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bertusgeert

Friggin Credit Card Minimums

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Just went to the drycleaners, and he wanted to charge me a minimum of $20 for $13 worth of drycleaning. I only had $12 cash.

Someone told me it was illegal for small businesses to charge a minimum - which makes sense from a consumer standpoint. I can also see however, how the business wants to charge a minimum.

What is the legality on this? Can VISA/MC require "NO MINIMUMS" ?

Everyone's been caught by the $25 minimum at the bar - get drunk/buy everyone drinks/or pay cash. Is this legal?


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As jy dom is moet jy bloei!

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Perfectly legal by the letter of the law.

However it doesn't comply with the agreement of their merchant account, which is why most big chains don't pull that kind of crap.

All you can do is rat them out to the card companies, but it isn't illegal.
"The restraining order says you're only allowed to touch me in freefall"
=P

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Just went to the drycleaners, and he wanted to charge me a minimum of $20 for $13 worth of drycleaning. I only had $12 cash.



You could have come back the next day with another dollar...



Or gone to the bank/ATM and come back within an hour...
"Mediocre people don't like high achievers, and high achievers don't like mediocre people." - SIX TIME National Champion coach Nick Saban

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Everyone's been caught by the $25 minimum at the bar - get drunk/buy everyone drinks/or pay cash. Is this legal?



I can honestly say that I have never had that problem. My bar tab usualy exceeds the minimum by atleast a factor of 10.

And what bar are you going to that you can get drunk for less than $25??

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Everyone's been caught by the $25 minimum at the bar - get drunk/buy everyone drinks/or pay cash. Is this legal?



I can honestly say that I have never had that problem. My bar tab usualy exceeds the minimum by atleast a factor of 10.

And what bar are you going to that you can get drunk for less than $25??


Probably some country bar in Bumfuck, USA... :D
"Mediocre people don't like high achievers, and high achievers don't like mediocre people." - SIX TIME National Champion coach Nick Saban

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Everyone's been caught by the $25 minimum at the bar - get drunk/buy everyone drinks/or pay cash. Is this legal?



I can honestly say that I have never had that problem. My bar tab usualy exceeds the minimum by atleast a factor of 10.

And what bar are you going to that you can get drunk for less than $25??


Probably some country bar in Bumfuck, USA... :D

Yup. Next time you find yourself in Fayetteville, WV (next to the New River Gorge Bridge), hit up a little place called Charlie's Pub. I've never managed to stay conscious long enough to rack up a $25 tab there. :D

My first time in there, I ordered a Red Bull Vodka. Charlie set down a highball glass, threw some ice in, topped it off with vodka and set a Red Bull next to it...$3 please. I think I made it up to $10 that night.

I lived in Fayetteville for a couple of months and never managed to rack up more than a $15 bar tab at Charlie's. :S

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There are a few gas stations in the area that have minimum purchase notices posted around the store. I'm guessing it's not illegal.

As for the dry cleaning, I would've gone back with the money at a later time/date.

"I had a dude tip his black cowboy hat to me after I provided him with a condom outside my hotel room at 3-something in the morning." -myself

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