and those core principles are right in line with what Franklin stood for, what he spoke of, and what he fought for in the Constitutional Convention, which brought about that Constitution. So truthfully... their usage of the flag... is anything but disgusting.

And you are so very wrong... the "just" part. The DOI is our nations mission statement... the Constitution is the Skeletal structure. They are equally important! Right... the same place we learn about Manifest Destiny... remember, from the Worst President thread: “You're right, we did fuck over the, Native Americans. My high school taught me all about Manifest Destiny, though they didn't talk about Andrew Jackson, nor explain how it is a perversion of Devine Providence. Remember that line the Founders wrote... "With a firm reliance on Devine Providence, we mutual pledge our lives, our fortunes and our SACRED HONOR." Had we followed our Founders, things would be different. It was when they started dying off that things really began to go bad...

As stated, again, in the Vote for Worse President thread: “And as I have said before, I am for neither party or any party. I am a Constitutional Conservative. I stand with Lincoln and Fredrick Douglas... who criticized the constitution... before he read it. After he read it... he called it an Anti-slavery document.” I’m not a Tea Party member... and I have never said Social Security and Medicare were excluded. I'm not worried about getting re-elected, so I will speak my mind. But we’ll get to that later... We need to cover some basics first...

Nice quote... wise man... but ah, you are still, VERY COLD!

Reading is fundamental. Did you ever play that game as a kid, Hot and Cold? Cause you are, COLD... GETTING COLDER... SUPER COLD... LIKE WICKED COLD. Happiness has two meanings: it means to be happy and jolly, but it has another meaning, as well. To get warmer... think... Benjamin Franklin. Do you know what I am talking about?

Niiiiice Okay... once more: What does, “the pursuit of happiness” mean? Because that alone, kills your argument...

I'm sorry, had you previously asked that question and I didn't answer it? Sorry if that's the case. No, I've NEVER avoided the question. NEVER. I happen to have the rattlesnake from the Gadsden Flag as my avatar here for a completely different reason than the Tea Party. I've used it as such for about six years now -- WELL before the Tea Party was ever thought of. When I first started using it, most people thought it was either; 1) A generic rattlesnake you'd get for a tattoo. 2) Me trying to look like a badass. 3) Me identifying too much with the Death Eaters from Harry Potter. However, only one or two individuals on the entire web site ever connected it to the Gadsden Flag. For the record, I was looking for a character name for a game. I kind of liked the idea of it being somebody from the Revolutionary War. The fact Gadsden also had a cool looking symbol was, in my mind a bonus, so I decided to use it generically on the web several places, this being one of them. It DISGUSTS ME, that the Tea Party has co-opted the Gadsden Flag. He had NOTHING to do with their cause. Yup, sent ya several PMs... and I still have them... though for some reason I only have one response, I thought you had said more... guess not. “It is in fact the rattlesnake from the "Don't Tread on Me" or "Gadsden Flag". I've used this as my icon in various places for at least 5 years, pre-dating the ridiculous "Tea Party" movement by quite a bit.” You confirmed the symbol, however, you didn’t respond any further when I asked why and asked about what you found ridiculous with the Tea Party. Why do you think they use/co-opted it? Would you agree...? That without Benjamin Franklin... the Gadsden Flag would not have a Rattlesnake on it... Right?

Lucky...? Progressivism...? Nothing further to say...?

Are ya sure about that?