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JerryBaumchen

Perseverance

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Hi folks,

Earlier to day I was headed up a 4-lane boulevard and had to stop for a red light.

I was about three cars back and in the #1 lane. Then a Mustang pulls up next to me, on my right in the #2 lane, and stops also.

Suddenly: KABOOM

Someone crashes right into the Mustang from the rear. I quickly look back and see this 20-something young woman in an SUV with the entire front of her car smashed completely; and she is still texting on her phone.

Now that is one determined woman!!!!!

B|

Jerry Baumchen

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JerryBaumchen

Hi folks,

Earlier to day I was headed up a 4-lane boulevard and had to stop for a red light.

I was about three cars back and in the #1 lane. Then a Mustang pulls up next to me, on my right in the #2 lane, and stops also.

Suddenly: KABOOM

Someone crashes right into the Mustang from the rear. I quickly look back and see this 20-something young woman in an SUV with the entire front of her car smashed completely; and she is still texting on her phone.

Now that is one determined woman!!!!!

B|

Jerry Baumchen


That should be illegal.
I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama
BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun

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JerryBaumchen

Hi ryoder,

I did not see any airbag.

I had really not thought of it until your post.

BTW the SUV was crashed, I would have thought the airbag would have deployed. It may have deflated ( but I doubt it ) by the time I looked.

Jerry Baumchen



The airbags only inflate if their attached to the car.[:/] They cost about $500 ea to replace. I'm not even sure you can tell their missing until you need them and they don't deploy.:o

The X and I were rear-ended 7 times, front ended once, in in our first 10 yrs in the PNW, And that was before cell phones were small enough to carry or affordable.

Just a bunch of folks in tailgating, in a hurry, not paying attention, DWO, and now of course texting or even using a hands free cell phone.

listen up. It can happen to anyone. Get as much under insured motorist coverage as the auto insurance company offers. The incremental cost between basic and the max is chicken feed. I think even a umbrella policy will kick in after the auto insurance is maxed out.

Of course I know some of you, or non of you will listen. :ph34r: But we've met people that got slammed, and told us in hindsight they should have listened[:/] I really could care less.

Of course check with your instructor me bad :$ your insurance agent first.;)

Don't worry be happy:)R.I.P.
One Jump Wonder

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Krip

Get as much under insured motorist coverage as the auto insurance company offers. The incremental cost between basic and the max is chicken feed.



Great advice. It's also important to note that un- and under- insured motorist insurance are not the same thing. Make sure your policy includes both. In many places, they are sold together.
Math tutoring available. Only $6! per hour! First lesson: Factorials!

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jcd11235

***Get as much under insured motorist coverage as the auto insurance company offers. The incremental cost between basic and the max is chicken feed.



Great advice. It's also important to note that un- and under- insured motorist insurance are not the same thing. Make sure your policy includes both. In many places, they are sold together.

In Wa state under insured is/was defined as zero to under-insured. The kid that rear ended us was uninsured. The damage to our auto was minimal. The physical damage to my wife ended her career.[:/]

But she's still alive:)
One Jump Wonder

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Krip

In Wa state under insured is/was defined as zero to under-insured.



Unfortunately, insurance regulations vary widely from state to state. One of the things I remember from my insurance classes (I minored in Risk Management and Insurance) was that, in some states, uninsured motorist won't provide benefits for damages that exceed the policy limits of an insured motorist. Hence the need for under-insured motorist coverage.
Math tutoring available. Only $6! per hour! First lesson: Factorials!

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