Experiences with Insurance companies? (Car, home. life)

[PhreeZone 20]

Anyone had any positive or negitive experiences with any of the major insurance companies? I've got insurance now but I'm needing to tack on a few things and figured I'd shop around for prices but don't want to end up with a bargin price but a pain in the ass experience if something happens.

Any recommendations on a company that does car and home at a min and possibly life also?

Yesterday is history
And tomorrow is a mystery

Parachutemanuals.com

[freeflir29 0]

I've never had any claims that I had to deal with so I really can't give you a recomendation but I can point you here.

www.insweb.com


They will compare quite a few companies for you and at least give you a base to work from.

[jumpinfarmer 0]

I've never been able to have all my insurance combined into one company. Those that I know who do don't seem to have any big complaints until they have a problem and then have the hassle of changing all there insurance at the same time.

As for me I would look to a local company for the home ins. Most places have a co. operative insurance company they are normally very competitive on price and have excellent service. For auto I'm not much help, there is only a few companies in NY that will insure me since I have a lot of Ag plated trucks. For life you may be limited to only a few as well because of the skydiving riders.

I hope some of this makes sense.

[SuFantasma 0]

If available to you, try State Farm ... not the cheapest bunch on the block, but they deliver across multiple insurance bands... and I have had plenty claim experiences over the last 10 years to do better than even ....

Y yo, pa' vivir con miedo, prefiero morir sonriendo, con el recuerdo vivo".
- Ruben Blades, "Adan Garcia"

[tigra 0]

I've got Allstate for homeowners and auto right now and I was really surprised to find they were the least expensive of all the places I called. Geico was almost twice as much. Go figure........

[skinnyshrek 0]

One thing i have experienced is never never take the sprint insurance either road sida assistance aor replacement of phone.
1. roadside is 5 dollars a month right. What they don't tell you is after the nearest location, not the one you want to be towed to its an extra 6 dollars a mile. You can get AAA for the same money and they will tow you where you need to go.

2. The phone replacement is 5 dollars a month. On top of that you pay an extra 50 dollars for the phone. So if you lose your phone or it gets damaged after a year technically it will cost you over 100 dollars to get not a new phone but a refurbished one. I did this one they sent me a piece of shit phone had to get another one get this they wanted another 50 dollars big scam

http://www.skydivethefarm.com

do you realize that when you critisize people you dont know over the internet, you become part of a growing society of twats? ARE YOU ONE OF THEM?

[ifall 0]

I've been with State Farm for 15 years for car insurance and they have been really good to me. I've never had a problem with them when dealing with claims.

[vid666 0]

I carry home/life/car/motorcycle/business insurance through an independent agent with Farmers.

And this year I am switching my auto/motorcycle policies - cuz there are simply cheaper options out there and cuz neither me or my wife have anything left on our records that we can be penalized for.

I have had Progressive for a few years - had one claim - no problems. I had Allstate for motorcycles for 4 years - no claims, so no idea to judge them - they did send the bill ontime I guess.

I had some no-name company for 1 year - no claims, but just like Allstate and all others, they did send their bills on time.

my recommendation - make a list of your needs ( policies you want and limits) - attach your BMV record - and mass fax/email all the agencies that you think can help ya. Make sure that you have a statement saying that they are not allowed to pull your credit history without prior talking to you. I did that a few times - it does work.

hope this helps.

cya