nubain1 0 #1 June 16, 2003 I'm over at the USPA website and see something about 3rd party insurance that's part of the member benifits.Anybody know how this works and what kind of paperwork that goes with it? Quote Share this post Link to post Share on other sites
Kris 0 #2 June 16, 2003 QuoteI'm over at the USPA website and see something about 3rd party insurance that's part of the member benifits.Anybody know how this works and what kind of paperwork that goes with it? If you chop a baglock and it hits someones car, it's covered. If you fly into powerlines and start a grassfire and damage the power line, it's covered. (Actually know someone that happened to...clipped a power line with his canopy) It won't replace your gear or cover your medical costs though. USPA can give you the paperwork showing what is covered. It's basically just property liability insurance.Sky, Muff Bro, Rodriguez Bro, and Bastion of Purity and Innocence!™ Quote Share this post Link to post Share on other sites
dixieskydiver 0 #3 June 16, 2003 Also, it doesn't cover damage against other USPA members stuff. AKA other skydivers at the dz. Little piece of information alot of people don't know. Dixie HISPA #56 Facil Rodriguez "Scientific research has shown that 60% of the time, it works every time." Quote Share this post Link to post Share on other sites
nubain1 0 #4 June 16, 2003 Thanks for the info.I was just wondering since I saw it mentioned on the website. Quote Share this post Link to post Share on other sites
jfields 0 #5 June 16, 2003 What Kris said may or may not be what you are thinking of as far as the insurance. I bought third-party AD&D (accidental death & dismemberment) insurance through the USPA. It is not covered as a member benefit, but getting it through the organization may give you better rates than you could get otherwise. Quote Share this post Link to post Share on other sites
tbrown 26 #6 July 3, 2003 I bought third-party AD&D (accidental death & dismemberment) insurance through the USPA. It is not covered as a member benefit, but getting it through the organization may give you better rates than you could get otherwise. I just got a mailer from USPA about their AD&D last week and think it's a good deal. I'm going to get it. I'm not licensed to sell insurance, though I was in the eighties and I understand a little about this policy works. It's a good deal because it not only covers your unfortunate demise, but will pay you some cash benefits if you're disabled. $25 - $100K may not be enough if you're left paralyzed, but it sure is a whole lot better than nuthin'. It will help you keep up the house payments while you decide what to do. And it will pay to bury or incinerate you if you die. After burying my uninsured mother in law last year, I can tell you funeral expenses are no joke. But the cool thing about this policy is that SKYDIVING'S NOT AN ISSUE. This company has decided they can accept the risk of a group policy covering SKYDIVERS. They understand that some of us will get hurt bad and some of us will die, but they feel they can handle the risk and still make a profit (or else they wouldn't touch us). The rates are really affordable - comparable to one slightly expensive lift ticket quarterly, or two jumps a month if you go with max coverage. People, that's BEER money. If we can afford $300 helmets and jumpsuits, we can afford this. If you already own life insurance, hang onto it. This is NOT a replacement and is not intended to be. But it will absolutely cover us if we get wracked up jumping. Your humble servant.....Professor Gravity ! Quote Share this post Link to post Share on other sites
