wildcard451

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Everything posted by wildcard451

  1. Where's that facepalm picture when I really, really need it?
  2. the article said no parachute. take it for what it is worth.
  3. not sure this is right I think that any extra funds that go towards principle reduce the principle balance and are subtracted from the final payment that would have been due at the end of the loan and to the original question, no you can not skip the next months payment You can if they apply it your next month's payment. I found they do that if you send a second check and do not specify what's its for. Then you are effectively skipping next month's payment, having prepaid it. Bought in July. Monthly is 316. August 400 Sept 500 Received a bill this month - says Due 11/18 - $364 Effectively the 268 I have overpaid so far is enough to move the next due date up a month and applied to the total balance not just the principle. Otherwise I would still owe 316 this month. Fuckers. Gotta love learning life lessons.
  4. If you ever even consider that maybe more than 10% of the people here know a god damned thing about skydiving.
  5. Hmmmm, great thread seeing as how I just bought the first car that I needed a loan for in July. I've already overpaid enough that I am one month ahead. Just got off of the phone where she told me that everything I overpay goes automatically to the principle, but unless my understanding is flawed, if it is going to the principle, it shouldn't be letting me skip a month of payments......right? Oh well, looks like I will start sending two damned checks. That's annoying.
  6. NJ is one of the most fun winter jumping spots. Esp Freezefest. Don't miss out just cause of a little cold.
  7. CPR | ACLS | PALS | NRP/NALS | ALSO ... Some others too. Let my EMT certs and PHTLS expire a while back, but I have been getting that squirrel tail feeling again like I should challenge Paramedic and start riding again. Smoke Yes. I live in an apt, but easily visible numbers.
  8. I didn't think there was any doubt about Jewbag in that respect?
  9. Stiffy, if I move to Australia for a year I will come teach you a thing or two.
  10. HOOOOOOOOOOOOOOOOOOOOOOOOOOTERS
  11. coincidently it seems to be centered around you. It's my filthy mouth. And way too much time on my hands lately. You should be more careful with what you put in your mouth.
  12. If they really needed you then they would pay you better and treat you better. Seriously, someone will be there to fill your position in 30 seconds after your ass clears the door. Let that person take the crap you are now. Lose the guilt. It's making you look really pathetic, and I say that in the nicest way possible.
  13. Yeah, any monetary expectations for a first date should just go right out the window. Going beyond that - Best one I ever got was sitting in a bar, talking to this girl for a few minutes, and then she blurts out "So you gonna buy me a drink?" ...."Nope" and went on my way. At least she made it easy for me early on.
  14. I usually just show up and the magic happens from there.
  15. The only single brother I have is extremely intellectually challenged and no where near as attractive as he thinks he is. Sorry, I couldn’t do that to ANYONE. Kinda like a defective Barbie Doll that really wasnt that cute to begin with. Wow, that hurt me jut to read. And I kinda like the kid.
  16. I was going to bump this so thanks for saving me the work with that... I just wanna get off work so I can stop thinking them and act on them So, you're saying that you want to get off so you can get off? Pretty much. ....Still here though.
  17. I was going to bump this so thanks for saving me the work with that... I just wanna get off work so I can stop thinking them and act on them