wingnut 0 #1 February 24, 2003 hey all need som help here.... i'm looking at buying an rv and am wondering about how much i should expect to pay a month in insurance on it.... gna proly get a class "c" 25' i think.... ya kow looks like a truck front end with the bed over the cab and then big box on the back end.... one that i'm looking at has it all except for no a/c ...... oh well, any info would help just wondering before i go to my insurance place... don't want to pas out cuz they tell me it's gona be an insane amount.... if i had a truck i'd just get a trailer and not have to worry about insurance....... ______________________________________ "i have no reader's digest version" Quote Share this post Link to post Share on other sites
jceman 1 #2 February 24, 2003 It's going to depend on your age, your years of experience in driving an RV (or lack therof), your deductibles and all those other variables, along with the stated value of the RV. It really isn't all that much for RV insurance; we pay slightly more per a 6-month period for my PT Cruiser and TLML's Neon than we do for our 36' diesel RV. Do check around, Progressive has good rates in a lot of states. Do join Good Sam and sign up for the catalogs from Camping World, both have insurance programs available. We got GMAC's insurance through Good Sam and are saving a bunch this year. PM me if you have any other ?s. Faster horses, younger women, older whiskey, more money. Why do they call it "Tourist Season" if we can't shoot them? Quote Share this post Link to post Share on other sites
wingnut 0 #3 February 24, 2003 QuoteIt really isn't all that much for RV insurance; we pay slightly more per a 6-month period for my PT Cruiser and TLML's Neon than we do for our 36' diesel RV. the way that is worded is that he cars are only a little more than if you were just paying for the rv.... did ya mean it's only a little more with the rv included???? i'm not looking for comp and colision just liability... hopfully that should bring it down... ______________________________________ "i have no reader's digest version" Quote Share this post Link to post Share on other sites
jceman 1 #4 February 24, 2003 The actual breakdown is that the PT costs the most, then that RV, then the Neon. That is for full coverage; unless yo are paying cash up front, you will need to have it to placate your leinholder, if not, they will buy it and bill you for it -- and you won't like the rates at all! Faster horses, younger women, older whiskey, more money. Why do they call it "Tourist Season" if we can't shoot them? Quote Share this post Link to post Share on other sites
indyz 1 #5 February 24, 2003 I took it to mean that the cost of insurance on two cars is a little more than the cost of insurance on an RV. Edit: And it looks like I was wrong. Quote Share this post Link to post Share on other sites
jceman 1 #6 February 24, 2003 QuoteI took it to mean that the cost of insurance on two cars is a little more than the cost of insurance on an RV. Edit: And it looks like I was wrong. Yea, I guess I was a bit unclear. I was surprised when we got our first RV at how little the insurance was, especially given the cost of the the vehicle. But it makes sense when you think about it, because the insurance industry figures that there is far less actual road use of the RV then of a car, and while a claim in case of an accident will probably be much higher than with a car, statistically, there is a much lower chance of a claim with an RV. We actually pay more than many others because we pay a premium as fulltimers, i.e. we live in our RV, but that premium is not all that much, only about $150 last year. Faster horses, younger women, older whiskey, more money. Why do they call it "Tourist Season" if we can't shoot them? Quote Share this post Link to post Share on other sites
wingnut 0 #7 February 24, 2003 thanks for the info.............. i was gona pay cash for it so not worried about full coverage... or damage in an acident if it's my fault.... ______________________________________ "i have no reader's digest version" Quote Share this post Link to post Share on other sites
SkymonkeyONE 4 #8 February 26, 2003 Dave, I only pay $130 every six months for full coverage on my RV (it's a 23 foot Coachmen). They don't expect you to drive them much, so the insurance on those my size are not much at all. Chuck Quote Share this post Link to post Share on other sites
bodypilot90 0 #9 February 27, 2003 QuoteProgressive has good rates in a lot of states be careful with Progressive you get what you pay for, they have one of the worse records for paying medical claims (in the state of Florida). Of course your mileage may very... Im me for more information and no I don't sell insurance...... Quote Share this post Link to post Share on other sites
wingnut 0 #10 February 27, 2003 thanks chuck.... i checked and it looks like it's gona be around 250 every 6 months for me...... not to bad concidering i'm 22 not 38..... ______________________________________ "i have no reader's digest version" Quote Share this post Link to post Share on other sites
