As I get older I get more responsibilities, the latest being a mortgage and a wife. I have life insurance to cover them both BUT my policy only covers death following a skydiving accident not any sort of permanent disability. Does anyone out there know about policies which cover a mortgage but which pay out during either circumstance. My current policy is a mortgage protection plan with Virgin Money. Alternatively does anyone know about health insurance policies which cover disability and will pay off a mortgage?
Thanks.
Adrian