1)Somewhere around my 20th jump, I was on final approach at approximately 30 feet about the ground when I hit some turbulance. My canopy turned 45 degrees and scared the hell out of me. I immediatly flared (at 30 feet) and realized I was to high for a flare. Rather than let my toggles up slowly, I let them up rapidly and surged toward the ground. As I surged toward the ground, I flared again with no response and hit the ground hard and rolled a few times. Lucky for me it was winter and there was about a foot of snow on the ground to break my fall.
2)Got on a 20 way with about 100 jumps when I didn't have the proper skills and neither did the 19 others. Our next mistake was getting our over some large deep puffy clouds. We flailed and then disappeared into the clouds. We didn't come out of that cloud until about 5,000. Everyone was at different levels and places. I tracked like hell, checked the air above, waved off and pulled.