unformed 0 #1 March 2, 2005 My roommate offered me this proposition (jokingly of course) but it makes me wonder. He offered to pay for all my skydiving, send me surfing, base jumping trip, rock climbing, etc, etc, all around the world .... BUT I have to allow him to take out a life insurance policy on me. Would a little while of the best time of your life be worth somebody having a million dollars riding on your death?This ad space for sale. Quote Share this post Link to post Share on other sites
kelel01 1 #2 March 2, 2005 If all of those risks are going to be covered by the policy, it'd be incredibly expensive. As such, I figure he wouldn't let you live through more than one or two payments before he bumps you off. So, no. Quote Share this post Link to post Share on other sites
eeneR 3 #3 March 2, 2005 So long as he wasnt my rigger on ANY of my gear, nor was he my belayer, or with me on any of the trips... Just dont Die She is not a "Dumb Blonde" - She is a "Light-Haired Detour Off The Information Superhighway." eeneR TF#72, FB#4130, Incauto Quote Share this post Link to post Share on other sites
turtlespeed 226 #4 March 2, 2005 QuoteMy roommate offered me this proposition (jokingly of course) but it makes me wonder. He offered to pay for all my skydiving, send me surfing, base jumping trip, rock climbing, etc, etc, all around the world .... BUT I have to allow him to take out a life insurance policy on me. Would a little while of the best time of your life be worth somebody having a million dollars riding on your death? Not just yes, but HEL FUCKING YES! I need a friend like yours. I want to be a buisness proposition too!I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun Quote Share this post Link to post Share on other sites
CSpenceFLY 1 #5 March 2, 2005 Depends how good you are.Do you have to do things you don't want to?If I only have to do the things I want to do I'll give him my pay-pal account so I can get started.Do you have to have permission to put insurance on someone? Quote Share this post Link to post Share on other sites
OrangeJumper 0 #6 March 2, 2005 Free skydiving? Let me think about that for a second.....HELL YES! Like mentioned before, I would keep my gear as far away from this person as I could. The Original Cabana Boy! Quote Share this post Link to post Share on other sites
unformed 0 #7 March 2, 2005 QuoteDo you have to have permission to put insurance on someone? Yeach, we were discussing that yesterday. He said I was going to kill myself doing something stupid; so I told him to take out a policy on me. He said I'd have to sign for it, because otherwise you could just take a policy out on someone, then pop em off, and bam you're rich.This ad space for sale. Quote Share this post Link to post Share on other sites
Bouda 0 #8 March 2, 2005 um is he/she going on the trip with you? Look what i made at work today mom!! Put it on the fridge http://www.bouda.moonfruit.com Quote Share this post Link to post Share on other sites
unformed 0 #9 March 2, 2005 Quoteum is he/she going on the trip with you? I'm not actually doing this (It was a joke) but Hell no. I would keep him far far away, and keep all my shit locked up at all times. And probably become a master rigger so I can do my own repacks .... but this was all theoretical anyways ....This ad space for sale. Quote Share this post Link to post Share on other sites
dan_iv 0 #10 March 2, 2005 yes, yes, yes...... Quote Share this post Link to post Share on other sites
TrophyHusband 0 #11 March 2, 2005 QuoteDo you have to have permission to put insurance on someone? no, walmart has been taking out insurence policies out on their old employees for years and making a fortune off of it. there's nothing illegal about it but still kinda creepy. i would however take my roommate up on the offer if it were serious. "Your scrotum is quite nice" - Skymama www.kjandmegan.com Quote Share this post Link to post Share on other sites
peregrinerose 0 #12 March 2, 2005 You'd be nuts not to go for an offer like that. Who cares if he's the beneficiary of your life insurance... if he's paying go for it. As long as he doesn't touch any of your gear. After all, you'll be dead and not need the money Do or do not, there is no try -Yoda Quote Share this post Link to post Share on other sites
white_falcon 0 #13 March 2, 2005 You don't necessasarily need "permission", but there MUST be an "insurable interest". Just a roomate would not be able to take out the policy unless, he would "lose" something if the "skydiver" died. Walmart (or any other business) "could" take out polices on employees because the LOSS of a "trained key person" COULD cause an economic loss. Insurance, its what I DO to pay for my skydiving. Scott Of course, if WAS possible, I'd do it in a heartbeat. Quote Share this post Link to post Share on other sites
lawrocket 3 #14 March 2, 2005 Actually, I think that you may end up spending more getting life insurance than you would on the jumps. But, he wouldn't want to bump you off for probably a good two years, or else the life insurance company may deny coverage. Another issue - your roommate probably does not have an insurable interest. My wife is hotter than your wife. Quote Share this post Link to post Share on other sites
linny 1 #15 March 2, 2005 oh of course I'd do it. Those activities'll kill ya, why not be sponsored and let your sponsor get his money back when it's all over Quote Share this post Link to post Share on other sites
Buried 0 #16 March 2, 2005 Quoteor else the life insurance company may deny coverage. shh. dont tell him that! Of course I would do this as long as they don't do anything to 'off' you Where is my fizzy-lifting drink? Quote Share this post Link to post Share on other sites
cameramonkey 0 #17 March 2, 2005 QuoteIf all of those risks are going to be covered by the policy, it'd be incredibly expensive. As such, I figure he wouldn't let you live through more than one or two payments before he bumps you off. So, no. actually, as long as you dont try to fly private aircraft AND skydive, its not that expensive. It surprised the hell out of me. Guardian has a policy that I have that is reasonable. I have $100,000 for $20/month and it even covers skydiving. Didnt have to waiver it or anything. Now the kicker is if I wanted to renew my Pilots license.... they wouldnt even touch me if I flew AND was a skydiver.... just a pilot, ok, but it would cost me another 50% more in premiums. Finally, a company that has a firm grasp on the realities of skydiving, not some ill conceived notion that we are playing virtual russian roulette with an automatic handgun.Two wrongs don't make a right, however three lefts DO! Quote Share this post Link to post Share on other sites
Zoter 0 #18 March 2, 2005 Yeah !!!!....take it! Just make sure you keep your rigs under lock and key......and check them really really really carefully before you use 'em Quote Share this post Link to post Share on other sites
selbbub78 0 #19 March 2, 2005 Someone at work was trying to take a million dollar life insurance policy out on me. Heck, I personally wouldn't care. Everyone has to die sometime right? Plus you'd get to do everything that you'd want to do, and probably die happy! CReW Skies,"Women fake orgasms - men fake whole relationships" – Sharon Stone "The world is my dropzone" (wise crewdog quote) "The light dims, until full darkness pierces into the world."-KDM Quote Share this post Link to post Share on other sites
ACMESkydiver 0 #20 March 2, 2005 QuoteQuoteMy roommate offered me this proposition (jokingly of course) but it makes me wonder. He offered to pay for all my skydiving, send me surfing, base jumping trip, rock climbing, etc, etc, all around the world .... BUT I have to allow him to take out a life insurance policy on me. Would a little while of the best time of your life be worth somebody having a million dollars riding on your death? Not just yes, but HEL FUCKING YES! I need a friend like yours. I want to be a buisness proposition too! What he said. ~Jaye Do not believe that possibly you can escape the reward of your action. Quote Share this post Link to post Share on other sites
slug 1 #21 March 2, 2005 QuoteSomeone at work was trying to take a million dollar life insurance policy out on me. Heck, I personally wouldn't care. Everyone has to die sometime right? Plus you'd get to do everything that you'd want to do, and probably die happy! CReW Skies, No problem but I would want my family to get half of the value of the policy R.I.P. Quote Share this post Link to post Share on other sites
selbbub78 0 #22 March 2, 2005 QuoteQuoteSomeone at work was trying to take a million dollar life insurance policy out on me. Heck, I personally wouldn't care. Everyone has to die sometime right? Plus you'd get to do everything that you'd want to do, and probably die happy! CReW Skies, No problem but I would want my family to get half of the value of the policy R.I.P. They said they'd give 1/2 to who ever or whatever organization I wanted it to go to. How could I lose. It doesn't take much to realize to do that CReW Skies,"Women fake orgasms - men fake whole relationships" – Sharon Stone "The world is my dropzone" (wise crewdog quote) "The light dims, until full darkness pierces into the world."-KDM Quote Share this post Link to post Share on other sites
