Rstanley0312 1 #1 March 8, 2010 So I'm now getting life ins. for my future wife and she has made 2 jumps and will probably go through her AFF this season. I'm asked about it and I tell them and the agent who I know quite well asks me..... "will she be doing any stunts in the air or passing a baton?" I freakin lost it. THe insurance world really has no idea. I told him well not a baton but maybe a space ball and perhaps an exit from the plane in an inflatable of some type. He did not know what to say.Life is all about ass....either you're kicking it, kissing it, working it off, or trying to get a piece of it. Muff Brother #4382 Dudeist Skydiver #000 www.fundraiseadventure.com Quote Share this post Link to post Share on other sites
BillyVance 34 #2 March 8, 2010 Quote So I'm now getting life ins. for my future wife and she has made 2 jumps and will probably go through her AFF this season. I'm asked about it and I tell them and the agent who I know quite well asks me..... "will she be doing any stunts in the air or passing a baton?" I freakin lost it. THe insurance world really has no idea. I told him well not a baton but maybe a space ball and perhaps an exit from the plane in an inflatable of some type. He did not know what to say. A baton??? He's only about 40 years late. "Mediocre people don't like high achievers, and high achievers don't like mediocre people." - SIX TIME National Champion coach Nick Saban Quote Share this post Link to post Share on other sites
Jbag 0 #3 March 8, 2010 baton's are hard to do!!!IHYD Quote Share this post Link to post Share on other sites
BillyVance 34 #4 March 8, 2010 Quote baton's are hard to do!!! I haven't tried.... but I know the Pink Mafia requires a barbie to change hands in freefall for induction. I think they even made an exception for crwdogs who passed one around on a crw stack jump. "Mediocre people don't like high achievers, and high achievers don't like mediocre people." - SIX TIME National Champion coach Nick Saban Quote Share this post Link to post Share on other sites
Rstanley0312 1 #5 March 8, 2010 Quote baton's are hard to do!!! I'm sure but its just not really done anymore. It is the insurance world though..... waaaay behind. Life is all about ass....either you're kicking it, kissing it, working it off, or trying to get a piece of it. Muff Brother #4382 Dudeist Skydiver #000 www.fundraiseadventure.com Quote Share this post Link to post Share on other sites
skyjumpenfool 2 #6 March 8, 2010 Oh! I'm sure we'd still be doing it if the insurance company's would allow it. Birdshit & Fools Productions "Son, only two things fall from the sky." Quote Share this post Link to post Share on other sites
Rstanley0312 1 #7 March 8, 2010 Quote Oh! I'm sure we'd still be doing it if the insurance company's would allow it. lol..... ya and NO "stunts" up there! That goes for all of you!. Life is all about ass....either you're kicking it, kissing it, working it off, or trying to get a piece of it. Muff Brother #4382 Dudeist Skydiver #000 www.fundraiseadventure.com Quote Share this post Link to post Share on other sites
riddler 0 #8 March 8, 2010 That really is the problem with insurance when it comes to modern sports. They have no clue how to handle them, so they use statistics from decades ago. If the insurance industry saw the relative statistics today, I think they would have much less of a problem with skydiving. I wouldn't be surprised if they asked "do you use a belly-mount reserve for safety?" Another question you see in scuba - do you ever go below 30 feet depth? If so, it's considered "deep diving". Well, that may have been true forty years ago, but the RSTC has defined deep as 60 feet today, and unless you only dive in your backyard pool, you're probably going to at least 80 feet on a given dive trip. Doesn't make it any more dangerous statistically - better training and equipment keep divers safer at depth today.Trapped on the surface of a sphere. XKCD Quote Share this post Link to post Share on other sites
JohnRich 4 #9 March 8, 2010 Quote the agent asks me..... "will she be doing any stunts in the air or passing a baton?" Well, she could put an eye out with one of those batons, so you might have to pay more for loss of vision coverage. Quote Share this post Link to post Share on other sites
Glitch 0 #10 March 8, 2010 baton's are hard to do!!! -------------------------------------------------------------------------------- I haven't tried.... but I know the Pink Mafia requires a barbie to change hands in freefall for induction. I think they even made an exception for crwdogs who passed one around on a crw stack jump. ...please. Can you close and dock on a formation? Yeah? ..then you can pass a baton. Nothing special about it. As far as the barbie w/crew dogs, well... back in the day I've passed beers, joints, pipes, and lighters back and forth... so how hard can it be? Randomly f'n thingies up since before I was born... Quote Share this post Link to post Share on other sites
Bolas 5 #11 March 8, 2010 Quote That really is the problem with insurance when it comes to modern sports. They have no clue how to handle them, so they use statistics from decades ago. If the insurance industry saw the relative statistics today, I think they would have much less of a problem with skydiving. I wouldn't be surprised if they asked "do you use a belly-mount reserve for safety?" Another question you see in scuba - do you ever go below 30 feet depth? If so, it's considered "deep diving". Well, that may have been true forty years ago, but the RSTC has defined deep as 60 feet today, and unless you only dive in your backyard pool, you're probably going to at least 80 feet on a given dive trip. Doesn't make it any more dangerous statistically - better training and equipment keep divers safer at depth today. But if they acknowledge that, they'll hafta come up with another reason to charge so much... Stupidity if left untreated is self-correcting If ya can't be good, look good, if that fails, make 'em laugh. Quote Share this post Link to post Share on other sites
billeisele 130 #12 March 8, 2010 Quote So I'm now getting life ins. for my future wife and she has made 2 jumps and will probably go through her AFF this season. I'm asked about it and I tell them and the agent who I know quite well asks me..... "will she be doing any stunts in the air or passing a baton?" I freakin lost it. THe insurance world really has no idea. I told him well not a baton but maybe a space ball and perhaps an exit from the plane in an inflatable of some type. He did not know what to say. The proper answer would have been, NO.Give one city to the thugs so they can all live together. I vote for Chicago where they have strict gun laws. Quote Share this post Link to post Share on other sites
Andy9o8 2 #13 March 8, 2010 Quotethe agent .. asks me..... "will she be doing any stunts in the air or passing a baton?" I'm curious - was that his own inquiry, or did he read it off some form? Quote Share this post Link to post Share on other sites
Rstanley0312 1 #14 March 8, 2010 Quote Quote So I'm now getting life ins. for my future wife and she has made 2 jumps and will probably go through her AFF this season. I'm asked about it and I tell them and the agent who I know quite well asks me..... "will she be doing any stunts in the air or passing a baton?" I freakin lost it. THe insurance world really has no idea. I told him well not a baton but maybe a space ball and perhaps an exit from the plane in an inflatable of some type. He did not know what to say. The proper answer would have been, NO. Ya then something happens while skydiving and the investigate and...... they then deny the claim. No thanksLife is all about ass....either you're kicking it, kissing it, working it off, or trying to get a piece of it. Muff Brother #4382 Dudeist Skydiver #000 www.fundraiseadventure.com Quote Share this post Link to post Share on other sites
Rstanley0312 1 #15 March 8, 2010 QuoteQuotethe agent .. asks me..... "will she be doing any stunts in the air or passing a baton?" I'm curious - was that his own inquiry, or did he read it off some form? Off of a form and my response on paper was just skydiving no "crazy" stuff.Life is all about ass....either you're kicking it, kissing it, working it off, or trying to get a piece of it. Muff Brother #4382 Dudeist Skydiver #000 www.fundraiseadventure.com Quote Share this post Link to post Share on other sites
airdvr 210 #16 March 8, 2010 He obviously wasn't prepared for a yes answer to that question. I'll be interested to know how they rate you and what it costs.Please don't dent the planet. Destinations by Roxanne Quote Share this post Link to post Share on other sites
topdocker 0 #17 March 8, 2010 I tried years ago for disability insurance. After getting the "batton pass" question, I asked to speak to the underwriter and have them explain the question to me on the phone. That poor guy had no clue what a "batton pass" was or "steerable reserve" or any other terms that were clearly from the "Gypsy Moths." They gave me a quote that was double the normal rate, and didn't include any skydiving related injuries, including driving to the airport, flying on a commercial aircraft to a skydiving event, etc. The underwriter pointed out that is was a matter of "risky behavior," not just the skydiving. He told me this after he bragged about his driving his motorcycle to work in the rain.I kept my money. I told them that their actuary was so dated that it was unreliable. It gave a very poor reflection of the company. top Jump more, post less! Quote Share this post Link to post Share on other sites
Rstanley0312 1 #18 March 9, 2010 Quote I tried years ago for disability insurance. After getting the "batton pass" question, I asked to speak to the underwriter and have them explain the question to me on the phone. That poor guy had no clue what a "batton pass" was or "steerable reserve" or any other terms that were clearly from the "Gypsy Moths." They gave me a quote that was double the normal rate, and didn't include any skydiving related injuries, including driving to the airport, flying on a commercial aircraft to a skydiving event, etc. The underwriter pointed out that is was a matter of "risky behavior," not just the skydiving. He told me this after he bragged about his driving his motorcycle to work in the rain.I kept my money. I told them that their actuary was so dated that it was unreliable. It gave a very poor reflection of the company. top I have life insurance on myself through Indiana Farm and they took pretty good care of me. I even got a discount for being an instuctor and they did not ask me these questions at all. Their questions made sense so we shall see what Nationwide comes back with. I may be going right back to IFB.Life is all about ass....either you're kicking it, kissing it, working it off, or trying to get a piece of it. Muff Brother #4382 Dudeist Skydiver #000 www.fundraiseadventure.com Quote Share this post Link to post Share on other sites
MikeJD 0 #19 March 9, 2010 Man, they haven't even landed a wingsuit yet. Let them get that right before anyone starts trying to pass things in freefall. Quote Share this post Link to post Share on other sites
jumpwally 0 #20 March 9, 2010 "no clue " as a generalization that may be somewhat acurate but don't kid yourself on not having current stats,,,,,,I have a buddy that is an actuary, along with his wife. They both work for one of the largest Insurance Companies we hear about here in the US. I've had this discussion with them before,,,not only do they have current stats, they also know what the medical costs are when you don't kill yourself,,,,thanx to you swoopers,,,More surprising than anything , is that there is not a master list provided by some enterprising skydiver that contains all needed info on premium ins companies that do provide coverage to us and their contact info. smile, be nice, enjoy life FB # - 1083 Quote Share this post Link to post Share on other sites
