Obamacare ?

[chutem 0]

I insure my seven year old son with Golden Rule from United healthcare. I received a letter that this coverage does not meet the mandates of Obamacare, but that we will be allowed to keep the policy as it is grandfathered. Will I get fined for not having my child on an approved plan? I'm getting different answers on this depending on who I ask at Golden Rule.

[turtlespeed 226]

chutem

I insure my seven year old son with Golden Rule from United healthcare. I received a letter that this coverage does not meet the mandates of Obamacare, but that we will be allowed to keep the policy as it is grandfathered. Will I get fined for not having my child on an approved plan? I'm getting different answers on this depending on who I ask at Golden Rule.

Did they tell you how much more you will have to pay yet?

I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama
BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun

[chutem 0]

They've been jacking the bill regularly the last few years. I'm sure another one is coming. They are happy to move me to a more expensive plan that is in compliance.

[turtlespeed 226]

chutem

They've been jacking the bill regularly the last few years. I'm sure another one is coming. They are happy to move me to a more expensive plan that is in compliance.

I'll bet he is.

I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama
BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun

[labrys 0]

Quote

Will I get fined for not having my child on an approved plan?

Isn't the whole point of the grandfathered plans that you can still have approved coverage while essentially "waiving" some of the extra protections that are mandated in new plans?

Owned by Remi #?

[chutem 0]

That's what I thought prior to getting conflicting info from Golden Rule/United Healthcare. I'm having a hard time finding anything clear cut saying this is how it is. Maybe my googlefoo is just weak. Most that I find on the subject of grandfathered policies is written for employers.

[wmw999 2,589]

At the healthcare.gov website in the questions section, it says that you are considered to be covered if you have a grandfathered plan. If you scroll down to the bottom, there are additional questions that you can ask, and one of them is "am I considered covered" and the answer is yes.

Wendy P.

There is nothing more dangerous than breaking a basic safety rule and getting away with it. It removes fear of the consequences and builds false confidence. (tbrown)

[chutem 0]

wmw999

At the healthcare.gov website in the questions section, it says that you are considered to be covered if you have a grandfathered plan. If you scroll down to the bottom, there are additional questions that you can ask, and one of them is "am I considered covered" and the answer is yes.

Wendy P.

Thanks I appreciate that.
Mail just got here, Golden Rule bill, went up $140 for 3 months coverage.

[Bignugget 0]

wmw999

At the healthcare.gov website in the questions section, it says that you are considered to be covered if you have a grandfathered plan. If you scroll down to the bottom, there are additional questions that you can ask, and one of them is "am I considered covered" and the answer is yes.

Wendy P.

this ^^

As usual the rocket scientist is on point.

I have a grandfathered plan as well from BCBS, got a similar letter and they said what Wendy said when I called.

I am compliant, in fact my policy is well past the mandated coverage, but they said if I make any changes to my policy I will lose grandfather status, they also said I won't see any premium increases beyond what I have already been seeing.

It goes up about $10/month every year.

Oh...and it covers skydiving! (or rather doesn't exclude it) Randomly asked the lady to check for me when I had her on the phone. Score.

[1969912 0]

Oops. Posted to wrong thread.

"Once we got to the point where twenty/something's needed a place on the corner that changed the oil in their cars we were doomed . . ."
-NickDG

[labrys 0]

Quote

Oops. Posted to wrong thread.

This is the only thing you've posted to this thread... so if you meant that *you* posted to the wrong thread... WTF?

And if you meant the the OP posted to the wrong thread... how is that even possible?

Owned by Remi #?

[1969912 0]

I posted a link that was a bit off-topic. My error.

"Once we got to the point where twenty/something's needed a place on the corner that changed the oil in their cars we were doomed . . ."
-NickDG

[sfzombie13 324]

i got a letter from the va saying that i was covered. i hadn't even thought about it, but it's cool i guess.

_________________________________________
Si hoc legere scis nimium eruditionis habes

[jgoose71 0]

sfzombie13

i got a letter from the va saying that i was covered. i hadn't even thought about it, but it's cool i guess.

I did read in the health care bill that Tricare (Humana Military) and VA meet the standard that will be prescribed for everyone.

Being on "Tricare for Life" will actually pay off.

... or at least shielded me from a shit storm...

"There is an art, it says, or, rather, a knack to flying. The knack lies in learning how to throw yourself at the ground and miss."
Life, the Universe, and Everything

[turtlespeed 226]

jgoose71

***i got a letter from the va saying that i was covered. i hadn't even thought about it, but it's cool i guess.

I did read in the health care bill that Tricare (Humana Military) and VA meet the standard that will be prescribed for everyone.

Being on "Tricare for Life" will actually pay off.

... or at least shielded me from a shit storm...

Good for you . . . and thanks for your service.

I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama
BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun

[rushmc 23]

jgoose71

***i got a letter from the va saying that i was covered. i hadn't even thought about it, but it's cool i guess.

I did read in the health care bill that Tricare (Humana Military) and VA meet the standard that will be prescribed for everyone.

Being on "Tricare for Life" will actually pay off.

... or at least shielded me from a shit storm...

Thank you for your service

I have always advocated that those who saw combat should never pay Fed income taxes either
We do not do enough for our service men and women IMO

"America will never be destroyed from the outside,
if we falter and lose our freedoms,
it will be because we destroyed ourselves."
Abraham Lincoln

[rehmwa 2]

rushmc

I have always advocated that those who saw combat should never pay Fed income taxes either

How liberal of you.

We can appreciate service without establishing another dependent class

Treat EVERYBODY equally and stop giving special rules to special demographics.

You have to be consistent, or your political philosophy (individualism/'real' equality) is crap, Marc.

...
Driving is a one dimensional activity - a monkey can do it - being proud of your driving abilities is like being proud of being able to put on pants

[rushmc 23]

rehmwa

***I have always advocated that those who saw combat should never pay Fed income taxes either

How liberal of you.

We can appreciate service without establishing another dependent class

Treat EVERYBODY equally and stop giving special rules to special demographics.

You have to be consistent, or your political philosophy (individualism/'real' equality) is crap, Marc.

You make a good point
But, this does not change my mind

Your comment of how liberal it would be of me is highly ironic though, as it would be liberals that would make sure vets NEVER get better or fair treatment from their government

"America will never be destroyed from the outside,
if we falter and lose our freedoms,
it will be because we destroyed ourselves."
Abraham Lincoln

[rehmwa 2]

rushmc

[
You make a good point
But, this does not change my

I understand. Freebies for groups of your choice = unnecessary social engineering. That is liberal. (just because your preferenced group doesn't fall into the classic demographic usually considered, doesn't mean it's not true)

I'm a vet.

...
Driving is a one dimensional activity - a monkey can do it - being proud of your driving abilities is like being proud of being able to put on pants

[wmw999 2,589]

Marc, liberals are not, in fact, the source of all that is evil. Not even most of it. Neither are conservatives.

I'm liberal; I give to veteran causes, and serve a (homeless) population that has a significant number of veterans. This administration is no better or worse than others when it comes to dealing with veterans -- i.e. they're better in some things, worse in others, just as every administration before it was.

Those are two boxes that some people seem to want to place everyone into, no matter how much those people struggle against being placed into those boxes.

Wendy P.

There is nothing more dangerous than breaking a basic safety rule and getting away with it. It removes fear of the consequences and builds false confidence. (tbrown)

[rushmc 23]

rehmwa

***[
You make a good point
But, this does not change my

I understand. Freebies for groups of your choice = unnecessary social engineering. That is liberal. (just because your preferenced group doesn't fall into the classic demographic usually considered, doesn't mean it's not true)

I'm a vet.

Look
I agree with your point
But there is nothing that is as consistant as you express

Your point is well made and well taken
but as a coutry we shit on our vets and I am tired of it

"America will never be destroyed from the outside,
if we falter and lose our freedoms,
it will be because we destroyed ourselves."
Abraham Lincoln

[rehmwa 2]

wmw999

Marc, liberals are not, in fact, the source of all that is evil. Not even most of it. Neither are conservatives.

I'm liberal; I give to veteran causes, and serve a (homeless) population that has a significant number of veterans.

just wallowing in the stereotypes here:

that's very conservative of you - the fact that you give voluntarily

wouldn't your liberal mindset require you to want to give more to the government and let them decide what to give to veteran causes - it's not really your money to choose how you provide charity. It's pretty selfish of you to give to one cause when the government knows better who it should go to.

...
Driving is a one dimensional activity - a monkey can do it - being proud of your driving abilities is like being proud of being able to put on pants

[rushmc 23]

wmw999

Marc, liberals are not, in fact, the source of all that is evil. Not even most of it. Neither are conservatives.

I'm liberal; I give to veteran causes, and serve a (homeless) population that has a significant number of veterans. This administration is no better or worse than others when it comes to dealing with veterans -- i.e. they're better in some things, worse in others, just as every administration before it was.

Those are two boxes that some people seem to want to place everyone into, no matter how much those people struggle against being placed into those boxes.

Wendy P.

I never said they were
But most, unlike you, hate the military
One need only read posts on this sight to verify

As for the boxes
Not sure of what you mean
but
If these boxes are Republican or Democrat, I would fight either

If they are conservative or liberal, box me up, I am a conservative and damn proud of it

"America will never be destroyed from the outside,
if we falter and lose our freedoms,
it will be because we destroyed ourselves."
Abraham Lincoln

[turtlespeed 226]

rehmwa

***Marc, liberals are not, in fact, the source of all that is evil. Not even most of it. Neither are conservatives.

I'm liberal; I give to veteran causes, and serve a (homeless) population that has a significant number of veterans.

just wallowing in the stereotypes here:

that's very conservative of you - the fact that you give voluntarily

wouldn't your liberal mindset require you to want to give more to the government and let them decide what to give to veteran causes - it's not really your money to choose how you provide charity. It's pretty selfish of you to give to one cause when the government knows better who it should go to.

Quit Putting people in boxes!
They are small and confining.
Why do you hate boxes?

I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama
BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun

[rehmwa 2]

rushmc

but as a coutry we shit on our vets and I am tired of it

as noted, I'm wallowing (I love to hate boxes):

but I don't know what you mean - vets are individuals, some do well, some don't - just like every other demographic I can think of. I'll take them as individuals. Not as some amorphous group.

If they need extra help transitioning to civil life, or compensation for wounds received, or trauma - ok, I'm all for it. Other than that, if they return to civilian life, then they deserve absolute equal treatment. Nothing more, nothing less.

Pretty much what we fought for, right?

...
Driving is a one dimensional activity - a monkey can do it - being proud of your driving abilities is like being proud of being able to put on pants