lovelife22

YES I HAVE! so much fun...but never have done it with skydivers...ah, I can only imagine the chaos!!! I will have to look you up when I'm home over the 4th of July!!!! Being from MN, we are trained very early on how to drink beer, hold a cooler, and float down a river at the same time

Oh Nooooo!!! Don't hate on Minnesota!! I grew up there and still have all my family there..."no place like home", and the people there are fabulous!!

Hey, where are you going???

Wooieee!!! Now let the party begin...I am a bit scared knowing now how much Tequilla WILL be consumed--Yikes! We should clear an area for the "pukers" Vinny, will you be the first puker of the night?????

I pulled his handles.. Ohhhhh!!!!!!! You are such a meanie but won't ya miss him? Who are these sad saps w/the long faces...awwww so sad...

Ladies and gentlemen...you heard it.....let the chaos begin!!!!!!! That's right...!!! BUT...What is CHAOS without our favorite friend...VINNY!!! Where are ya bud!

Hmmm, where the heck was I for the last one? SWEET! I am ready for some hard-core partying...bring on the Shiner baby!! Naked numbers anyone??? Yeah!!!!!

OMG! That is the grossest thing I have ever seen!!! But honestly, I have seen one women at my gym that looks very similar to that! Now THAT is too skinny!!!! ARG!!!

Oh NO! that is Liz/Zac's wedding!!!!!! Cant do!

I'm confused! what's this all about anyways???? I wanna play!!!!!!!!!!!!!!!!

I am from MN orginally (now in CA) but have jumped at Baldwin, Wisconsin and Hutchinson. Both good places.

I have an ipod and it is THE best think I have! Well, besides my rig If you're into music, a great investment and really fun! I think the mini for 100 is ok, but I would recommend the ipod. The mini ipods are nice and small, but you get more for your $$ if you get the 20GB which is a bit bigger... Just my two cents!

I am the same way. The good thing about Roth IRAs is that you don't pay any tax on the money you make on the investment, and you can use it to buy a house without penalty for early withdrawel, but this would be best for if you want to buy a house in 3+ years. Any short term investing should generally avoid mutual funds, and especially stocks. A stock can drop 5% in 6 months and still be a good investment over 5 years. Many futual fund companies give you free financial advice. They will of course try to direct you to their funds, but you don't pay anything until you purchase a fund, so you needn't listen. I would recommend Fidelity and Vanguard for their financial advice, although I have rarely used it. If you are military, former military, or one of your parents was military then USAA is by far the best one of these free financial planners out there. I second GTAVs comment of index funds. Now if you need more help with budgeting and savings then you would probably need help from one of these types of financial planners such as AmEx. If you can sit down and do this stuff yourself, then you don't really need help with the particulars of investing. W/Roth IRA's isn't true that you cannot purchase if you make over a certain amt. of $$$? (if I am already investing in 401K)? Or am I off base?

Yeh, that is true huh...$450, everything I have been reading so far, I haven't really found anyone who charges an "up-front" fee, I mean, unless they are hourly... Thanks, great advice!

So, what if I choose not to buy any of his products??

If so, what are the pros/cons to it? I really want to start planning for a house, organizing my $$$ better, etc. I met w/a financial advisor from American Express--he will put together a portfolio including budget for me, savings plan, etc. up front cost of $450...this also includes education, information I may need, and so on. And of course, he will make $$ off me from whatever I invest (if I understand this correctly!). ANY HELP HERE? I have never been one to understand all the intricacies of fixed assets, equity, etc. I need to start somewhere, but is this worth it?

Share something positive about the day (if anyone cares to listen :) while openning a bottle of wine

How many people get bonuses at their company? We don't but for the first time were given one today...i was all excited, then openned it up...$250! NICE! Arg!!! So annoying. Mainly b/c our executives got a HUGE HUGE bonus this year for signing this big deal, but employees who actually worked and did the research get didaley! Oh well! I will spend my $$ skydiving! :)

A long night of dancing your butt off w/your best friends maybe you will find your man to relieve your sexual frustrations!!!!

He He He, no, but what about hearing your roommate having sex!!??!! I feel a bit grossed out, but definitely happy for him! I know he feels the same about me (he he he!)

Ha, I was just reading about Badger Mt. Winery today...how is it? have you had their REDS at all? Looks yummy! If you're into organic wine, you should check out Tablas Creek, it's terrific. I am a fan of most Paso Robles Wines and also just tried a great wine from Santa Cruz Mt., called Mann, it was wonderful!

ahh boo hoo...I will be playing in the snow in good ol' MinnesOooTaa!! Happy Holidays!!!!

Oh no!!!!!!!!!!!!!!!! So sad, but I am sure you have made the right choice!!! even though it's SOCAL! Definite party in action!!!

I am scared of Canadians!!!!

Oh my CRAPFLINGER2000 is BACK!! You are sooo cool!!!! Nice to see you back on line my dear! And Pop...is a pimp--and a DAMN GOOD ONE might I add!!! he he he