Hey,
I'm pretty new to skydiving too, i've only had a few jumps. 1 tandem, and 1 solo.
I found that Skydiving is the most independent sport any man/woman can ever do. It's up to you to get yourself safely to the ground. So what I say you should do is, save up enough money to do a tandem, and if you fall in love with the sport as hard as I did, money, parent's, and school would not get in the way. you'll just make it happen. Money is tight for me, so i've been sacrificing, and i've been content since. Hopefully i'm doing my second IAD jump tomorrow, i've been postponed so many times to jump because of my work schedule, and the local dz is so busy. plus weather has not been permitting lately up in Canada.