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skittles_of_SDC

Do you think the life insurance company would know something was up...

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sorry guys. it's gotta go to my parents. Turns out my dad's health insurance company doesn't cover skydiving accidents. So I gotta figure out some other way of getting them the money. ;):D

And what makes it worse is now I have to give up skydiving too. [:/]



Lemme get this straight;
You are giving up skydiving to buy life insurance?
"There are only three things of value: younger women, faster airplanes, and bigger crocodiles" - Arthur Jones.

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sorry guys. it's gotta go to my parents. Turns out my dad's health insurance company doesn't cover skydiving accidents. So I gotta figure out some other way of getting them the money. ;):D

And what makes it worse is now I have to give up skydiving too. [:/]



Lemme get this straight;
You are giving up skydiving to buy life insurance?


No. I have to give it up because skydiving isn't covered by my dad's health insurance company.

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No. I have to give it up because skydiving isn't covered by my dad's health insurance company.



And you can't buy your own?
"There is only one basic human right, the right to do as you damn well please. And with it comes the only basic human duty, the duty to take the consequences." -P.J. O'Rourke

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No. I have to give it up because skydiving isn't covered by my dad's health insurance company.



And you can't buy your own?


Have you ever priced an individual policy?:S
Unless you are rich, getting into a group policy is the only way the general public can afford it.
"There are only three things of value: younger women, faster airplanes, and bigger crocodiles" - Arthur Jones.

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It almost sounds like youre wanting to 'perish' in a skydiving accident to give your parents money? OF course i could be wrong but if I am then enlighten me more please.



Hell no! I bet they don't cover skydiving either. And unless they call driving a dangerous activity those bastards would have to pay out. :D

It was kinda a half assed joke anyway.

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Not true.

For a Single Individual, A good Policy can be had for about $300 a month (About the same as a lot of people spend on Skydiving, Bar Tabs or other hobbies). Less for other policies with limited coverage.

yes, It is expensive but you do not have to be "rich" to afford your own health insurance.

TANSTAAFL

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I dont have a policy for me and I dont really care about it because when I die I'm gone and thats it. Who gives a shit about getting an extra 25 thousand dollars after I'm dead anyway? I dont have shit to myself other than my 08 Accord coupe and my fiancee cant even drive it anyways. So I jump without insurance and probably wont ever get any other than what I've already got from my job. Fuck it when youre dead you cant spend money anyways.

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Not true.

For a Single Individual, A good Policy can be had for about $300 a month (About the same as a lot of people spend on Skydiving, Bar Tabs or other hobbies). Less for other policies with limited coverage.

yes, It is expensive but you do not have to be "rich" to afford your own health insurance.

TANSTAAFL



Actually, at Skittles' age and (presumed) health status, it'd probably be a lot less, though any follow-up treatment on that broken ankle would probably be excluded for a while. I haven't been in the individual market in a few years (I went with COBRA when I was unemployed last year) but I recall in my 20s being able to get pretty comprehensive coverage in the $120-150 range.

The other option is insurance through school (though based on his FB updates I have to say I'm confused as to whether Skittles is still a student or not.). I think I paid $600/year for insurance and $600/year for student health services when I was a grad student - so for $100/month I had pretty comprehensive coverage (granted that was a long long time ago!).
"There is only one basic human right, the right to do as you damn well please. And with it comes the only basic human duty, the duty to take the consequences." -P.J. O'Rourke

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Have you ever priced an individual policy?



Just did, for shits and giggles. Lowest was $70/month, highest was $678 :S. But there are a lot of options in the under-$200 range with reasonable cost-sharing and deductibles. And that was with my age/gender ... for a younger male it'd likely be even less.
"There is only one basic human right, the right to do as you damn well please. And with it comes the only basic human duty, the duty to take the consequences." -P.J. O'Rourke

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Not true.

For a Single Individual, A good Policy can be had for about $300 a month (About the same as a lot of people spend on Skydiving, Bar Tabs or other hobbies). Less for other policies with limited coverage.

yes, It is expensive but you do not have to be "rich" to afford your own health insurance.

TANSTAAFL



Actually, at Skittles' age and (presumed) health status, it'd probably be a lot less, though any follow-up treatment on that broken ankle would probably be excluded for a while. I haven't been in the individual market in a few years (I went with COBRA when I was unemployed last year) but I recall in my 20s being able to get pretty comprehensive coverage in the $120-150 range.

The other option is insurance through school (though based on his FB updates I have to say I'm confused as to whether Skittles is still a student or not.). I think I paid $600/year for insurance and $600/year for student health services when I was a grad student - so for $100/month I had pretty comprehensive coverage (granted that was a long long time ago!).



I am still in school... until I become ineligible at the end of this semester.

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I am still in school... until I become ineligible at the end of this semester.



So will you have to have your own insurance at that point, anyway? Your dad's policy may only cover you as an adult if you're a full-time student (just something else to look into).
"There is only one basic human right, the right to do as you damn well please. And with it comes the only basic human duty, the duty to take the consequences." -P.J. O'Rourke

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Just join the military. Health/Dental is free and I pay $25/mo (or very close to it) for a $400K life policy. AND........It cover skydiving (provided your commander approves like mine did).



waiting to go take a pulmonary function test in 2 weeks to (hopefully) prove I don't have a problem with asthma anymore. If I pass I should be in shortly.

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I am still in school... until I become ineligible at the end of this semester.



So will you have to have your own insurance at that point, anyway? Your dad's policy may only cover you as an adult if you're a full-time student (just something else to look into).



Well I'm planning on joining the Army. I basically have one more hoop to jump through and if I can make it through the hoop then I should be good. That'll take care of insurance right there.

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Just join the military. Health/Dental is free and I pay $25/mo (or very close to it) for a $400K life policy. AND........It cover skydiving (provided your commander approves like mine did).



waiting to go take a pulmonary function test in 2 weeks to (hopefully) prove I don't have a problem with asthma anymore. If I pass I should be in shortly.



Cool. Yeah the asthma thing is a real motherfucker when dealing with the military. If you have it you, for the most part, dont get in.
Muff #5048

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