jcd11235

Do you understand what catalyst means? If they were a catalyst (and they were), they weren't causal; they increased the rate of a reaction that was already occurring or was imminent. Good, we're in agreement, the most compelling feature of this mess were the low int rates. No, that's not what I said, nor was it what you said in the text that I quoted. Right, in the absence of a catalyst, the problem would have been occurring at a slow enough rate that there would not have been a significant threat of systemic failure in the financial system. The root cause was insufficient regulation. The low interest rates were the catalyst. It didn't matter how or why the interest rates reached such low levels. Had Greenspan played his hand differently and not kept the rates so low for so long, the low rates (or some other catalyst) would have eventually happened anyway, for some other reason, artificially or via market pressure. Without sufficient regulation, we would have the crisis at that time instead of the past year. With sufficient regulation, the low interest rates wouldn't have been such a problem. Math tutoring available. Only $6! per hour! First lesson: Factorials!

Safe sex can be had with HCV positive partners. We know that blood-borne viruses can be transmitted through certain types of sexual activity. HCV has rarely been detected in semen and vaginal fluids. Most studies suggest that the virus is not often found in these body fluids, or that it is present in very small amounts and that the virus particles may be non-infectious. Most experts believe that the risk of sexual transmission of HCV is low. Most studies show that only a small percentage of people – usually ranging from 0-3% – contract HCV through unprotected heterosexual intercourse with a long term, monogamous HCV-positive partner. Health Canada estimates the risk that a person will get HCV from unprotected sex with a steady HCV-infected partner at 2.5% over 20 years. Some studies indicate that sexual transmission from men to women is more efficient than transmission from women to men. Since HCV is spread through blood, the risk of sexual transmission may be higher when a woman is having her menstrual period.Source I have a good friend who is HCV positive and the most sexually active person I've ever known. He's up front with his partners about it, and it's never been an issue. OTOH, there's no way in hell he'd let anyone borrow his toothbrush or razor. Math tutoring available. Only $6! per hour! First lesson: Factorials!

Military food was excellent while I was in. We even had steak and shrimp every Friday (real steak, not hamburger steak). I do remember one Friday we didn't get the shrimp and had to settle for lobster, though. Math tutoring available. Only $6! per hour! First lesson: Factorials!

From the Web page: "Valid Veteran and Active Duty Identification to Obtain Free Entree: U.S. Uniform Services Identification Card U.S. Uniform Services Retired Identification Card Current Leave and Earnings Statement (LES) Veterans Organization Card (i.e., American Legion and VFW) Photograph in uniform Wearing uniform" I was surprised that a DD214 isn't listed. Math tutoring available. Only $6! per hour! First lesson: Factorials!

You had it right the first time when you called them the catalyst. That's what I said. Math tutoring available. Only $6! per hour! First lesson: Factorials!

I don't think many people would ever accuse you of typically being concise. I just didn't want to boldface a misspelled word. Your choice to use catalyst was ideal, and that's why I emphasized it, not because you misspelled it. It could have and would have, just not to the extent that it did with the low interest rates, hence catalyst. I disagree. The deregulation of the financial institutions and the lack of regulation of credit default swaps (i.e. no reserve requirements by the seller and no insurable interest requirements of the buyer) allowed investors to hedge bad investments and speculate on (and profit from) the failure of banks and other companies, setting the financial sector up for systemic failure. Math tutoring available. Only $6! per hour! First lesson: Factorials!

For the purpose of putting to rest incorrect information, such as what you write. http://www.factcheck.org/2009/08/white-house-fact-checking/ From your 'source': Seems to be exactly what I said...thanks for the support. Why should it be considered bad for the White House to address false scaremongering rhetoric regarding healthcare? Math tutoring available. Only $6! per hour! First lesson: Factorials!

That may well be the most concise and most accurate post you've ever made, Lucky. The low interest rates were indeed the catalyst, but the deregulation of financial institutions and the lack of regulation of financial derivatives, particularly credit default swaps, were the primary causes. Once catalyzed with low interest rates, a perfect storm began to form. Math tutoring available. Only $6! per hour! First lesson: Factorials!

What laws were broken? The Gramm-Leach-Bliley Act (along with the Commodity Futures Modernization Act of 2000) ensured there would be insufficient regulation to prevent the banking crisis. One senator even predicted the bailouts as the legislation was in Congress. Math tutoring available. Only $6! per hour! First lesson: Factorials!

A couple favorite episodes of This American Life: Should I Stay or Should I Go? My Pen Pal Math tutoring available. Only $6! per hour! First lesson: Factorials!

Nope. Okay. In that case, it would appear that you're merely ignorant about Islam. Math tutoring available. Only $6! per hour! First lesson: Factorials!

Islam is a religion of justice, as they define it. And their definition of justice is questionable. You seem to be confusing Islam with the ideology of those who have hijacked Islam and twisted its meaning to fit their own political agenda. That's a lot like assuming that Eric Rudolph is a typical Christian, faithful to the underlying philosophy of Christianity. Math tutoring available. Only $6! per hour! First lesson: Factorials!

And Islam isn't? No, the underlying philosophy of Islam is not one of hate and division. Math tutoring available. Only $6! per hour! First lesson: Factorials!

Please tell us, since you are clearly not referring to the Nobel Prize (unless you are actually that uninformed). Math tutoring available. Only $6! per hour! First lesson: Factorials!

Nice find. "The woman at my polling place asked me do I believe in equality for gay and lesbian people. I was pretty surprised to be asked a question like that. It made no sense to me. Finally I asked her: what do you think I fought for in Omaha Beach?" That's a man who understands that there is no need to make some people second class citizens just because they are different. Math tutoring available. Only $6! per hour! First lesson: Factorials!

That doesn't make the material any less copyrighted. Math tutoring available. Only $6! per hour! First lesson: Factorials!

Do you have any more info on that recession? It isn't listed here. Math tutoring available. Only $6! per hour! First lesson: Factorials!

Agreed. It's better to raise taxes to pay as we go, then cut them back after spending has been cut. Cutting taxes assuming that spending cuts will follow has not worked out very well for the US. Our tax system is so progressive because we have such high wealth disparity. As you pointed out in your previous reply to me, the would be better off economically if that wealth disparity were reduced. Math tutoring available. Only $6! per hour! First lesson: Factorials!

That would be a great plan if you don't mind an anarchic society. Unfortunately, the reality is that governments cost money to run. Thank you for making my argument for me. A broad wealth distribution is obtained by a smaller wealth disparity. A more apt question would be: Which do you want, a larger pie in which the pieces are unequal, but all reasonably large, or a smaller pie, in which the pieces are either huge or tiny, with very few sized in between? Math tutoring available. Only $6! per hour! First lesson: Factorials!

That's true, provided the rich are willing to pay much higher tax rates. If they aren't, then wealth disparity is indeed a problem. We can't have it both ways. ??? Would you rather live in a country where everyone makes $1 per year (perfect income equality), or one where the lowest earner makes $100k/yr, but the highest makes $100,000k/yr (higher income, but with much less equity)? Trying to tear down the top earners simply because they make more than you is just pettiness. If you don't understand economics well enough to realize that you can't get blood from a turnip, then we're not going to get very far with this discussion. If the rich possess most of the income and wealth of a nation, then they will have to carry a larger tax burden than the poor and middle class. Nice realistic numbers you chose, BTW. Math tutoring available. Only $6! per hour! First lesson: Factorials!

That's true, provided the rich are willing to pay much higher tax rates. If they aren't, then wealth disparity is indeed a problem. We can't have it both ways. Math tutoring available. Only $6! per hour! First lesson: Factorials!

It will require sufficient fuel to get past the point at which the earth and the moon's gravitation forces act equally on the vehicle. Math tutoring available. Only $6! per hour! First lesson: Factorials!

No, but I've read basically the same things. The mission cost less than hauling 2100 gallons of H2O to the moon. Math tutoring available. Only $6! per hour! First lesson: Factorials!

I would hardly call the information useless. Finding water on the moon would be a valuable discovery. The cost of the mission was about $79 million. Math tutoring available. Only $6! per hour! First lesson: Factorials!

The experiment was successful. NASA have not finished analyzing the data yet to determine that there is water on the moon. Math tutoring available. Only $6! per hour! First lesson: Factorials!