adrenalinejunki 0 #1 May 18, 2005 Can anyone help me find a company that will not charge an arm and a leg for insurance, I just bought a new Silverado and the insurance is killing me. $1354 for 6 months. __________________________________________________What's the worst that can happen? Quote Share this post Link to post Share on other sites
Cornholio 0 #2 May 18, 2005 Tried Geico ?? Butthead: Whoa! Burritos for breakfast! Beavis: Yeah! Yeah! Cool! bellyflier on the dz.com hybrid record jump Quote Share this post Link to post Share on other sites
adrenalinejunki 0 #3 May 18, 2005 yeah they are retarded, they want $2400 for 6 months for liability only on my old truck and $4300 for 6 months on my bike, hard to understand because I have a clean driving record and no accidents or nothing. __________________________________________________What's the worst that can happen? Quote Share this post Link to post Share on other sites
freeflir29 0 #4 May 18, 2005 www.insweb.com They will find you the cheapest insurance out there. On top of that.........if you pick one of the companies off their list.........when you call they should already have all your info that you entered on the web site. The first time I used that site it took a total of 15 minutes or so from the time I went to the web site until I was off the phone and had coverage. Quote Share this post Link to post Share on other sites
adrenalinejunki 0 #5 May 18, 2005 working with thier website now, thanks __________________________________________________What's the worst that can happen? Quote Share this post Link to post Share on other sites
EMSchick98 0 #6 May 18, 2005 Answer Financial If you wanted to look somewhere else, this place has been great for me, and I have to carry high risk insurance... I pay like 621 for 6 months full coverage (of course it is an old car and I am a girl which helps...) Just a thought ***edited because I am clicky challenged!!!*** "me you alcohol a rig a car and a bunch of planes what could posibly go wrong" - Pruitt Quote Share this post Link to post Share on other sites
JohnRich 4 #7 May 18, 2005 QuoteCan anyone help me find a company that will not charge an arm and a leg for insurance Get the minimum liability coverage that is required by law. Increase the deductible amount for your collision coverage. Quote Share this post Link to post Share on other sites
livendive 8 #8 May 18, 2005 QuoteQuoteCan anyone help me find a company that will not charge an arm and a leg for insurance Get the minimum liability coverage that is required by law. Increase the deductible amount for your collision coverage. Well he did say it was a "new" Silverado, and most people finance new cars. If that's the case, the bank would probably like their vehicle to have full-coverage. Blues, Dave"I AM A PROFESSIONAL EXTREME ATHLETE!" (drink Mountain Dew) Quote Share this post Link to post Share on other sites
Conundrum 1 #9 May 18, 2005 AIS saved me a lot of money. I went from $330 with State Farm to $110 with Mercury (through AIS) Quote Share this post Link to post Share on other sites
JohnRich 4 #10 May 18, 2005 QuoteQuoteGet the minimum liability coverage that is required by law. Increase the deductible amount for your collision coverage. Well he did say it was a "new" Silverado, and most people finance new cars. If that's the case, the bank would probably like their vehicle to have full-coverage. It would have full coverage. What the bank is worried about is collision insurance, so that their collateral is protected. Increasing your deductible amount from say, $250 to $1,000 doesn't threaten the bank's interest that much, and can significantly reduce your premium. And I don't think the bank has any say so in what your deductible should be - that's just the amount that you pay up front on any claim, before they kick-in and pay the remainder. If you're willing to cover the minor stuff, they'll cut your premiums for you. Also, if you have multiple cars, or a house, you can get discounts by putting all those things with one company. I have both my home and my car insured by State Farm, and that's cheaper than insuring them separately with different companies. Quote Share this post Link to post Share on other sites
livendive 8 #11 May 18, 2005 QuoteQuoteQuoteGet the minimum liability coverage that is required by law. Increase the deductible amount for your collision coverage. Well he did say it was a "new" Silverado, and most people finance new cars. If that's the case, the bank would probably like their vehicle to have full-coverage. It would have full coverage. What the bank is worried about is collision insurance, so that their collateral is protected. Increasing your deductible amount from say, $250 to $1,000 doesn't threaten the bank's interest that much, and can significantly reduce your premium. And I don't think the bank has any say so in what your deductible should be - that's just the amount that you pay up front on any claim, before they kick-in and pay the remainder. If you're willing to cover the minor stuff, they'll cut your premiums for you. Oh yeah, I agree on the deductible part, just not the "minimum liability required by law" part. I was just saying that the bank will expect him to keep comprehensive and collision coverage in addition to liability, which it sounds like you agree with. So we're in violent agreement. This is at least the 2nd, if not the the 3rd or 4th time I've agreed with you on something this week. I should call and make a doctor appointment. Blues, Dave"I AM A PROFESSIONAL EXTREME ATHLETE!" (drink Mountain Dew) Quote Share this post Link to post Share on other sites
Kris 0 #12 May 18, 2005 QuoteAnd I don't think the bank has any say so in what your deductible should be - that's just the amount that you pay up front on any claim, before they kick-in and pay the remainder. The paperwork on my loan says I have to carry comp & collision with no more than a $500 deductible (I have a $250 deductible). I'm financed through Ford Motor Credit.Sky, Muff Bro, Rodriguez Bro, and Bastion of Purity and Innocence!™ Quote Share this post Link to post Share on other sites
adrenalinejunki 0 #13 May 18, 2005 Thanks I will check with them to. I got one insurance quote from Travelers for almost $8,000 per year. So far nobody can beat the $1350 that I am paying now for 6 months. __________________________________________________What's the worst that can happen? Quote Share this post Link to post Share on other sites
adrenalinejunki 0 #14 May 19, 2005 They wanted over $2000 for 6 months too. I just can't win..... __________________________________________________What's the worst that can happen? Quote Share this post Link to post Share on other sites
Beerlight 0 #15 May 19, 2005 Quote. I got one insurance quote from Travelers for almost $8,000 per year. .Quote Ok, what gives? Clean driving record and they want $8K a year? Spill da beans on that driving record but if that's not it, then your probably a 17 y/o. Quote Share this post Link to post Share on other sites adrenalinejunki 0 #16 May 19, 2005 Well I am 29 years old and not had a ticket in over 6 years ( knock on wood ) and only one accident about 2 years ago which I was not at fault. The thing that gets me more than others is that I am still single and live in the mountains where they seem to charge way more than usual. Almost everyone around here sue the living hell out of their insurance for any lil thing that they can get, they are alot of rednecks here.....lol. When I moved back here from Florida my insurance doubled. __________________________________________________What's the worst that can happen? Quote Share this post Link to post Share on other sites Join the conversation You can post now and register later. If you have an account, sign in now to post with your account. Note: Your post will require moderator approval before it will be visible. Reply to this topic... × Pasted as rich text. Paste as plain text instead Only 75 emoji are allowed. × Your link has been automatically embedded. Display as a link instead × Your previous content has been restored. Clear editor × You cannot paste images directly. Upload or insert images from URL. Insert image from URL × Desktop Tablet Phone Submit Reply 0 Go To Topic Listing
adrenalinejunki 0 #16 May 19, 2005 Well I am 29 years old and not had a ticket in over 6 years ( knock on wood ) and only one accident about 2 years ago which I was not at fault. The thing that gets me more than others is that I am still single and live in the mountains where they seem to charge way more than usual. Almost everyone around here sue the living hell out of their insurance for any lil thing that they can get, they are alot of rednecks here.....lol. When I moved back here from Florida my insurance doubled. __________________________________________________What's the worst that can happen? Quote Share this post Link to post Share on other sites
