ryoder 1,590 #26 February 6, 2009 Quote That's why my other credit card is in a block of ice in the freezer. It's there in an emergency, but I have to drive home and get it and defrost it. ROTFLMAO!!!Waaayyy back when I got into a bunch of cc dept, I just got PO'd and threw the cards in a drawer and left them there until it was paid off. Once the debt was gone and I started using them again, I just pretended they were all like the traditional AmEx card: payment required in full every month. I never charge anything unless the money is in the bank to pay for it. The only exception was when I graduated from college, and was moving to my first permanent job, getting an apt, etc, I had to float a couple months debt until the paychecks caught up. I currently have a Discover, a MC, and an AmEx. I pay them in full every month, and haven't paid interest on any in years. (And all three give a cashback percentage.) And AmEx has been outstanding in taking care of two issues in the last month: First one was a clueless merchant who would not refund charges for something they never shipped; Second was fraudulent charges from a crook. BTW it is nice to hear there is at least one decent debt mgt company out there. I was skeptical there were any."There are only three things of value: younger women, faster airplanes, and bigger crocodiles" - Arthur Jones. Quote Share this post Link to post Share on other sites
BillyVance 35 #27 February 6, 2009 Quote You could always blow a whistle into the phone after about the third time they called. lol Canned foghorn would be even worse. "Mediocre people don't like high achievers, and high achievers don't like mediocre people." - SIX TIME National Champion coach Nick Saban Quote Share this post Link to post Share on other sites
