Lindsey 0 #1 August 4, 2004 I'm sure somebody's gonna flame me for not doing an adequate search, but anyway.... It is hard for me to understand people skydiving without any health insurance that will cover injuries sustained while skydiving. This recent incident at Monroe both boggles my mind and tears at my heart. I don't understand why a mom of young children was skydiving at all without a plan for how to care for her family if she was badly hurt. Meanwhile, if I lost my coverage (which seems could happen pretty easily nowadays) I wonder if I would stop jumping again, and I also have a young child who would be left with a mess if I were not able to tend to household business. I'm just tossing this out there because I'd love to hear people's opinions. I'm not unsympathetic, at all, to Joan and her family. I could see myself in her situation. I just wonder about other people's views on this.... linz-- A conservative is just a liberal who's been mugged. A liberal is just a conservative who's been to jail Quote Share this post Link to post Share on other sites
jazzjumper 0 #2 August 4, 2004 Quote/snip/It is hard for me to understand people skydiving without any health insurance that will cover injuries sustained while skydiving. I think it has a lot to do with what they can get their hands on (versus what they can afford.) There are plenty of people who don't take the necessary steps to protect their loved ones regardless of how available or affordable coverage is. It could be ego, lack of effort, or lack of money. Skydiving is an alluring sport...some people think an injury will never happen to them. People who flame you will say you are heartless for bringing up the obvious. The question is, should the skydiving community be responsible for injured skydivers and the loved ones they might leave around? Tough question. I'm one of the lucky ones who will never have to worry about it (I'm in the military and retirement eligible). So I can jump, break, heal and repeat with little concern for insurance going away. However, I do maintain civilian insurability (through my own life and health policy that I took out more than 2 years before I began skydiving). Many can do this if they are willing to sacrifice other niceties of life. Those who can't are left with a tough choice of choosing skydiving over their loved ones futures. I for one pray no one else ever has to make that decision, but realize just how often that decision must be made. You are the sum product of your choices in life, so choose wisely. Vibes to Joan and her family. No matter how good she looks, someone, somewhere is sick of her shit! Quote Share this post Link to post Share on other sites
BASE813 0 #3 August 4, 2004 I am still recovering from an injury (3 months) and have been unable to get to work. I have recenlty been moved to Statutory Sick Pay - which in the UK is £13 per day gross ($24 per day). This is certainly not something I am able to afford to be on (this wont even cover my rent). To get a taxi to work each day will actually cost me almost my intire net salary in a month - so financially this is not viable to do. Although this was done on a BASE jump and not skydiving, I still dont have any protection or insurance to cover me. I have recently enquired about this, but I am yet to find one to cover specifically for BASE jumping - if I do I imagine the cost of this will be quite unbeleivable. To jump without insurances / income protection is a little stupid, but like someone says sometimes its just not possible for some individuals. You may not think you will need it, but surely its worth taking out just incase hey! Either that or make sure you have enough contingency to cover any substantial time out of work. Quote Share this post Link to post Share on other sites
soilman 0 #4 August 4, 2004 Can I assume from this that most health insurance has an exemption for injuries incurred while skydiving? Right now I have medicare and medicaid (New York State), but I am planning to start work in a little while, and after a while will be getting health coverage via the job, instead of Medicare and Medicaid. Not sure exactly what this will cover. I have never been seriously ill, and most of my medical expenses up till now have been for dental care -- since New York medicaid only covers sub-standard dentistry. I've already told my employer that I made a tandem jump out of an airplane. I've been dying to make jump number 2 -- it is going to be difficult to save up for that, let alone to save up for insurance add-ons. All my children are grown up so I don't have to worry about them. If I get seriously injure I suppose I could kill myself without this having a severe impact on anyone else. I've had to learn basic accounting but I hate financial stuff. I hate insurance. I hate complicated taxes like income tax. I like to do "real" stuff: Garden and plan my garden; make things with my hands; repair things, like home repairs, internal combustion engines; write about things that I do.____________________________________ Animal husbandry may not be necessary. We can maintain soil quality, for plant husbandry, with green manures and cover crops. Quote Share this post Link to post Share on other sites
squirrel 0 #5 August 4, 2004 this may sound a bit off...but insurance is crazy. your betting that you will mess up, get sick, or whatever. why not bet on success. i never had health insurance (companys never offered it) untill recently, current company just gave it to me. now on the responsibility thing...yeah, i am not having kids until the finacial plan allows me too, as in if i die, the kid inherets a house (paid off) and 20 years of income. yes, this can be done. kids coming in 2 years! ________________________________ Where is Darwin when you need him? Quote Share this post Link to post Share on other sites
Ron 10 #6 August 4, 2004 QuoteI'm sure somebody's gonna flame me for not doing an adequate search, but anyway.... It is hard for me to understand people skydiving without any health insurance that will cover injuries sustained while skydiving. Its the same reason that people will jump even when they have several grand on Credit Cards. People only live in the NOW and they don't plan for the future. They would rather go to the WFFC than put the money they will spend there and pay off a Credit Card. And for the most part they are encouraged to do it. There was a post on here afew mths ago http://www.dropzone.com/cgi-bin/forum/gforum.cgi?post=593197#593197 Where a jumper asked that question....Look at the responces... 71% said to go to the WFFC and live off the Credit cards...And she would not even be able to jump. We as a collective are telling her to blow off the worries about the debt and go party...Man is that ever stupid. The same thing goes on with medical insurance. If you ask everyone on here if they think they are going to get hurt...Most will say never. If you ask on here how many have gotten hurt..Most will say they have. But EGO will not let a good number of people realize that they WILL at some point fuck up and get hurt. We have already shown that skydivers as a whole are NOT responsible with money... So what are the odds that a person that does not think they will get hurt will spend money on something they don't think they will need when they could spend that money on jumps and beer? Stupid really. When I got divorced I was let in some DEEP Credit Card debt...I quit jumping, ate Ramen and PP&J's till it was paid off. More than 5 grand gone in 3 mths. I continue to live beneath my means....I save over 25-30% of my salary (15% into a 401k, and the rest into a savings account to buy a house). I still make 300 jumps a year and drive a 2001 Mustang GT (Bought used). And not one cent on Credit Cards. I also have heath insurance (2 policies), a quarter of a million in life insurance (I have no kids so my parents are told to help my sisters kid with school and party like hell if I die), and long and short term disability insurance. I however am anal when it comes to money and my checking account is balanced to the penny...I don't expect anyone else to live by my standards...But I do think its stupid as hell to continue to sell your future to live now and not plan for the future."No free man shall ever be debarred the use of arms." -- Thomas Jefferson, Thomas Jefferson Papers, 334 Quote Share this post Link to post Share on other sites
squirrel 0 #7 August 4, 2004 hey, does your life insurance cover a skydiving death? i do believe the USPA plan is the only that does...i could be wrong, but might be worth checking. ________________________________ Where is Darwin when you need him? Quote Share this post Link to post Share on other sites
Ron 10 #8 August 4, 2004 Quotehey, does your life insurance cover a skydiving death? i do believe the USPA plan is the only that does...i could be wrong, but might be worth checking. Yep cool huh? It was not excluded, since its a group policy in a fortune 500 company. Same with the disability and health. I checked."No free man shall ever be debarred the use of arms." -- Thomas Jefferson, Thomas Jefferson Papers, 334 Quote Share this post Link to post Share on other sites
squirrel 0 #9 August 4, 2004 good for you....many people dont even consider that thiers might be void. me, i tend to self insure, and in that i use that insurance money and buy realestate. to each thier own, thats just my way, and not for everyone. ________________________________ Where is Darwin when you need him? Quote Share this post Link to post Share on other sites
Ron 10 #10 August 4, 2004 Quotegood for you....many people dont even consider that thiers might be void. me, i tend to self insure, and in that i use that insurance money and buy realestate. to each thier own, thats just my way, and not for everyone. I plan on buying real estate...But I need to learn more first..right now I am sitting duck. BTW ALL of my insurance costs me about 30 bucks a mth."No free man shall ever be debarred the use of arms." -- Thomas Jefferson, Thomas Jefferson Papers, 334 Quote Share this post Link to post Share on other sites
squirrel 0 #11 August 4, 2004 30 bucks, thats great! yeah, i got lucky on the houses thing...but what i will say is that florida and california appreciate the best...everyone wants to be where it is warm. hey, who is your supplimental insurance? ________________________________ Where is Darwin when you need him? Quote Share this post Link to post Share on other sites
kallend 2,146 #12 August 4, 2004 I suggest that everyone with a company health plan check to see if extreme sport injuries are covered. My university's plan used to cover all injuries, but starting this year extreme sports injuries are excluded. This information was buried in a thick information booklet that most people would not bother to read. Could be that many who think they are covered are, in fact, not covered for these injuries, thanks to a change in federal law a few years back.... The only sure way to survive a canopy collision is not to have one. Quote Share this post Link to post Share on other sites
PhillyKev 0 #13 August 4, 2004 Quote I suggest that everyone with a company health plan check to see if extreme sport injuries are covered. My university's plan used to cover all injuries, but starting this year extreme sports injuries are excluded. This information was buried in a thick information booklet that most people would not bother to read. Could be that many who think they are covered are, in fact, not covered for these injuries, thanks to a change in federal law a few years back. Great point. And don't be afraid to also call the insurer and ask. It's not going to "tip them off" that you might be a risk. Guaranteed that whomever you talk to will be able to tell you what the rules are, but is not the person who makes them and could care less. Quote Share this post Link to post Share on other sites
BASE813 0 #14 August 4, 2004 Here in the UK, my company private health care is paying for my surgeries and recovery for what is well known to everyone as a BASE injury. My death in service insurance (which my sister and GF get 50% of each of 5 times my gross yearly salary) will be paid out if I die parachuting.......... For those that think that "it wont happen to me" - well you really are so arrogant.......... I have seen some really top skilled, safe jumpers get hurt from a slight mistake...........Dont be arrogant and sat in recovery wondering how the hell you are going to survive on on less than 10% of your normal salary....or non should be be self employed........believe me it sucks............... Quote Share this post Link to post Share on other sites
SkyDekker 1,465 #15 August 4, 2004 I think that skydiving without insurance and with dependents is utter stupidity. I am with Ron on the whole skydiving vs. debt issue. Flame away. Quote Share this post Link to post Share on other sites
squirrel 0 #16 August 4, 2004 yeah, but i refuse to make an insurance company rich before me. invest in your own investments, build your own wealth, instead of paying for some high rise building that your insurance company is having you pay for! ________________________________ Where is Darwin when you need him? Quote Share this post Link to post Share on other sites
PhreeZone 20 #17 August 4, 2004 If you impact tommorrow do you haveany debts that need to be paid? Mortage? Funeral Expences? All those are covered by insurance.Yesterday is history And tomorrow is a mystery Parachutemanuals.com Quote Share this post Link to post Share on other sites
squirrel 0 #18 August 4, 2004 nope...all houses paid for by renters...cash positive...no debt...and cash in the bank, enough to be buried in a humvee if i wanted. but just throw some flower seeds on me, and call it good. and no, i did not win the lottery, not a trustfunder, or anything like that. i spent many years living in my truck while working, no insurance, overhead, comforts...while making $ and not paying other people to sell me crap. tough lessons learn from my dad. hey, i got lucky, but i still believe that insurance companys are a rip off. hell, i am the last of eight kids, my parents never had insurace, just went in and paid for the room and left. but that was before the insurance companies inflated the cost of health care. ________________________________ Where is Darwin when you need him? Quote Share this post Link to post Share on other sites
rickjump1 0 #19 August 4, 2004 Quote i still believe that insurance companys are a rip off... I agree, but there are temporary times: like going off to war or having a new family without employer provided life insurance that you need life insurance. After that, drop it and invest more. I feel medical insurance is a must unless you got lots a money. This is the only country where you retire, get sick, and sell your house to meet high medical costs.Do your part for global warming: ban beans and hold all popcorn farts. Quote Share this post Link to post Share on other sites Zenister 0 #20 August 4, 2004 QuoteI don't expect anyone else to live by my standards...But I do think its stupid as hell to continue to sell your future to live now and not plan for the future. you have no guarantee you have a future, or that you'll even live thru today... some people would claim it is equally ‘stupid’ to plan and save for an event you have no idea if you’ll be there for.... being dead with 1 million in savings and good health insurance doesn’t mean a whole lot, particularly if you spent your life on the couch, have never been anywhere, done anything or taken any real chances.... living NOW is the only 'smart' option. NOW is the only thing you can count on experiencing...Its far better to regret something you did than something you didn’t (and now will never) do. One of them you can learn from, the other you can only dream about...____________________________________ Those who fail to learn from the past are simply Doomed. Quote Share this post Link to post Share on other sites SkyDekker 1,465 #21 August 4, 2004 Quoteyou have no guarantee you have a future, or that you'll even live thru today... some people would claim it is equally ‘stupid’ to plan and save for an event you have no idea if you’ll be there for.... being dead with 1 million in savings and good health insurance doesn’t mean a whole lot, particularly if you spent your life on the couch, have never been anywhere, done anything or taken any real chances.... living NOW is the only 'smart' option. NOW is the only thing you can count on experiencing...Its far better to regret something you did than something you didn’t (and now will never) do. One of them you can learn from, the other you can only dream about... Dying is only one option and quite frankly the cheapest option. Yet if you have dependents, I think you should ensure that they are taken care of when it happens. The expensive option is a prolongued hospital stay with many operations and a long rehabilitation period after. However, this is not an uncommon occurence for skydivers and BASE jumpers. If you are wealthy enough to self insure, great, though it is economically not the best option, not even close. I still hold that skydiving or base jumping, while having dependents and not have any insurance is utter stupidity. Quote Share this post Link to post Share on other sites Casurf1978 0 #22 August 4, 2004 Just curious why 2 health insurance. Is it like regular health and dental? Or is there like more coverage, if so could you tell me about it. The whole debt issue, yeah I agree. Credit cards can suck you dry. Been there done that, never again. Thats why I'm buying my gear sans credit card help. Just one more thing I need, Spectre 170. Quote Share this post Link to post Share on other sites Ron 10 #23 August 4, 2004 Quoteyou have no guarantee you have a future, or that you'll even live thru today... some people would claim it is equally ‘stupid’ to plan and save for an event you have no idea if you’ll be there for.... being dead with 1 million in savings and good health insurance doesn’t mean a whole lot, particularly if you spent your life on the couch, have never been anywhere, done anything or taken any real chances.... living NOW is the only 'smart' option. NOW is the only thing you can count on experiencing...Its far better to regret something you did than something you didn’t (and now will never) do. One of them you can learn from, the other you can only dream about... ___________________________________________________ Gee why am I surprised you would disagree with me???? Oh, cause its you.... Well lets see you must have missed the part about me making 300 jumps a year for the past 11 years. Placeing in the Top 10 in Open at the nationals twice (only been twice) Demos into Stadiums..ect. I also drive a Mustang GT. Have a pilots liscense and about 10 hours of Arco time. Master rated SCUBA diver with well over 300 dives (and some really cool cave dives) So much for never having lived or taken chances huh? I'm just not stupid about it and have a future as well. But of course you will disagree....Im not surprized."No free man shall ever be debarred the use of arms." -- Thomas Jefferson, Thomas Jefferson Papers, 334 Quote Share this post Link to post Share on other sites Ron 10 #24 August 4, 2004 QuoteJust curious why 2 health insurance. Is it like regular health and dental? Or is there like more coverage, if so could you tell me about it. I have free coverage through the VA (service connected disability greater than 50%). And my company offers me health insurance for like 20.00 a mth....So what the hell right? QuoteThe whole debt issue, yeah I agree. Credit cards can suck you dry. Been there done that, never again. Thats why I'm buying my gear sans credit card help. Just one more thing I need, Spectre 170. Excellent thats great!!!!"No free man shall ever be debarred the use of arms." -- Thomas Jefferson, Thomas Jefferson Papers, 334 Quote Share this post Link to post Share on other sites Zenister 0 #25 August 4, 2004 QuoteQuoteyou have no guarantee you have a future, or that you'll even live thru today... some people would claim it is equally ‘stupid’ to plan and save for an event you have no idea if you’ll be there for.... being dead with 1 million in savings and good health insurance doesn’t mean a whole lot, particularly if you spent your life on the couch, have never been anywhere, done anything or taken any real chances.... living NOW is the only 'smart' option. NOW is the only thing you can count on experiencing...Its far better to regret something you did than something you didn’t (and now will never) do. One of them you can learn from, the other you can only dream about... ___________________________________________________ Gee why am I surprised you would disagree with me???? Oh, cause its you.... Well lets see you must have missed the part about me making 300 jumps a year for the past 11 years. Placeing in the Top 10 in Open at the nationals twice (only been twice) Demos into Stadiums..ect. I also drive a Mustang GT. Have a pilots liscense and about 10 hours of Arco time. Master rated SCUBA diver with well over 300 dives (and some really cool cave dives) So much for never having lived or taken chances huh? I'm just not stupid about it and have a future as well. But of course you will disagree....Im not surprized. rotflmao.... amazing how you took that so personally.....check the ego, it's useless.. what could you have done, what things might you have experienced if you didnt worry about the events you have little control over (the future) and focused instead on what you can do today? Having kids certainly changes the picture (the primary reason i dont have them) but if you are only responsible for yourself, why spend so much of your life energy focused on the parts you may not get to, when it deprives you of experiences you could have today?____________________________________ Those who fail to learn from the past are simply Doomed. Quote Share this post Link to post Share on other sites Prev 1 2 3 Next Page 1 of 3 Join the conversation You can post now and register later. If you have an account, sign in now to post with your account. Note: Your post will require moderator approval before it will be visible. 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Zenister 0 #20 August 4, 2004 QuoteI don't expect anyone else to live by my standards...But I do think its stupid as hell to continue to sell your future to live now and not plan for the future. you have no guarantee you have a future, or that you'll even live thru today... some people would claim it is equally ‘stupid’ to plan and save for an event you have no idea if you’ll be there for.... being dead with 1 million in savings and good health insurance doesn’t mean a whole lot, particularly if you spent your life on the couch, have never been anywhere, done anything or taken any real chances.... living NOW is the only 'smart' option. NOW is the only thing you can count on experiencing...Its far better to regret something you did than something you didn’t (and now will never) do. One of them you can learn from, the other you can only dream about...____________________________________ Those who fail to learn from the past are simply Doomed. Quote Share this post Link to post Share on other sites
SkyDekker 1,465 #21 August 4, 2004 Quoteyou have no guarantee you have a future, or that you'll even live thru today... some people would claim it is equally ‘stupid’ to plan and save for an event you have no idea if you’ll be there for.... being dead with 1 million in savings and good health insurance doesn’t mean a whole lot, particularly if you spent your life on the couch, have never been anywhere, done anything or taken any real chances.... living NOW is the only 'smart' option. NOW is the only thing you can count on experiencing...Its far better to regret something you did than something you didn’t (and now will never) do. One of them you can learn from, the other you can only dream about... Dying is only one option and quite frankly the cheapest option. Yet if you have dependents, I think you should ensure that they are taken care of when it happens. The expensive option is a prolongued hospital stay with many operations and a long rehabilitation period after. However, this is not an uncommon occurence for skydivers and BASE jumpers. If you are wealthy enough to self insure, great, though it is economically not the best option, not even close. I still hold that skydiving or base jumping, while having dependents and not have any insurance is utter stupidity. Quote Share this post Link to post Share on other sites
Casurf1978 0 #22 August 4, 2004 Just curious why 2 health insurance. Is it like regular health and dental? Or is there like more coverage, if so could you tell me about it. The whole debt issue, yeah I agree. Credit cards can suck you dry. Been there done that, never again. Thats why I'm buying my gear sans credit card help. Just one more thing I need, Spectre 170. Quote Share this post Link to post Share on other sites Ron 10 #23 August 4, 2004 Quoteyou have no guarantee you have a future, or that you'll even live thru today... some people would claim it is equally ‘stupid’ to plan and save for an event you have no idea if you’ll be there for.... being dead with 1 million in savings and good health insurance doesn’t mean a whole lot, particularly if you spent your life on the couch, have never been anywhere, done anything or taken any real chances.... living NOW is the only 'smart' option. NOW is the only thing you can count on experiencing...Its far better to regret something you did than something you didn’t (and now will never) do. One of them you can learn from, the other you can only dream about... ___________________________________________________ Gee why am I surprised you would disagree with me???? Oh, cause its you.... Well lets see you must have missed the part about me making 300 jumps a year for the past 11 years. Placeing in the Top 10 in Open at the nationals twice (only been twice) Demos into Stadiums..ect. I also drive a Mustang GT. Have a pilots liscense and about 10 hours of Arco time. Master rated SCUBA diver with well over 300 dives (and some really cool cave dives) So much for never having lived or taken chances huh? I'm just not stupid about it and have a future as well. But of course you will disagree....Im not surprized."No free man shall ever be debarred the use of arms." -- Thomas Jefferson, Thomas Jefferson Papers, 334 Quote Share this post Link to post Share on other sites Ron 10 #24 August 4, 2004 QuoteJust curious why 2 health insurance. Is it like regular health and dental? Or is there like more coverage, if so could you tell me about it. I have free coverage through the VA (service connected disability greater than 50%). And my company offers me health insurance for like 20.00 a mth....So what the hell right? QuoteThe whole debt issue, yeah I agree. Credit cards can suck you dry. Been there done that, never again. Thats why I'm buying my gear sans credit card help. Just one more thing I need, Spectre 170. Excellent thats great!!!!"No free man shall ever be debarred the use of arms." -- Thomas Jefferson, Thomas Jefferson Papers, 334 Quote Share this post Link to post Share on other sites Zenister 0 #25 August 4, 2004 QuoteQuoteyou have no guarantee you have a future, or that you'll even live thru today... some people would claim it is equally ‘stupid’ to plan and save for an event you have no idea if you’ll be there for.... being dead with 1 million in savings and good health insurance doesn’t mean a whole lot, particularly if you spent your life on the couch, have never been anywhere, done anything or taken any real chances.... living NOW is the only 'smart' option. NOW is the only thing you can count on experiencing...Its far better to regret something you did than something you didn’t (and now will never) do. One of them you can learn from, the other you can only dream about... ___________________________________________________ Gee why am I surprised you would disagree with me???? Oh, cause its you.... Well lets see you must have missed the part about me making 300 jumps a year for the past 11 years. Placeing in the Top 10 in Open at the nationals twice (only been twice) Demos into Stadiums..ect. I also drive a Mustang GT. Have a pilots liscense and about 10 hours of Arco time. Master rated SCUBA diver with well over 300 dives (and some really cool cave dives) So much for never having lived or taken chances huh? I'm just not stupid about it and have a future as well. But of course you will disagree....Im not surprized. rotflmao.... amazing how you took that so personally.....check the ego, it's useless.. what could you have done, what things might you have experienced if you didnt worry about the events you have little control over (the future) and focused instead on what you can do today? Having kids certainly changes the picture (the primary reason i dont have them) but if you are only responsible for yourself, why spend so much of your life energy focused on the parts you may not get to, when it deprives you of experiences you could have today?____________________________________ Those who fail to learn from the past are simply Doomed. Quote Share this post Link to post Share on other sites Prev 1 2 3 Next Page 1 of 3 Join the conversation You can post now and register later. If you have an account, sign in now to post with your account. Note: Your post will require moderator approval before it will be visible. Reply to this topic... × Pasted as rich text. Paste as plain text instead Only 75 emoji are allowed. × Your link has been automatically embedded. Display as a link instead × Your previous content has been restored. Clear editor × You cannot paste images directly. Upload or insert images from URL. Insert image from URL × Desktop Tablet Phone Submit Reply 0
Ron 10 #23 August 4, 2004 Quoteyou have no guarantee you have a future, or that you'll even live thru today... some people would claim it is equally ‘stupid’ to plan and save for an event you have no idea if you’ll be there for.... being dead with 1 million in savings and good health insurance doesn’t mean a whole lot, particularly if you spent your life on the couch, have never been anywhere, done anything or taken any real chances.... living NOW is the only 'smart' option. NOW is the only thing you can count on experiencing...Its far better to regret something you did than something you didn’t (and now will never) do. One of them you can learn from, the other you can only dream about... ___________________________________________________ Gee why am I surprised you would disagree with me???? Oh, cause its you.... Well lets see you must have missed the part about me making 300 jumps a year for the past 11 years. Placeing in the Top 10 in Open at the nationals twice (only been twice) Demos into Stadiums..ect. I also drive a Mustang GT. Have a pilots liscense and about 10 hours of Arco time. Master rated SCUBA diver with well over 300 dives (and some really cool cave dives) So much for never having lived or taken chances huh? I'm just not stupid about it and have a future as well. But of course you will disagree....Im not surprized."No free man shall ever be debarred the use of arms." -- Thomas Jefferson, Thomas Jefferson Papers, 334 Quote Share this post Link to post Share on other sites
Ron 10 #24 August 4, 2004 QuoteJust curious why 2 health insurance. Is it like regular health and dental? Or is there like more coverage, if so could you tell me about it. I have free coverage through the VA (service connected disability greater than 50%). And my company offers me health insurance for like 20.00 a mth....So what the hell right? QuoteThe whole debt issue, yeah I agree. Credit cards can suck you dry. Been there done that, never again. Thats why I'm buying my gear sans credit card help. Just one more thing I need, Spectre 170. Excellent thats great!!!!"No free man shall ever be debarred the use of arms." -- Thomas Jefferson, Thomas Jefferson Papers, 334 Quote Share this post Link to post Share on other sites
Zenister 0 #25 August 4, 2004 QuoteQuoteyou have no guarantee you have a future, or that you'll even live thru today... some people would claim it is equally ‘stupid’ to plan and save for an event you have no idea if you’ll be there for.... being dead with 1 million in savings and good health insurance doesn’t mean a whole lot, particularly if you spent your life on the couch, have never been anywhere, done anything or taken any real chances.... living NOW is the only 'smart' option. NOW is the only thing you can count on experiencing...Its far better to regret something you did than something you didn’t (and now will never) do. One of them you can learn from, the other you can only dream about... ___________________________________________________ Gee why am I surprised you would disagree with me???? Oh, cause its you.... Well lets see you must have missed the part about me making 300 jumps a year for the past 11 years. Placeing in the Top 10 in Open at the nationals twice (only been twice) Demos into Stadiums..ect. I also drive a Mustang GT. Have a pilots liscense and about 10 hours of Arco time. Master rated SCUBA diver with well over 300 dives (and some really cool cave dives) So much for never having lived or taken chances huh? I'm just not stupid about it and have a future as well. But of course you will disagree....Im not surprized. rotflmao.... amazing how you took that so personally.....check the ego, it's useless.. what could you have done, what things might you have experienced if you didnt worry about the events you have little control over (the future) and focused instead on what you can do today? Having kids certainly changes the picture (the primary reason i dont have them) but if you are only responsible for yourself, why spend so much of your life energy focused on the parts you may not get to, when it deprives you of experiences you could have today?____________________________________ Those who fail to learn from the past are simply Doomed. Quote Share this post Link to post Share on other sites
