Obamacare Favorites

[rushmc 23]

Bignugget

Yea perhaps annihilated is a better description.

Point taken.

That must be some planet you are living on

"America will never be destroyed from the outside,
if we falter and lose our freedoms,
it will be because we destroyed ourselves."
Abraham Lincoln

[JerryBaumchen 1,466]

Hi Big,

Quote

So you want the option to be exempted from carrying insurance under Obamas plan if you already have private insurance from your employer?

I do not know everything there is to know about 'Obamacare.' I also do not know everything there is to know about the private medical insurance plans that each of my two children have.

But I have read, what I beleive to be far more than most people, about 'O-care' and I have spent a considerable amount to time discussing the private medical insurance plans that my children have.

IMO 'O-care' is a much better improvement when compared to what they have at this time.

I am of the opinion that employer provided medical plans are going to be covering less & less, with or without 'O-care.' IMO it is right up there with employer provided pensions, they are going the way of the Dodo bird.

While the feds are getting a fairly good deal ( and I am one of them as a fed retiree ), IMO overall 'O-care' will be better for this country.

YMMV

JerryBaumchen

[Bignugget 0]

JerryBaumchen

Hi Big,

Quote

So you want the option to be exempted from carrying insurance under Obamas plan if you already have private insurance from your employer?

I do not know everything there is to know about 'Obamacare.' I also do not know everything there is to know about the private medical insurance plans that each of my two children have.

But I have read, what I beleive to be far more than most people, about 'O-care' and I have spent a considerable amount to time discussing the private medical insurance plans that my children have.

IMO 'O-care' is a much better improvement when compared to what they have at this time.

I am of the opinion that employer provided medical plans are going to be covering less & less, with or without 'O-care.' IMO it is right up there with employer provided pensions, they are going the way of the Dodo bird.

While the feds are getting a fairly good deal ( and I am one of them as a fed retiree ), IMO overall 'O-care' will be better for this country.

YMMV

JerryBaumchen

You could very well be correct.

I was simply pointing out to Rush that he won't be "forced" to leave his current health insurance and buy into the new network.

The new network is designed to OPEN access to people without insurance.

Personally I agree, it will probably be much cheaper for me as well, I buy my insurance privately since I am a small business owner....I don't have a giant employer like the Fed negotiating on my behalf for sweeter rates.

I will probably do a lot better under the new plan. But no one is forcing poor old Rush to change.

Same way they aren't forcing Congress to change.

[Bignugget 0]

"Funny how Congress is already getting themselves and their staffers out of it. "


Out of what?

That makes no sense.

Congress is no different than any other federal employee, who ALREADY has health insurance they can purchase through their employer (the federal government).

No one is going to be FORCED to quit their EXISTING healthcare plan and join the 'Obamacare' network.


When Mastercard, Google, Apple, Microsoft are FORCED to give up whatever healthcare plans they currently provide, and purchase insurance from "Obamacare".....then you will have a point about Congress not playing by the same rules.


https://www.healthcare.gov/what-if-i-have-job-based-health-insurance/


"Any job-based health plan you currently have qualifies as minimum essential coverage. You don't need to change to a Marketplace plan in order to avoid the fee that uninsured people may have to pay for 2014. If you'd like to explore Marketplace coverage options you can, but there are several important things to consider."

[normiss 893]

I have a plan carried by my employer.
I'm sure it's Cadillac plan.
We self insure and United Healthcare is contracted to administer the plan.
Given the money the company spends on it, we're expecting the plan to get dropped.
It will save the company tens of millions.

[Bignugget 0]

Whether premiums will rise (for everyone including the Federal govt.) is not the topic of this thread.

Its the (false) premise that somehow you are 'forced' into the 'Obamacare' network and that Congress is getting some sort of special pass to not be forced in.

Utter nonsense.

Could premiums rise across the board and some companies be priced out of their current coverage? Maybe, lets make a thread and discuss that instead of this nonsense.

[Stumpy 284]

Bignugget

Whether premiums will rise (for everyone including the Federal govt.) is not the topic of this thread.

Its the (false) premise that somehow you are 'forced' into the 'Obamacare' network and that Congress is getting some sort of special pass to not be forced in.

Utter nonsense.

Could premiums rise across the board and some companies be priced out of their current coverage? Maybe, lets make a thread and discuss that instead of this nonsense.

There you go, injecting facts into the discussion again damn you!

Never try to eat more than you can lift

[Bignugget 0]

Iago

Well, that might have been too strong a phrase.

These are the things I'm talking about.

http://dailycaller.com/2013/08/07/members-staff-will-keep-healthcare-subsidies-under-obamacare

Lol.



Again, that article is nothing but nonsense.

The proposed amendment was nonsense.

The policy issued to work around the proposed amendment allows business to continue as usual for Congress.

Just like business continues as usual for Apple, Microsoft, Monsanto, Walmart, Google, Verizon, ATT, Disney ETC ETC ETC ETC ETC ETC. None of those employees are going to be 'forced' to change anything, and so why should (a tiny portion) of employees of the Federal govt be forced to change?

[mirage62 0]

Ok can anyone who is a big on Obama care really explain all the companies that get to opt out? My company won't get to. To me there just should be an opt out ability.

Anyone?

Kevin Keenan is my hero, a double FUP, he does so much with so little

[Bignugget 0]

mirage62

Ok can anyone who is a big on Obama care really explain all the companies that get to opt out? My company won't get to. To me there just should be an opt out ability.

Anyone?

Opt out is an incorrect way to think of it.

Your employer currently pays a fair chunk of your health insurance premium. For that they are allowed a tax credit in the amount of the health premiums they pay.

If they (companies with over 50 employees) choose to STOP providing health insurance, and force their employees into the new individual marketplace....they have several things that can happen.

Those are detailed here:

http://www.sba.gov/content/employers-with-50-or-more-employees

Basically if they stop offering healthcare coverage, and you are able to go shop it in the marketplace, the company will be fined an amount designed to offset the tax credit you as an individual will be getting from shopping in the marketplace.

Those fines, will NOT be tax deductible.

So if the company decides not to offer coverage, it will be because it is MORE profitable to stop getting all the tax credits they get now, and replace those will non tax deductible fines.

could it happen to some companies that way?? Maybe.

But I am pretty certain Walmart will just keep paying some health premiums, and tax deduct all that shit to reduce their tax burden.