bigfall 0 #1 April 18, 2005 Hey everybody I don't know if this the right forum to write this in but my instructor told me to post on Dropzone and ask. I am new to the fantastic sport of skydiving and still am a student, a friend of mine died recently unexpected and life insurance became an issue. I checked on mine and it does not cover me if I skydive, and we know I can;t stop now. Does anyone have any suggestions on companys that will cover skydivers. I appreciate any help you can give me in this situation. Blue Skys and Safe Landings!!!!! Thanks BigfallSTEP OUT AND FEEL THE RUSH!!!! LATER SKYBOMB Quote Share this post Link to post Share on other sites
Icon134 0 #2 April 18, 2005 Run a search on the word insurance as this has been discussed a lot already...Livin' on the Edge... sleeping with my rigger's wife... Quote Share this post Link to post Share on other sites
Brian425 0 #3 April 18, 2005 Check your state's laws. You may still be covered if you started skydiving AFTER you got your policy. Do not talk to your insurance agent. They will tell you no. The only time you should look down on someone is when you are offering them your hand. Quote Share this post Link to post Share on other sites
jumpnrandy 0 #4 April 18, 2005 QuoteCheck your state's laws. You may still be covered if you started skydiving AFTER you got your policy. Do not talk to your insurance agent. They will tell you no. Not always the case. I am an agent in the State of Georgia. There are many variables that need to be looked into. A good agent will work with you. Perhaps you are ok now as is. Maybe you will need to purchase a rider for your existing policy. You may have to change companies and get a new policy. It can be done and happens all the time. Agents can and do get sued for "errors and omissions" very similar to doctor malpractice. An example of this would be the agent just telling you no (when in fact you are). So you cancel the policy because you are not covered (so you think but you really are). You die w/o insurance skydiving (although you would have been covered all along having been given the right information). Friends and neighbors, that’s a lawsuit I want to avoid. BTW, I read these insurance posts all the time and the issue is always life. While life insurance is a necessary product, jumpers often do not take advantage of Short Term or Long Term Disability Insurance. Let me tell you, there are things in life Worse Than Dead. Trust me, you are at far greater risk of getting fucked up while skydiving than ending up dead from skydiving. Blue Skies, Safe Swoops Randy Quote Share this post Link to post Share on other sites
kallend 2,148 #5 April 18, 2005 You can get ADD coverage from USPA that does not exclude skydiving.... The only sure way to survive a canopy collision is not to have one. Quote Share this post Link to post Share on other sites
rasmack 0 #6 April 18, 2005 In from Denmark, so this probably isn't really relevant for you personally, but for the sake of completeness... I called up my insurance company to ask what it would cost me to have my disability + life insurance extended to include skydiving. The answer was, that I would not have to pay anything extra, and if I would like them to send me an updated policy? HF #682, Team Dirty Sanchez #227 “I simply hate, detest, loathe, despise, and abhor redundancy.” - Not quite Oscar Wilde... Quote Share this post Link to post Share on other sites
