jani 0 #1 August 27, 2002 Hey, I just moved to the USA (NJ) and I need help finding an insurance policy that covers skydiving accidents. I'm mainly looking for an accident insurance, and I'm not certain if I have to get a full medical insurance. Can anyone recommend a good policy? -Jani Quote Share this post Link to post Share on other sites
PhillyKev 0 #2 August 27, 2002 Your best bet is probably to look for a policy with "named exclusions". Meaning, they cover everything except for what is specifically denied coverage in the policy. If it's not listed as an exclusion, it has to be covered. That being said, make sure skydiving isn't one of the exclusions. I have Independence Blue Cross/Blue shield through my empolyer for medical insurance and confirmed that I am covered for skydiving related injuries. Quote Share this post Link to post Share on other sites
QuickDraw 0 #3 August 27, 2002 May be worth trying your local DZ, they must know / or have contacts in the buisness. Probably no good to you as i am in the UK. But here you go anyway. http://www.navigatortravel.co.uk/ -- Hope you don't die. -- I'm fucking winning Quote Share this post Link to post Share on other sites
Icarus021 0 #4 August 27, 2002 Also look into the USPA... 3-2-1-cya Don't take life too serious, you will never get out alive! Quote Share this post Link to post Share on other sites
freeflir29 0 #5 August 27, 2002 www.etdbw.com/fh/stm/servlet/main If all you want is something for "Major medical emergencies" like breaking a leg at the DZ I'd try them. I had a policy for a little while with them after I got out of the military. I wasn't worried about check ups or dental just wanted to be covered if I burned in a hook turn. I think I paid about $270 for a 6 month policy. Quote Share this post Link to post Share on other sites
Viking 0 #6 August 27, 2002 How much do you pay for your blue cross/blue shield policy??I swear you must have footprints on the back of your helmet - chicagoskydiver My God has a bigger dick than your god -George Carlin Quote Share this post Link to post Share on other sites
DeeZee 0 #7 August 27, 2002 I just got a policy activated with State Farm right before I went to Rantoul. It costs a little more, but it specifically covers skydiving. Beware though, the more u jump, the higher the premium. Hope this helps. Quote Share this post Link to post Share on other sites
jfields 0 #8 August 27, 2002 Jani, What kind of insurance are you looking for, other than covering skydiving accidents? Health, life, disability, etc? Comprehensive, catastrophic, etc. The more specific you can be, the better recommendations people can give. Quote Share this post Link to post Share on other sites freeflir29 0 #9 August 27, 2002 Quotethe more u jump, the higher the premium Sounds like you might need to keep a "special" log book for insurance adjusters use only.... Quote Share this post Link to post Share on other sites PhillyKev 0 #10 August 27, 2002 My blood, sweat and tears in this office. Quote Share this post Link to post Share on other sites mouth 0 #11 August 27, 2002 My life insurance is with State Farm. The first 100,000 is covered with skydiving but my second 100,000 policy isn't because I took it out AFTER I started jumping. There is a specific exclusion in ther for "crazy people" who skydive. You are also correct that the number of jumps you make in a year can greatly effect your policy. My health insurance is through the State of GA. The coverage isn't great but they can't deny me so I guess that is a good thing. -- Hot Mama At least you know where you stand even if it is in a pile of shit. Quote Share this post Link to post Share on other sites dbattman 0 #12 August 28, 2002 Check into the local Blue Cross/Blue Shield. I had it for awhile after I got out of grad school. Accident/hospitalization was about $55, full medical coverage was about $85. At the time I was taking flight training and I was concerned about coverage if I nosed it in. His response was "As long as your not running from the cops or in the plane dropping bombs we don't care." Quote Share this post Link to post Share on other sites wingnut 0 #13 August 28, 2002 join the u.s. miitary like i did...everything is covered as long as your not driving drunk or not wearing a helmet on a motorbike..... this is bad... or say fuck the insurance and hope ya die instead of paying the medical bills...sorry i know that was realy bad..... ______________________________________ "i have no reader's digest version" Quote Share this post Link to post Share on other sites caico.katie 0 #14 December 16, 2005 Wow, that is amazing... I am not a skydiver, but I do use State Farm Insurance (much to my dismay) and they never want to cover anything. For instance, my husband is a professional musician, so they won't cover his musical instruments!!! (Do you have any idea how much I wanted to say: "I'm not a skydiver, but I play one on TV."? Quote Share this post Link to post Share on other sites Join the conversation You can post now and register later. If you have an account, sign in now to post with your account. Note: Your post will require moderator approval before it will be visible. Reply to this topic... × Pasted as rich text. Paste as plain text instead Only 75 emoji are allowed. × Your link has been automatically embedded. Display as a link instead × Your previous content has been restored. Clear editor × You cannot paste images directly. Upload or insert images from URL. Insert image from URL × Desktop Tablet Phone Submit Reply 0
freeflir29 0 #9 August 27, 2002 Quotethe more u jump, the higher the premium Sounds like you might need to keep a "special" log book for insurance adjusters use only.... Quote Share this post Link to post Share on other sites
PhillyKev 0 #10 August 27, 2002 My blood, sweat and tears in this office. Quote Share this post Link to post Share on other sites
mouth 0 #11 August 27, 2002 My life insurance is with State Farm. The first 100,000 is covered with skydiving but my second 100,000 policy isn't because I took it out AFTER I started jumping. There is a specific exclusion in ther for "crazy people" who skydive. You are also correct that the number of jumps you make in a year can greatly effect your policy. My health insurance is through the State of GA. The coverage isn't great but they can't deny me so I guess that is a good thing. -- Hot Mama At least you know where you stand even if it is in a pile of shit. Quote Share this post Link to post Share on other sites
dbattman 0 #12 August 28, 2002 Check into the local Blue Cross/Blue Shield. I had it for awhile after I got out of grad school. Accident/hospitalization was about $55, full medical coverage was about $85. At the time I was taking flight training and I was concerned about coverage if I nosed it in. His response was "As long as your not running from the cops or in the plane dropping bombs we don't care." Quote Share this post Link to post Share on other sites
wingnut 0 #13 August 28, 2002 join the u.s. miitary like i did...everything is covered as long as your not driving drunk or not wearing a helmet on a motorbike..... this is bad... or say fuck the insurance and hope ya die instead of paying the medical bills...sorry i know that was realy bad..... ______________________________________ "i have no reader's digest version" Quote Share this post Link to post Share on other sites
caico.katie 0 #14 December 16, 2005 Wow, that is amazing... I am not a skydiver, but I do use State Farm Insurance (much to my dismay) and they never want to cover anything. For instance, my husband is a professional musician, so they won't cover his musical instruments!!! (Do you have any idea how much I wanted to say: "I'm not a skydiver, but I play one on TV."? Quote Share this post Link to post Share on other sites
