wildblue 7 #1 March 22, 2002 A number of months back, there were some laws trying to be passed that would allow an insurance company to deny a claim if the injury happened doing something "dangerous" like skydiving, racing, rock climbing, etc. Does anyone know if those actually went though? Or are they still not allowed to discriminate?Never argue with stupid people.They just drag you down 2 their level & beat you with experience Quote Share this post Link to post Share on other sites
freeflir29 0 #2 March 22, 2002 From everything I have seen it just depends on the policy. "I only have a C license, so I don't know shit..right?"-Clay Quote Share this post Link to post Share on other sites
jfields 0 #3 March 22, 2002 Also, I'd imagine that it would only applies to polices that are being underwritten now. An existing policy would stand under the original terms.Justin Quote Share this post Link to post Share on other sites
Jumperpaula 0 #4 March 22, 2002 Ask the Agent...Most Life Insurance policies already have exclusions for scuba, skin or skydiving (unless the activity is disclosed and they charge the proper "rating" for the risk). The exception would be group or "blanket" coverage provided by your employer. Health Insurance coverage is not standardized in the US, so each policy is free to set their own limitations and exclusions. The discussion regarding standardizing the coverage contained wording that you spoke of. Since 9-11, other issues have come to the floor of the House and debate on this legislation has been overshadowed.Fly Your Slot ! Quote Share this post Link to post Share on other sites
PhreeZone 20 #5 March 22, 2002 Check it from the source... Department of Labor has the official document on its site.When the issue was new....USPA submitted comments to three federal agencies that had issued new regulations concerning discrimination in employers' group health plans. USPA fully supported the new provision that requires an employer to enroll a worker in a group health plan even if that worker enjoys active hobbies or sports activities like skydiving. However, USPA adamantly opposed another provision that allows an employer to refuse to pay a claim for injuries incurred as a result of recreational activities. The association extends gratitude to all skydivers who took the time to submit comments to the federal government. USPA will monitor the results and keep its members advised.From the DoL...http://www.dol.gov/dol/pwba/public/regs/fedreg/final/97033262.pdfBoring read....I wish you would step back from that ledge my friend... ~3EB Quote Share this post Link to post Share on other sites
