Canadian Health Insurance policies that include skydiving

[mdrejhon 8]

I am currently redundantly insured at two health insurance companies for supplemental health insurance (I pay about $100 per month to Ontario Blue Cross healthcare/dentalcare, even though I now have Great West Life healthcare/dentalcare provided by my employer).

(This is for paid supplemental insurance beyond the existing Canadian default health insurance system)

I have not cancelled my Blue Cross, because I'm currently not sure what I may not be covered in regards to skydiving.

From what I read, there *seems* to be some default parachuting exclusion on the website of both health insurance companies.

Before I make phone calls, does anyone know about either Ontario Blue Cross versus Great West Life friendliness to insuring skydivers? If I accidentally break a bone during skydiving while I travel to Florida this October, I would appreciate being covered.

Comments?

[IanHarrop 43]

I've used policies from TIC to cover jumping while traveling to the US from Canada.

It was $2 CDN per day with a minimum $15.

http://www.cooperators.ca/goapp/TIC/travel_contact.jsp

"Where troubles melt like lemon drops, away above the chimney tops, that's where you'll find me" Dorothy

[catfishhunter 2]

Quote

If I accidentally break a bone during skydiving

You didn't break your leg Skydiving you did it hitting the ground Wouldn't be like you where lying. Kinda like how they tell you your insurred for stuff until that stuff happens..

MAKE EVERY DAY COUNT
Life is Short and we never know how long we are going to have. We must live life to the fullest EVERY DAY. Everything we do should have a greater purpose.

[mdrejhon 8]

An amusing technicality, but let's play safe, as they're liable to read the hospital report that might include a mention of ".... broken femur, 2 breaks, was picked up by ambulance at ACME Whuffomax Skydiving Adventures Inc ...."

Does any fellow Canadians have experience with these two insurance companies though?

[174fps 1]

Make the calls Mark,
It would not be good to find out after injury that you are not covered.
I get additional medical through Alberta Motor Association (CAA)
for less than $100 per yr, as long as the skydiving is recreational you are covered.

Andrew

[mdrejhon 8]

I will call, but I am afraid of the insurance companies overreacting when I tell them I am a skydiver.

I'll call and ask about exclusions first before bringing up the subject.

Suggestion on the sequence of questions would be appreciated;

[kingbunky 3]

i use caa's travel insurance. as long as you aren't jumping professionally (instructing, demos etc), yer covered.

"Hang on a sec, the young'uns are throwin' beer cans at a golf cart."
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