kai2k1 0 #1 October 21, 2003 Can someone tell me what out of pocket expensesare in regards to an HMO? Is it a deductible or is it if I spend that amount in co-pays tht they will cover them at no cost?? Please Help, i'm so confused! There's no truer sense of flying than sky diving," Scott Cowan Quote Share this post Link to post Share on other sites
dzdiva 7 #2 October 21, 2003 You need to look at your plan. After deductible is met, you might be looking at like 80/20 coverage or something like that. That means insurance covers 80% and you pay 20%. You should have a book that explains exactly what is covered and what is not. It all depends on your plan. Each one is different."It's not just a daydream if you choose to make it your life..." Quote Share this post Link to post Share on other sites
kai2k1 0 #3 October 21, 2003 Thanks Diva, I really appreciate the help. I think that I have it figured out, there is a MAX out of pocket expense of $1,500 with the plan and no deductibles as long as you stay in the network. There's no truer sense of flying than sky diving," Scott Cowan Quote Share this post Link to post Share on other sites
dzdiva 7 #4 October 21, 2003 No prob!! Trust me, I work with insurances all day and they can be a bitch to understand!"It's not just a daydream if you choose to make it your life..." Quote Share this post Link to post Share on other sites
