airann 1 #1 April 15, 2002 This is the Skydive Houston information on Terry Goode -He is another close friend of mine and he is uninsured. Call the dropzone and talk to Lisa. I do know that Terry has had back trouble for a while. He was just saying it was good to be doing work again on Saturday. He makes his living doing this.hey guys- terry goode, our s&ta, vidiot and instructor, was hurt yesterday from a hard opening during a video jump. he came back from the hospital last night and is tucked away in his trailer (sleeping i hope!)- there was nothing broken, just tissue damage to his neck and back, but he is in a lot of pain right now. many of the experienced jumpers that were out here yesterday wanted to help with the cost of the ambulance ride and hospital, so if anyone else wants to pitch in, donations to terry goode are welcome. you can call or email me for more info. as of now, he is really in lots of pain but we hope to see him up and about soon.call me if you want to help out terry!thanks guys! you all rule!love, kisses, blue skies and soft openings-lisa 936.931.1600Ann ~ www.AirAnn.comAnyone want a Kitten? Quote Share this post Link to post Share on other sites
diverdriver 7 #2 April 15, 2002 Oh, man, that sucks about Terry. Tell him I hope he gets well soon. He was a JM in KC when I was there and was on the last engine failure I had there before leaving for Chicago.Thanks for the danish Terry. I'll check in on ya in a bit.Chris Quote Share this post Link to post Share on other sites
rgoper 0 #3 April 16, 2002 Terri:My besty wishes as well, you've been an inspiration, and a great mentor/help to me at my tenure at SDH. Heal well my brother! Take Care.Regards:Richard Quote Share this post Link to post Share on other sites
SkymonkeyONE 4 #4 April 16, 2002 This is completely besides the point, but nonetheless relevant. Skydiving is hard on your body. Jumping tandem and ESPECIALLY video is even harder on your body. It is pretty amazing to me that your S&TA does not have health insurance. While it is "fun" to make a living solely off of a dropzone, I would not do so if it meant compromising my own health or the health and welfare of my family. My neck was repeatedly injured as a result of jumping video in the late 80's and early 90's. MANY of my friends here at Raeford have had to have "the operation" on their neck. My dad had it when he was about 55 years old. I need it badly, but would rather just not wear a camera helmet anymore, so that's what I do. Being in the service, I have never had to worry about downtime or medical care, but I have several friends who have had their lives destroyed due to not having insurance. One of my best friends, now living in Florida and jumping at Z-hills piled in very badly under his Jedei. Just out of the Army and not having a lick of insurance, he was making a living as a tandem bitch. The helicopter life-flight and the hospital bill from his accident were tremendous. He claimed indigency and the state ate the loss. It took him well over a year to get his body even remotely healed. Bottom line: you better have insurance of some type or you are going to eventually end up being one of these sob stories. NOBODY is immune to freak accidents. It's better to skimp in some other way than to not have insurance. Keep rolling the dice and eventually you are going to get bit.ChuckMy webpage HERE Quote Share this post Link to post Share on other sites
AndyMan 7 #5 April 16, 2002 QuoteIt's better to skimp in some other way than to not have insurance. Keep rolling the dice and eventually you are going to get bit.I agree completely. I had my first exposure to the US medical system yesterday, after I had a dust devil blow some crap into my eye on sunday. The short story is by the time I went to bed sunday night my eye had swollen up so big I couldn't even see from it. And this happened just walking back after catching tandems on sunday!The 15 minute examination and a few samples of free drugs would've cost me over $500 had I paid for it myself. The huge scam is that my insurance (Blue Cross PPO) had negotiated to pay only $125 for the same service.ICQ: 5578907MSN Messenger: andrewdmetcalfe at hotmail dot com AIM: andrewdmetcalfeYahoo IM: ametcalf_1999 Quote Share this post Link to post Share on other sites
bbarnhouse 0 #6 April 16, 2002 The other piece to this is.....most skydiving accidents require some kind of air transport. You can protect yourself by purchasing a lifeflight membership for only $50.00 a year and it is good nationwide. The insurance covers whatever your primary carrier doesn't (don't know what happens if you haven't any) That same fee also covers your spouse and children. You can get this information generally through hospitals that have trauma centers.The average cost of one airlift is somewhere around $4,000.I have had this type of insurance for about 12 years. Just throwing this out there for thought.Medic if you have more info would be a good thing to pass on.It only takes a little pixie dust...... Quote Share this post Link to post Share on other sites
MyUserID 0 #7 April 16, 2002 So what American insurance companies will cover you if you get injured while skydiving? I'm on my parent's Blue Cross PPO plan and I dont think that it would cover me. I know my life insurance policy doesnt cover skydiving, as it is considered an "unnecessary risk." Not sure about the health insurance. Quote Share this post Link to post Share on other sites
bbarnhouse 0 #8 April 16, 2002 Walking down the road is an unnecessary risk! Playing ice hockey is an unnecessary risk, as is white water rafting, bouldering, scuba etc... I've never had an issue with my insurance compay.Course try to get life insurance if you have asthma! Go figure.It only takes a little pixie dust...... Quote Share this post Link to post Share on other sites
MyUserID 0 #9 April 16, 2002 "unecessary risk":Their terminology, not mine. :) Quote Share this post Link to post Share on other sites
scottbre 0 #10 April 16, 2002 Life insurance is way different than health insurance. Generally speaking, as long as you sustained the injury while you were covered and didn't injure yourself on purpose, your health insurance will cover it."Yea, I didn't think we'd actually be turning any points..." ~ Goat #4 Quote Share this post Link to post Share on other sites
rgoper 0 #11 April 16, 2002 kinda funny this insurance thing is brought up, but since it was, i've got insurance out the wazoo, and none of it will cover me in a sky diving related incident. so, i looked around to see if i could purchase some that would, not to be found, my life insurance policy won't even pay if i get killed in a sky diving related accident/incident. (some insurance carriers consider it suicide) check your policies people! it's best to call and ask your agent/broker what is, and or/is not covered. i hate it, it's not right, but i think, they think we're ignorant for jumping out of "perfectly good airplanes" (i'll hurl if i hear that one more time from a whuffo) and if we get hurt, well it's kinda like collecter car insurance, ya know, keep it in a temprature controlled invironment, and don't drive it over 2K miles a year. they just don't want to pay. my rant is over!RichardConfucious Say "It Is Better To Be Pissed Off, Than Pissed On" Quote Share this post Link to post Share on other sites
bbarnhouse 0 #12 April 16, 2002 Obviously health insurance is different than life insurance.My health insurance will cover me whilst engaging in sykdiving :)It only takes a little pixie dust...... Quote Share this post Link to post Share on other sites
skymedic 0 #13 April 16, 2002 QuoteYou can protect yourself by purchasing a lifeflight membership for only $50.00 a year and it is good nationwide. not quite true...but close....I know of several states where this type of insurance is not allowed...several fixed wing systems will sell there own evac insurance but this does not cover rotoray wing which is what you will typicly need in any type of bounce where you live....QuoteThe average cost of one airlift is somewhere around $4,000.last flight I flew on was billed at around 6,000...and that wasn't for anything special....just a quck rapid sequence, couple of IV's, pressure bags,chest tube,spinal immob....and rapid flight to level 1...Cheers....vasbytmarc"I have no fear of falling, I just hate hitting the ground"-The Badlees... Quote Share this post Link to post Share on other sites
bbarnhouse 0 #14 April 16, 2002 Thanks Medic!Last trip was $4,000 on a rotary and yes.....it was covered. Guess it all depends on where you are and the degree of ACLS or trauma. My lifeflight is good Nationally and I would be more than happy to let you review it.(Not being argumentative) just clarifying. It is just really good for everyone to be informed about these kinds of things. Most probably have never even considered it. Anything else you can come up with I am sure would be welcomed.Cheers my man!It only takes a little pixie dust...... Quote Share this post Link to post Share on other sites
skymedic 0 #15 April 16, 2002 I am sorry I didn't mean to say it wouldn't cover it...but I know for sure where I worked we didn't accept this type of insurance...as they typicaly will try to "negotiate" a lesser fee...although even though we billed for an average of 5-6000 we typicly only collect about 35-65 cents on the dollar.....Cheers....vasbytmarc"I have no fear of falling, I just hate hitting the ground"-The Badlees... Quote Share this post Link to post Share on other sites
MyUserID 0 #16 April 16, 2002 Ok, so for all of you that have received treatment for a skydiving related injury, and had your insurance cover it: what company are you with?? Quote Share this post Link to post Share on other sites
bbarnhouse 0 #17 April 16, 2002 That's classified info dude!It only takes a little pixie dust...... Quote Share this post Link to post Share on other sites
Sebazz1 2 #18 April 16, 2002 I did break my ankle one and a half years ago skydiving. It wasn't major. But the health insurance through work covered everything. Did not say anything at all. SEBAZZ....... Quote Share this post Link to post Share on other sites
skycat 0 #19 April 16, 2002 If possible say you fell of a ladder. I'm not joking I tell that to my Dr. every time I've done something to myself. On my chart he writes "Fell off a ladder" then asks me if I did it on landing or in freefall... *knock on wood* so far it's been exiting the plane or in freefall. Quote Share this post Link to post Share on other sites
rgoper 0 #20 April 16, 2002 as i've said in my previous posts on this issue, i cannot find, or obtain insurance that will cover me for any injury while engadged in sky diving activities. if any one here knows where this type of insurance CAN be obtained (in texas) please don't be obscure and say it's "classified" share your information!Richard Quote Share this post Link to post Share on other sites
bbarnhouse 0 #21 April 16, 2002 rgoper check your PM the answer is there!CheersIt only takes a little pixie dust...... Quote Share this post Link to post Share on other sites
