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moodyskydiver

Dammit!

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Well, as most of you know, I busted up my knee and a crappy landing a week or so ago didn't help it much. I was supposed to be going to a knee specialist and have it checked out this Wed. but now it looks like I won't be going. My insurance people are being a$$holes and giving me the run around.(>:( Maybe after I jump on it more and I really f*** it up, then they'll let me get it checked.>:( )I can't afford to pay it out-of-pocket, so I guess I just get to hobble around on it and hope things get better. Dammit!!!>:(>:(:(

Sorry, I had to vent.Just ignore me...


"...just an earthbound misfit, I."

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>Just call one of those ambulance chaser lawyers you see the TV adds for.

You know, it's about some someone sued Sangiro! "I would never had hook turned at 50 feet if I had not read an instructor on dropzone.com advocate doing that very thing. Due to dangerous and negligent instruction on sangiro's website, I am now two inches shorter." Let's get cracking here - everyone knows that running a skydiving website is a huge moneymaker; it's only right to channel some of sangiro's ill-gotten gains into the pockets of the needy!

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Yeah, I read the post where he said to try that stuff. I guess I'll be heading to the holistic/herb shop now, and try it since apparently you have to go through congress to get medical attention around here. I'll let you know if my skin burns off or anything like that.[:/]



"...just an earthbound misfit, I."

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Quote

You think maybe he wants to touch my Mr. Winkie?:o:D



OMG! You guys are too funny! Make it stop!:D

Actually, laughing is good for you:D.

J

TTK#5


--------------------------------------
Sometimes we're just being Humans.....But we're always Human Beings.

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Just bought the Arnica gel Muenkel mentioned. Jeez that crap stinks!:S I hope this stuff works. So far I've tried heat packs, ice packs, aspirin/ibuprofen therapy (heh! I like my Vicodin therapy idea better;)) and all different kinds of anti-inflammatory stuff. I feel like a living medicine cabinet.



"...just an earthbound misfit, I."

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Amber,
I feel your frustration....when my doc wanted to put me in the hospital cuz i was so sick, my insurance company said no. Thankfully she is a little woman with a lot of spark, so she got me in....they said one day, but I was there for three.

I also can relate to all the pills you are taking....at one point suring my illness I was taking 13 pills every morning, and 7 pills every night, plus pain killers as needed....I felt like I needed one of those pills boxes with different compartments for different days....

I hope you figure out how to get to see the doctor!!!

Keep fighting, girl!
Anne

~Anne

I'm a Doll!!!!

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Well, if my insurance finds out this was jump related,they'll drop me like a hot rock! They won't cover any expenses that invlove my jumping. They won't even carry me on accident/death policies even if the accident or cause of death were due to non jumping circumstances!

I'm just about ready to tape it/wear a brace and jump anyway! Then give my insurance co. a big ol' FU! If I injury myself further it'll be my own fault and I'll just put myself into a Corona/JD induced stupor and continue with all the over-the-counter crap I've been trying. This sucks!>:(>:(



"...just an earthbound misfit, I."

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UPDATE

My grandmother (God bless the little woman)found out that I couldn't go see the doc and that I was planning on going to the DZ this weekend and jump anyway. Ofcourse she had a fit. Then she handed me a blank check and told me to me to get my butt to the docs office. Looks like I have an appointment with a specialist at an orthopedic/sports med. clinic tomorrow.:)
I hope he says its cool to keep jumping.[:/]


"...just an earthbound misfit, I."

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I hear a number of people on this board writing that their insurance companies are giving them problems with skydiving-related injuries. I would recommend that everyone do the following:

1- read your policy carefully for exclusions. Cheapo-types like student insurance have exclusions like motorcycles, snowmobiles, general aviation, and anything else that's fun. I know mine did.

2- Get a warm body to send you, in writing, confirmation that your jumping injuries are covered. Keep it forever. If your policy is through your employer get the HR people to make the inquiry. I did this as well.

3- If they give you problems about it call your local Blue Cross/Blue Shield provider for a quote on Hospital/Accident coverage. A $2 million policy should cost less than $100 a month. Some employment policies will let you opt out and take the money in your paycheck so you get your own insurance. I had one of these when I left grad school and it was only about $60 a month ($500 deductible).

I know this has been said over and over, and yes $100 a month is quite a bit for a lot of people. Figure out how to get it. When (not if, but when) you get an injury that your insurance refuses to pay for treatment that extra bit a month will seem small compared to being in constant pain.

The same goes for a disability policy- these are cheap. Please people, lets try to plan ahead a little bit. Someone cutting you off in the pattern is all it takes.

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